Banks know that holders of miles earning or other premium credit cards value the option of complimentary airport transfers.
The majority of these cards will offer you airport dropoff, not pickup I wondered for the longest time why they didn’t let you choose between one or the other before realising that pickup involves a lot more “dead” time for the driver (in needing to wait at the arrivals area with uncertainties about flight delays or how long it will take the passenger to clear immigration and pick up his or her luggage). Dropoff, on the other hand, is simple. The driver waits for you for a maximum of 15 minutes at your pickup spot. Any later and he’s gone.
Although this service is free, this isn’t free free, of course. As with all things, there are strings attached requiring particular minimum spends and capping the number of times you can use the benefit.
Here’s a summary of how the different cards stack up. Disclaimer: Your limo will look nothing like in the cover photo. It’s more like a car service outsourced to a third party, most likely an MPV or a Mercedes E Class type vehicle.
|Card||Min Spend Requirement||Max Uses||Airport Drop/Pickup|
|UOB PRVI Miles (AMEX only)||S$1K overseas spend per quarter (excludes online transactions)||2 per quarter, 8 per year||Drop only|
|Citibank Prestige||S$1.5K overseas spend in a quarter||4 per quarter, 8 per year||Drop or pickup|
|HSBC Visa Infinite||S$2K spend in a month (first two per year are free)||24 per year (includes the two free trips)||Drop only|
|Maybank Visa Infinite||S$3K spend in a month (no min spend if >$60K spending in prev. year)||2 per S$3K spend, 6 per year||Drop or pickup|
|OCBC Voyage||S$3K spend in a month||2 per month||Drop or pickup|
One other thing that struck me while researching this was just how few cards had the benefit. I don’t know why but when I started researching I was under the impression this benefit would be much more widespread. I believe quite a few cards used to offer the benefit so long as you charged your air tickets to that card, but that benefit has been slowly enhanced away.
The following miles cards do not offer an airport limo benefit
- DBS Altitude (it used to offer in the past)
- ANZ Travel Card (you can redeem your Travel$ for a limo pickup but it’s spending the equivalent of 3,400 miles on something other cards offer for free)
- Citibank Premiermiles
- Standard Chartered Visa Infinite
Surcharges- take note
Yes, it’s free, but the T&C of almost all the limo programs hits you with surcharges such as
- A S$10 surcharge for pickups from Sentosa
- A S$10 surcharge for pickup between 12am and 6am
- A S$10 surcharge if the driver has to wait for you for more than 15 minutes
- A S$10 surcharge if you want a 7 seater vehicle and a S$20 surcharge for a 9 seater vehicle
You will likely also face surcharges for late amendments/cancellations. The actual surcharges will differ depending on your card issuer. I’m quoting the above from the UOB T&C but this is a fairly common feature for all airport limo services.
Have I missed out any other cards with airport limo?
(If you liked this post you may want to check out this post on complimentary lounge access with credit cards)
T&Cs for your reference
Citibank Prestige: https://www.citibank.com.sg/global_docs/pdf/Airport_terms_and_condition.pdf
HSBC Visa Infinite: https://www.hsbc.com.sg/1/2/personal/cards/hsbc-visa-infinite-credit-card/hsbcvi/hsbc-vi-tncs
Maybank Visa Infinite: http://info.maybank2u.com.sg/pdf/cards/maybank-visa-infinite-card-tnc.pdf
CIMB Platinum Mastercard: https://www.cimbbank.com.sg/content/dam/cimbsingapore/personal/cards/terms-and-conditions/tnc-platinum-mastercard-20160218.pdf