Despite several changes to its T&C, the DBS Woman’s World Card remains one of the best cards to use for online spending. For the first $2,000 of online spend each month, you can earn 4 mpd. And yes, for the umpteenth time, men can apply.
There’s just one problem- what seems to be a clear cut online transaction may not always register as such on the DBS side. And because DBS iBanking doesn’t provide a detailed breakdown of the points awarded per transaction (plus the Woman’s World Card awards 0.4 mpd at first and 3.6 mpd in the month after, further complicating reconciliation), it’s necessary to monitor your points balance to ensure your bonuses are credited properly.
I was reminded of this after reading Mark’s recent post on how some of his transactions with Alaska Airlines were not getting 10X. So I sent a message to DBS via the secure inbox feature on iBanking, asking them to send me an itemized points excel statement for my past four months of transactions.
After about five days, I received an excel that covered May to August.
Here’s the summary (Edit 5 Oct: DBS has responded with July and August transactions too, which I have updated below)
- Vueling Airlines
- Paypal *MyTaxi
- Paypal* AwfullyChoc
- T-Mobile Hotspot
- GoGo Inflight
- Trusted Tours of America
- Uber Eats
- Book Depository
- The Enchanted Tree
- Singapore Airlines
- Cathay Pacific (done via phone, so I suppose the credit card details were processed offline)
Let’s start with the eligible- it’s comforting to know my Uber, Uber Eats and Paypal transactions are still getting 10X. Some people were reporting that Uber was processed as a recurring billing arrangement and therefore not eligible for points. Similarly, Paypal has always been a bit hit and miss. Some say that it counts as a money transfer service and therefore is not eligible, but this seems to prove otherwise (that said, it could be because I was sending money to Paypal business accounts. It might be different if I were sending to a personal account, although one year back this regularly netted me 10X).
As for the ineligible- Skype and Linkedin are definitely transactions I’m going to dispute, because I can’t think of a more nailed-on example of an online transaction (I don’t think the absence of a OTP necessarily disqualifies a transaction from counting as online, as my Paypal and Uber transactions show). I’ve written back to DBS asking them to investigate this.
I’d encourage anyone who owns a Woman’s card to make this a monthly, or at least bi-monthly habit- it doesn’t require much effort from you beyond sending a secure message. I’d also like to point out that you can check against this crowdsourced spreadsheet to see other people’s reports of transactions that successfully qualified for 10X.