iPayMy/Cardup

Cardup adds limited time member get member promotion

Share your code- get $20 off.

EDIT: The Cardup member get member promotion has been extended indefinitely

I’ve written previously about the startup Cardup, which charges a 2.6% fee in exchange for letting you use your credit card to make payments that normally couldn’t be made using a credit card. This means you can earn rewards points and miles on payments like rental, school fees, condo fees, insurance etc. Think of it conceptually as an opportunity to buy miles at a discounted rate.

Give $20, get $20

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Cardup has launched a member get member promotion that lasts from now till 31 May 2017.

Under this promotion, any member that signs up via your referral code gets $20 off the Cardup fee for their first payment. You get $20 off your next payment for each successful referral. The maximum amount of free credit you can earn is $200 per account, or 10 referrals. Given the 2.6% fee, a $20 Cardup credit will cover the fees incurred on a ~$770 maximum value transaction.

My promo code is AARONW54, but feel free to post your own referral codes in the comments section below.

I realise the last time I wrote about this there was some confusion as to which cards earn 10X rewards points through Cardup. I have previously confirmed receiving 10X rewards points on Cardup using my DBS Woman’s World card for a transaction made in November 2016. I have not personally tested any of the following cards which offer 10X for online spending

The long and short of the matter is that there isn’t a whole lot of transparency on the back end of the banks as to how they classify transactions. There’s always a risk that you’ll not get what you were expecting. However- this member gets member promotion presents an opportunity for us to test different cards. Whether or not your 10X successfully posts, you don’t end up out of pocket, so that should lower the barrier to trying.

As a reminder, if you use a card like the UOB PRVI, you’ll get 1.4 mpd, or 1.86 cpm. You could potentially get 0.65 cpm with a 10X card, but that depends on whether you’re willing to gamble with either getting 10X or 1X (0.4 mpd).

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Sharing is caring- please post the results of your field testing below. There might not be a point testing the HSBC Advance (assuming they don’t renew the 10X promotion), but I’d be interested to see what happens for other cards. Will give my Citibank Rewards card a test, if someone sends some free credit my way!

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zhong sheng
Guest
zhong sheng

Pls use my code ‘zhongshengk63’

Cynthia
Guest
Cynthia

Please use my referral code CYNTHIAL77 for $20 off your first transaction of $1,000 or more

Mark
Guest
Mark

Pls use my code MARKM11

jacky
Guest
jacky

Do use my code YONGHUIG21 for $20 off on your first payment

Jeff
Guest
Jeff

JEFFY54

Zod Chen
Guest
Zod Chen

new referral code ZODC38

Hong Wei
Guest
Hong Wei

My cardup referral is HONGW15

Evelyn
Guest
Evelyn

My referral code is : EVELYNH44

Rmb to charge at least $1000 to get $20 off!

eug
Guest
eug

My referral code EUGENIAT57

BHLIM
Guest
BHLIM

BOONHOCKL17

Arun S
Guest
Arun S

Pl use my code ARUNS13

Mark
Guest
Mark

Please use my code MARKC60

June
Guest
June

Hello, feel free to use my code:
JUNEC55

yinan
Guest
yinan

Please use my referral code YINANG35 for $20 off.

Hector
Guest
Hector

Please use my referral code RUIC11 for $20 off

Richard
Guest
Richard

Hi All: please use my referral code RICHARDB47 for $20 off your first transaction of $1,000 or more, THANKS!

wingyin
Guest
wingyin

sharing mine:
WINGYINL52

Pang
Guest
Pang

TZESIONGP79

CK
Guest
CK

CHONGKIATK27

Ben
Guest
Ben

Please use my referral code, BENJAMINH54

YX
Guest
YX

Hi! Please feel free to use my promo code: YIXIANGY98

Thanks! 😀

Kris
Guest
Kris

Sharing is caring. Didn’t realise there’s a limit to a promo code, but here’s mine – KRISL34. Thanks! 🙂

KEvin
Guest
KEvin

hi there. use my awesome code WIRAWANK77 to get $20 off your cardup fees !

Karen
Guest
Karen

Please use my referral code KARENC48 for $20 off your first transaction of $1,000 or more. Thanks! 🙂

Joseph
Guest
Joseph

Hi, my referral code : JOSEPHH10
Use it for $20 off your first transaction of $1,000 and above!

Hansen
Guest
Hansen

HANSENK83
Please use my referral code shown above
Min Spend for First Transaction $1000

I have done my part by using someone’s code on this list, pass it on 🙂

David
Guest
David

Hi,

Please use my referral code, “ZHONGSHENGK63”

JANE
Guest
JANE

new referral code THERESAK21

Joshua
Guest
Joshua

Can use mine too JOSHUAZ15

KINEEA60
Guest
KINEEA60

Hi there,

please use my code KINEEA60

Thanks! 🙂

BHC
Guest
BHC

Pls use my code BANHUAC29. Thanks!

Jane
Guest
Jane

New code THERESAK21

Wai Yip
Guest
Wai Yip

Hi new code WAIYIPT76. Feel free to use!

JANE
Guest
JANE

new referral code “THERESAK21”

Eugene Seng
Guest
Eugene Seng

Please use my code for $20 off your first transaction!
Code: SENGR23

Vega
Guest
Vega

Please use my code VEGAH53

Darren Liew
Guest
Darren Liew

Please use my promo code : CHUNKITDARRENL65 for $20 off your first transaction of minimum $1000

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