Credit Cards

Which credit card has the best airport limo option?

Banks know that holders of miles earning or other premium credit cards value the option of complimentary airport transfers.

The majority of these cards will offer you airport dropoff, not pickup I wondered for the longest time why they didn’t let you choose between one or the other before realising that pickup involves a lot more “dead” time for the driver (in needing to wait at the arrivals area with uncertainties about flight delays or how long it will take the passenger to clear immigration and pick up his or her luggage). Dropoff, on the other hand, is simple. The driver waits for you for a maximum of 15 minutes at your pickup spot. Any later and he’s gone.

Although this service is free, this isn’t free free, of course. As with all things, there are strings attached requiring particular minimum spends and capping the number of times you can use the benefit.

Here’s a summary of how the different cards stack up. Disclaimer: Your limo will look nothing like in the cover photo. It’s more like a car service outsourced to a third party, most likely an MPV or a Mercedes E Class type vehicle.

CardMin Spend RequirementMax UsesAirport Drop/Pickup
UOB PRVI Miles (AMEX only)S$1K overseas spend per quarter (excludes online transactions)2 per quarter, 8 per yearDrop only
Citibank PrestigeS$1.5K overseas spend in a quarter4 per quarter, 8 per yearDrop or pickup
HSBC Visa InfiniteS$2K spend in a month (first two per year are free)24 per year (includes the two free trips)Drop only
Maybank Visa InfiniteS$3K spend in a month (no min spend if >$60K spending in prev. year)2 per S$3K spend, 6 per yearDrop or pickup
OCBC VoyageS$3K spend in a month2 per monthDrop or pickup

One other thing that struck me while researching this was just how few cards had the benefit. I don’t know why but when I started researching I was under the impression this benefit would be much more widespread. I believe quite a few cards used to offer the benefit so long as you charged your air tickets to that card, but that benefit has been slowly enhanced away.

The following miles cards do not offer an airport limo benefit

Surcharges- take note

Yes, it’s free, but the T&C of almost all the limo programs hits you with surcharges such as

  • A S$10 surcharge for pickups from Sentosa
  • A S$10 surcharge for pickup between 12am and 6am
  • A S$10 surcharge if the driver has to wait for you for more than 15 minutes
  • A S$10 surcharge if you want a 7 seater vehicle and a S$20 surcharge for a 9 seater vehicle

You will likely also face surcharges for late amendments/cancellations. The actual surcharges will differ depending on your card issuer. I’m quoting the above from the UOB T&C but this is a fairly common feature for all airport limo services.

Have I missed out any other cards with airport limo?

(If you liked this post you may want to check out this post on complimentary lounge access with credit cards)

T&Cs for your reference

Citibank Prestige:
HSBC Visa Infinite:
OCBC Voyage:
Maybank Visa Infinite:
CIMB Platinum Mastercard:

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23 Comments on "Which credit card has the best airport limo option?"

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ANZ Travel Signature used to offer for $2,500 spend in a month for pickup/drop off. but they have taken it away early this year. Sigh.

limos are a good perk, but i find it annoying having to book in advance. also with uber x and grab economy, the value of these rides fall to about $15sgd.

the ‘limos’ from UOB tend to be big Merc Vans which are not luxurious at all, or basic Merc E Classes. Again not luxurious at all.

not if you stay in the west. Cabs cost to the airport cost about 35 – 40 sgd.

Agreed. With Citi prestige you need to book a certain number of days in advance, which means calling the concierge while you are on holiday and paying for a LONG overseas call just to arrange for the pick up. Completely not worth it.

I don’t understand this particular point – if you’ve already flown overseas, wouldn’t you usually have your return flight details already? I guess it might be a problem if you frequently travel at the last minute, but is that really the norm?

Plus, Citi Prestige concierge allows you to just email them with the requests. I’ve found it very convenient – can easily arrange my transfers with just a simple email. No need to waste time waiting on the phone anymore.

for the uob privi, the min. spend for a quarter is based on a calendar quarter? for e.g. oct to dec, jan – mar.

also, is the pick up for UOB privi miles just for the amex version? or VISA/MC also can?

OCBC voyage is airport drop and pick-up. The handy part is the 3 months validity. Similar to ANZ last time. At least gives some time/options for stock-piling hehe

let it be a call or email, still rather old fashioned and redundant to book a damm cab to or from the airport. i can probably book a helicopter or plane in another country via an app now.

i really wonder if they’ll save themselves money making a deal with uber/grab/comfort delgro instead. this way they can credit us back immediately when they see the appropriate transactions.

its pathetic we need to wait 5/6 months for a refund.

DBS Treasures has airport pickup … we haven’t paid for a cab back from Changi for the past eight years. Not sure what the qualifying bank balance/credit card is, though. Maybe you can tell us.

ok thanks, didn’t realize.

HSBC Infinite had removed the unlimited limo benefit and replaced it with 1 complimentaray limo drop off per $2000 spending up to a max of 22 limo drop off in a year. As of May 2017, I have garnered maximum limo service allowable, thus I am stopping the use of my HSBC Visa Infinite until 2018.

Maybank Infinite had amended with $3000 spend in a month gives you 2 limo or 2 Jet Quay Terminal service for the following month.
Limo and Jet Quay Terminal Services has to be booked in pairs and not combine one from each.

Hi Aaron

Looks like CIMB Platinum Mastercard has suspended the complimentary one-way airport limo transfer.
Can you confirm?