Tag Archives: limo

Which credit cards have the best airport limo option? [July 2017 update]

Airport transfers used to be a very common perk available on mass market miles cards like the DBS Altitude and Citibank Premiermiles. Heck, even lesser cards like the CIMB Platinum and the OCBC Titanium had it.

Unfortunately, as time went on these benefits were enhanced away and now there are only a limited selection of cards with complimentary airport transfers.

Here are three important questions to ask when selecting a card with a limo benefit and a summary of how the different benefits stack up

Key Questions

  • How much do I need to spend to qualify for the benefit?
    • Every bank requires you to spend a minimum amount before awarding a complimentary transfer. Some banks require the spending be entirely in foreign currency, others allow for local currency
  • How many times can I use the benefit per year?
    • Even if you hit the spending threshold, you may not be eligible for transfer if you’ve maxed out your cap for the period. Some cards cap by year, others by quarter, others by both
  • Does the card offer airport pickup or dropoff?
    • Most cards offer dropoff only because it entails less “dead” time- the driver waits 10-15 minutes and if you’re a no-show that’s it. Airport pickup, on the other hand, needs a bigger buffer to account for delays, immigration and baggage collection and is a more expensive service to provide

Comparison of Benefits

I have compiled the various limo benefits being offered by different cards here. I am aware that some cards may allow you to redeem your points for airport transfer, but have not included those here because they aren’t “free”.

CardMin Spend RequirementMax UsesAirport Drop/Pickup
UOB PRVI Miles (AMEX only)S$1K overseas spend per quarter (excludes online transactions)2 per quarter, 8 per yearDrop only
Citibank PrestigeS$1.5K overseas spend in a quarter4 per quarter, 8 per yearDrop or pickup
HSBC Visa InfiniteS$2K spend in a month (first two per year are free)24 per year (includes the two free trips)Drop only
Maybank Visa InfiniteS$3K spend in a month (no min spend if >$60K spending in prev. year)2 per S$3K spend, 6 per yearDrop or pickup
OCBC VoyageS$3K spend in a month2 per monthDrop or pickup

Note: Where is the SCB VI, you might ask? The SCB VI doesn’t offer a limo benefit. Instead, it gives you a choice of taking $100 Uber credits + 25K miles instead of 35K miles when you sign up and pay the first year’s S$588.50 annual fee. Regardless of which option you take, you get a 10% rebate on all Uber rides worldwide capped at S$100 per quarter.

ANZ (sort of) brings back limo service on its Travel card

The future of ANZ’s retail banking operations in Singapore is still up in the air after their recent sale to DBS. Currently, it is still unclear what DBS will do. Will they leave everything intact and operate ANZ as a separate unit? Will they absorb ANZ entirely? And what does that mean for ANZ’s line of credit cards?

I’ll let the fortune tellers sort that one out, but in the meantime, ANZ has taken the step of “re-enhancing” its Travel Visa Signature card by adding back limo services.

ANZ’s limo service has undergone a series of enhancements in recent memory. When the card was first launched, you needed to spend $1,500 within 30 days of travel to book a limo. Then sometime in 2015 the amount was increased to $2,500. And then in June 2016 that benefit was enhanced away altogether, in order to serve you better. Instead, you could now redeem a limo at the following attractive rates!

  • One way-3,400 Travel$
  • Return- 6,400 Travel$

(in other words, your spending used to earn you both miles and limo before, but now ANZ was asking you to pick between one or the other- you could keep the miles, or you could use them to redeem a limo pickup but not both)

Well it seems that in the spirit of Christmas (and probably a lot of angry calls) ANZ has had a change of heart because I got this message from them yesterday

For whatever reason, ANZ has decided to make this a limited time offer only. I suspect they want to see how many people are willing to hit the minimum spend before deciding whether to make this a permanent thing.

Here’s how you qualify for airport limo service-

The main difference is you need to spend $7,000 per quarter to get limo service now, or $2,333 per month. This is as opposed to $2,500 in a 30 day period before travel under the old system.

The threshold is definitely a lot higher now, even if the equivalent per month spend ($2,333) is lower than the old figure ($2,500). You’re basically committing to spend $7,000 with ANZ. If this is all non-category, non-bonused spend, then the ANZ Travel Visa Signature is probably as good as they come, as its 1.4 miles per $1 earning rate is on par with the UOB PRVI Miles card. But given the wide variety of bonus categories that can earn 4 mpd, it’s highly probable that you’d need to sacrifice some of that bonus in order to hit a $7,000 figure within a quarter with ANZ.

The limo isn’t the only thing they give you when you hit the threshold though, you also get 2 lounge passes. You’ll also remember that ANZ enhanced away its unlimited lounge access (which was one of the strongest reasons for getting this card) which didn’t require any spend at all and replaced it with Dragonpass instead. In order to get lounge access, you need to spend $10,000 per quarter to get 2 lounge passes, which is just ridiculous considering the fact that other cards give you a priority pass for free.

So is this move enough to save the ANZ Travel Visa Signature card? Hardly.  I personally can’t recommend this card (unless you think you’ll be spending a lot in Australia/NZ), but if for whatever reason you still feel inclined to apply you might be keen to know they have a sign up bonus that gives up to 25,000 miles when you spend $3,000 in the first month and pay the first year annual fee.

Get more air miles with every dollar

 

Remember that you have options when it comes to picking a credit card with limo service. Why not have a read of this article for more information?