Groceries

The following cards earn bonuses so long as you pay at a merchant that offers mobile payments or Paywave. Note that the UOB PPV does not earn UNI$ at any merchant that awards SMART$ (eg Giant, Cold Storage). The Titanium Rewards will earn 10X points so long as the supermarket accepts mobile payments (which all major chains do)




Min Income
Annual Fee

$30,000

$192.60

UOB Preferred Platinum Visa

One of the best cards to use whenever contactless payments are available.
  • Earn 4 mpd on online shopping and entertainment, Paywave and Mobile Payments, capped at $1,000 of spend per month
  • You do not earn miles/UNI$ wherever SMART$ are also awarded. See a list of SMART$ merchants here

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Min Income
Annual Fee

$30,000

$192.60 (First 2 Years Free)

OCBC Titanium Rewards

Earn 4 miles per dollar wherever mobile payments are accepted, and for online and offline shopping
  • Earn 4 miles per dollar when you shop at department stores, electronics stores, babies' and children's wear, or clothes, shoes and bags both online and offline, in Singapore and overseas
  • From now till 31 December 2018, earn 4 mpd on personal care (drug stores and pharmacies) and mobile payments with Android Pay, Apple Pay and Samsung Pay
  • Bonus miles are capped at $12,000 of spend per card membership year. But apply for both the Blue and Pink version of the card and double that cap to $24,000 (96,000 miles)
  • Spending on the OCBC Titanium Rewards helps you earn bonus interest if you have an OCBC 360 account. Check out this article about bank accounts and miles cards

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