Credit Cards

Limited time: Get up to $200 off SCB Visa Infinite annual fee, buy miles at 1.1 cents each

Apply for an SCB Visa Infinite by 17 May and get up to $200 cash, plus instant approval.

From now till 17 May, apply for an SCB Visa Infinite and get up to $200 cash. This reduces the annual fee to $388.50, allowing you to pick up miles at 1.1 cents each. SCB now offers instant approval and provisioning of cards, allowing you to start using your card straight away. 

The best part? You don’t strictly need to earn $150K+ per year. Read on for details.

The SCB Visa Infinite is one of the best miles cards to buy miles on the cheap.

That’s because the card offers the cheapest tax payment facility in Singapore (as low as 1.14 cents per mile), plus the chance to buy a further 35,000 miles when you pay the $588.50 first year annual fee (1.68 cents per mile)

And it gets even better: from now till 17 May, SingSaver is running a flash sale for SCB Visa Infinite applications:

  • New-to-bank customers will get $100 cash upon approval (existing: $30)
  • A total of 15 customers can win a further $100 cash by providing the most creative answer to question “what do you wish could be instant in your life?” See contest details below

Get up to $200 when you apply for the SCB Visa Infinite here

Here’s how the math works out:

Welcome MilesEffective CostCents Per Mile
SingSaver Existing (no win)35,000$555.501.60
SingSaver New-to-Bank (no win)35,000$488.501.40
SingSaver Existing (win)35,000$455.501.31
SingSaver New-to-Bank (win)35,000$385.501.11

As you can see, the price per mile can drop as low as 1.11 cpm, which would make this the cheapest way of buying miles in Singapore.

Method [Income Req]TypeCPMAnnual Miles Limit
SCB Visa Infinite Tax Payment (>$2K p.m) [$150K]Payment Facility1.14Tax bill
HSBC Visa Infinite Tax Payment (>$50K p.a) [$120K]Payment Facility1.2Tax bill
HSBC Premier MC Tax Payment [AUM: $200K]Payment Facility1.25Tax bill
Citi PayAll with Citi Ultima [Invitation]Payment Facility0.94 or 1.25Bill amount
HSBC Visa Infinite- Premier customer [$120K]Welcome Gift1.3935K
HSBC Visa Infinite Tax Payment (<$50K p.a) [$120K]Payment Facility1.5Tax bill
Citi PayAll with Citi Prestige [$120K]Payment Facility1.15 or 1.54Bill amount
Citi PayAll with Citi PremierMiles AMEX [$80K]Payment Facility1.15 or 1.54Bill amount
SCB Visa Infinite Tax Payment (<$2K p.m) [$150K]Payment Facility1.6Tax bill
Citi PayAll with Citi PremierMiles Visa [$30K]Payment Facility1.25 or 1.67Bill amount
SCB Visa Infinite [$150K]Welcome Gift1.6835K
HSBC Visa Plat/Revolution Tax Payment [$30K]Payment Facility1.75Tax bill
Citibank PremierMiles AMEX [$80K]Annual Fee1.7815K
Cardup with UOB PRVI [$30K]Payment Facility1.81Unlimited
HSBC Visa Infinite- Regular Customer [$120K]Welcome Gift1.8635K
OCBC VOYAGE Tax Payment [$120K]Payment Facility1.9Tax bill
Citibank PremierMiles Visa [$30K]Annual Fee1.9310K
DBS Altitude AMEX/Visa [$30K]Annual Fee1.9310K
KrisFlyer UOB Credit CardAnnual Fee1.9310K
OCBC VOYAGE Payment Facility [$120K]Payment Facility1.9 or 1.95Unlimited
UOB VI Payment Facility [$150K]Payment Facility2.0Unlimited
UOB PRVI Pay Facility [$30k]Payment Facility2.1Unlimited
Cardup with DBS Altitude/Citibank PM Visa [$30K]Payment Facility2.11Unlimited
OCBC VOYAGE- Option 2 [$120K]Annual Fee2.14150K
Citi Prestige [$120K]Annual Fee2.1425K
DBS Altitude Tax Payment [$30K]Payment Facility2.5Tax bill
OCBC VOYAGE- Option 1 [$120K]Annual Fee3.2515K

Do note that the second year renewal gift for the SCB Visa Infinite is only 20,000 miles, so you need to take the call as to whether you enjoy the card enough to pay the full fee from the second year onwards.

