Maybank Horizon Visa Signature- dining, taxis and petrol

Maybank cards don’t really get a lot of love around these parts, but I’ve been tipped off as to an ongoing offer that might be worth some attention.

The Maybank Horizon Visa Signature card is offering 3.2 miles per $1 spent on dining, petrol, taxi and bookings at

You normally earn 1 TREATS point per S$1 of spend (0.4 miles). You get a bonus of 7 TREATS points (2.8 miles) when you spend on the aforementioned categories.

The T&C, which can be found here, say this is subject to a minimum monthly spend of S$300 and the bonus points are capped at 30,000 TREATS points per month, meaning you max this out at S$4,285 of spending. Interestingly, Maybank includes GrabTaxi as part of taxi transactions but not Uber. There is no indication as to whether this is a limited time promotion or not.

That said, you could always use your HSBC Advance/DBS Woman’s World card for Uber/Grab to get 4 miles per $1, and for regular taxis you could use Paypass or Dash to get 4 miles per $1. I suppose the real benefit here is for petrol payments, where I’m struggling to think of any card that will give you a bonus (Samsung Pay isn’t offered at gas stations is it?)

You can also use your Maybank Horizon card to get 2 miles per $1 on air tickets and overseas spend.

So file this under “good to know” but not essential to jump on, if you’re not already using Maybank cards.

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23 thoughts on “Maybank Horizon Visa Signature- dining, taxis and petrol”

    1. yeah, that will work assuming you spend enough on dining to make it worthwhile. otherwise you’d be building orphan miles in maybank

      1. Do wait until 1 October before using UOB PPV at SPC paywave because you will not get the 4 miles per dollar paywave bonus while the spend $51 get $3 discount promotion is ongoing.

    1. The problem with Maybank for petrol is that it only has a station/card discount with Shell, and you must apply for a corporate card to get it.

      1. In addition, if one is intending to use Maybank, the Maybank World Mastercard gives 4 miles per dollar, which is a better rate than the Horizon Visa Signature.

  1. On this statement “That said, you could always use your HSBC Advance/DBS Woman’s World card for Uber/Grab to get 4 miles per $1, and for regular taxis you could use Paypass or Dash to get 4 miles per $1”; how do I get 4 miles per dollar using Dash?

    1. a bit of a round about way- you can top up dash by charging it to singtel bill. so if you’re paying your singtel bill via card (axs), you’re effectively doing the same. easier to use paypass.

  2. Thanks Aaron for the heads-up. A few questions – if I use DBS Women on Uber, I get 4 miles / $1? Also, how does the paypass in taxi work? Thanks!

    1. my bad- here’s how it works

      Get to your destination quicker. Book and pay for your taxi ride faster when you use MasterPass on the ComfortDelGro Taxi Booking App.

      Enjoy a 10% admin fee waiver when you pay with MasterCard via MasterPass.

      Here’s how it works:

      Step 1: Go to and sign up for your MasterPass wallet with your preferred bank.

      Step 2: Connect with MasterPass in the ComfortDelGro Taxi Booking App.
      Download ComfortDelGro App for iPhone :
      Download ComfortDelGro App for Android :

      Step 3: Book your taxi and key in promo code ‘MCPASS’ to enjoy a waiver of your booking and admin fee*.

      Step 4: Select “Pay with MasterPass” and you are good to go.

  3. So given the death of the HSBC advance 4mpd on dining, is it accurate to say this is the next best option for local dining ?

  4. with the death of my HSBC advance dining card, I am now considering the Maybank Horizon Visa Signature for 3.2 airmiles per S$1 spend on restaurant dining. Or the Maybank Visa Infinite Card which is 2 airmiles on any retail dollar spend (S$1).

    Horizon Visa Signature card Treats Points only last 1 year but if you enroll into their Rewards Infinite program by spending S$24000 in the preceeding calendar year, then the Treats Points has no expiry.

    Visa Signature card auto enroll into the Rewards Infinite program and has no expiry. Also 2 mpd for a general spending card seems almost too good to be true. Am I missing out on a catch somewhere??

    Option 1: Apply for both, use the Horizon Visa Signature for dining only and the Visa Signature for general spending (over other 1.2-1.4 mpd general spending cards). Hope that the Treats Points from both cards can consolidate for no expiry status.

    Option 2: Just suck it up and give up on 4mpd dinning and get the Visa Infinite and just earn 2mpd on dinning and general spending and enjoy the non expiry status….

    Any opinions? See any catch that I miss??

    Here’s to hoping we find a 4mpd dinning card replacement

    1. ok i am officially blind. the 2mpd for the Visa Infinite is for foreign currency general spending…

      guess it’s back to option 1

  5. I believe the maybank 3.2 has a non waiveable annual fee plus a minimum spend per month. In other words, annoying small print.

    1. Annual fees are waiveable. Minimum spend of $300 a month to get 3.2 miles for dining, which honestly is not difficult to reach.

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