The SCB Visa Infinite earns 1.4 mpd locally and 3.0 mpd overseas, provided you spend at least $2K in a statement period (1 mpd for both otherwise). This puts it among the highest general spending cards in Singapore. It also comes with six Priority Pass visits, which isn’t the best in class. However, if you view this as a pure miles buying exercise, then anything incremental is just a bonus.

On paper, the minimum income for the SCB Visa Infinite is a hefty $150K. That said, there have been enough data points from people who have received approval with incomes in the $80-120K range for me to believe this isn’t a strict requirement. It’s certainly worth a shot if you’re interested, particularly because SCB now offers instant approval.

Apply online and get instant approval

Applying for a card and waiting a week for it in the mail is so five years ago. We’re now in the age of “instant provisioning”, where you can use your card immediately upon approval by adding it to your mobile wallet.

SCB is now offering instant approval and provisioning for the following cards:

  1. SCB Unlimited Cashback
  2. SCB Rewards+
  3. SCB Spree
  4. SCB NUS Alumni Platinum Credit Card
  5. SCB Prudential Platinum Credit Card
  6. SCB Visa Infinite

Instant approval and provisioning is available for both new-to-bank and existing customers. You need to apply using SingPass MyInfo, which will automatically populate fields like your mobile number, mailing and email address.

Get Instant Credit Card Approval with Standard Chartered Bank | SingSaver

Upon submission, you should get instant confirmation whether your card is approved or not (there will be some instances where the system needs additional time to validate your application, and you’ll be told if this is the case).

Contest: Win $100 bonus cash for successful SCB Visa Infinite applications

So, in light of that, the contest question is:

“What do you wish could be instant in your life?”

Send your answer to [email protected] by 31 May 2019, and the 15 most creative answers win a bonus $100 cash each.

The full T&C can be found here, but to summarize: you must apply for a SCB Visa Infinite card by 17 May 2019, and receive approval + complete the rewards redemption form by 31 May 2019. This contest is open to both new-to-bank and existing SCB customers.

Sidenote: this promotion is separate from the ongoing SingSaver Battle of the Cards contest, so you can’t double dip on the two. If you want to participate in the Battle of the Cards, use the links in this article instead.


If you’re looking to pick up miles for less, this is probably one of the best ways. So get cracking with your answers, and be sure to submit your applications by 17 May!


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A NobodyRichardAaron WongRenzHector Recent comment authors
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Surely you mean..i can’t think of a few ways better than this rather than i can


I think Aaron sentence using “can” is correct. Must read the entire sentence in entirety.

Happy Camper
Happy Camper

Are you a master-debator? 😜


Hi, just to check 1.4miles is awarded after the min 2k spend or is it on the whole 2k?
Example: for the first 2k you’re awarded 1mpd
And after that then you’ll be awarded 1.4mpd?


Hi Aaron,
Do you know if tax payment counts towards the $2K min spend? Or do we need to charge $2K to the card when the tax payment application is approved?
Also, does the earn rate vary month to month depending on whether we hit the min spend? Or do we need to maintain $2K min spend every month?
The Stanchart website’s FAQ is silent on this.

A Nobody
A Nobody

Yes, the tax payment facility counts towards the min 2k monthly spend. I chatted with the bank representative online.


Applied… but when retrieving myinfo, SC website generated errors… althought I received SMS from singpass that SC has successfully accessed the information
So no instant approval… just a note.