75
Leave a Reply

Please Login to comment
avatar
31 Comment threads
44 Thread replies
1 Followers
 
Most reacted comment
Hottest comment thread
56 Comment authors
Really?Mile ChaserahboyArticbladeArticblade Recent comment authors
  Subscribe  
Notify of
Jiffy
Guest
Jiffy

Cortez

Oliver K.
Guest
Oliver K.

You can also buy Changi Gift Card if you’re a frequent traveller. Valid for 12 month and can use at Changi Airport both transit and public areas.

DS
Guest
DS

Does that really work?

ahboy
Guest
ahboy

Changi gift card does not earn any changi reward points, which is a bummer.

TCY
Guest
TCY

Great article !!

Anon
Guest
Anon

Is grabpay MasterCard considered a wallet you think?

Dave
Guest
Dave

GrabPay is explicitly mentioned in the article above…

kc
Guest
kc

Excluded in the terms & conditions

Syok
Guest
Syok

I was thinking the same question too till this noon, my colleague and myself realized that SQ is not in the partner list that you could redeem your 360 rewards points to miles.
So, to us, that 100K miles, not that attractive any more…

PNG
Guest
PNG

From the T&Cs The X Cardholder can redeem his/her 360° Reward Points for KrisFlyer Miles or Cash Rewards in the manner set out in the Rewards Programme Terms. The X Cardholder may also redeem his/her 360° Reward Points for Hotel Partner Points or Airline Partner Miles in the manner set out via Transfer Rewards in the SC EasyRewards Terms and Conditions found in Rewards Programme Terms. Please take note of the applicable fees and terms and conditions that apply in the Rewards Programme Terms and in the SC EasyRewards Terms and Conditions found in Rewards Programme Terms in relation to… Read more »

Syok
Guest
Syok

Thanks PNG for sharing this. We applied already 🙂

LWL
Guest
LWL

Just to add on, from my own findings, SQ miles are under the SC Rewards Redemption webpage (only via browser). However, if you want to claim miles for other airlines you have to do it in the online banking app “Credit Card Rewards”, “Transfer Rewards”.

So for Cashback and SQ miles – SC Rewards online
For other airlines and travel credit – SCB Mobile App

Githio
Guest
Githio

Thanks Aaron – very clear on what to spend on – a fully automated coffee machine. Can’t spend 6k on Starbucks latte at one go. That will take 1000 mugs – do t think Starbucks stock 1000 mugs in a single store.

AW
Guest
AW

What about Starbucks card TOP up …

Timothy
Guest
Timothy

How about spending in carousell? Can simply ask someone to list an item for 6k and purchase it using caroupay. Only need to pay 2% service charge of the listing fee which is S$120 in this case.

lifeonthego_k
Guest
lifeonthego_k

That’s a good idea! Haha

Lee
Guest
Lee

Haha share if this works

lifeonthego_k
Guest
lifeonthego_k

How to know if it works till after when it comes time for the bonus miles to be awarded, at which time it’ll be too late incase it doesn’t work?

Really?
Guest
Really?

Service fee still applies? I thought the fee has been waived for a while now?

Kelvin
Guest
Kelvin

I guess NUS/NTU are not belongs to government agencies right ? Saw their logo in the government agency photo 😅

Aizat
Guest
Aizat

So total points we will receive is equivalent to 130,000 miles
30,000 = Annual Fee
100,000 = bonus after hitting the $6,000 spend?

Jack
Guest
Jack

No. You will get 160,000. You get an extra 30,000 on top of all that for not reading the article or Standard Chartered webpage.

Syok
Guest
Syok

Hahahaha I like you so much, so funny you

Tom
Guest
Tom

You can read?

Milecard
Guest
Milecard

And this is exactly why i dont get Stanchart here. Do they want to capture the new clientele base, or they are so obsessed about not giving away the miles? They will earn exactly the same cc fees in cardup, easybill etc, yet, they want to exclude these customers, and for sure, most people who use cardup are exactly the ones in the miles game. Putting up a huge miles signing bonus and excluding the majority playing the miles game, what are they thinking here? A $700 annual fees for a card that has no feature except the 70k bonus… Read more »

Syok
Guest
Syok

Ya, you are making every sense here, these few days we been talking about where to spend this 6K given so much exclusion.
And indeed, a visa infinite card with no attractive feature, like the CIMB one, but CIMB doesn’t charge annual fee ah…

P
Guest
P

Hello! I just wrote in to enquire about paying for hospital bill and they said “Please be advise that government sector, hospitals and schools are eligible for the $6K spend and get promotion.”

“However, government agencies which are not eligible are stated on the T&Cs – LTA, HDB, IRA, PUB, ICA, and the ministries, basically those govt agencies which are payable for monthly recurring services.” hope this helps someone!

G
Guest
G

Where did you write in to? Email?

Barney
Guest
Barney

Hi P, the wrote back that Govt Hospitals are eligible too ! Woohoo

Anonymous
Guest
Anonymous

Never seen someone so happy to have to visit hospital and spend money.

Louis
Guest
Louis

This is amazing work! Thanks Aaron.

WilliamLee
Member
WilliamLee

since u specifically mentioned ‘the learning lab’ (mcc 8299) i called scb and they said this is a qualifying transaction.
just as a side note, citibank doesnt give thank you points for learning lab when u swipe the card. i spoke to them as well.

Patrick
Guest
Patrick

Hi Aaron. Can I use this card for my children’s polytechnics tuition fee bill

KC
Guest
KC

A clear ‘first year only’ card if you have SC VI. Also, if you take into consideration the opportunity cost of using the X to hit $6K, the miles earn rate will be slightly reduced; more so if a major portion of it is in FCY.

bluepanda
Guest
bluepanda

Actually, local spending may incur the higher opportunity cost. Most local spending would be on UOB PPV by Paywave, thus earning 4mpd. Thus the opportunity cost is highest at 2.8mpd.

KC
Guest
KC

Agreed. My comparison was between SC VI and VIX. Your comment is true for DBS WWMC (<=$2K/pm) as well.

Kaydee
Guest
Kaydee

Would transactions on Points.com be counted towards this SCB X Card 6k Spend?
Might consider using this card to buy miles now during the 50% bonus Alaska Mileage Plan sale.

Guest
Guest
Guest

Anybody have standard charter email? i would like to find out if thithing to a church organisation counts as well.

Newbie
Guest
Newbie

Just wondering if re-contracting with any of those 3 telcos will be considered as qualifying transaction? Thank you!

guest
Guest
guest

This might not be applied for SCB, but just FYR, I bought travel insurance using WWMC via PolicyPal, x9 bonus points was not given by DBS.

Upon query using IB mailbox, DBS quote “… I wish to confirm that the relevant department has identified this transaction as a payment for an insurance broker. For such transaction, DBS Bonus points may not be given for payments to financial institutions (including banks, online trading platforms and brokerages)… “

guest
Guest
guest

further update from DBS: “… Firstly for all types of transactions, we give points based on system indicators, any disputes from customers we will have to check with our relevant department (Business Unit) on the confirmation of that said transaction that customer(s) is disputing on. System indicator is the merchant’s indicator in which this merchant is categorised under. As per the previous officer’s checking, this merchant PolicyPal is tagged under the same type of category regarding insurance and financial broking. As long as the merchant is registered/tagged under this, it doesnt matter what type of products they sell nor what… Read more »

trackback

[…] Aaron from the Million (also my unofficial “Shi Fu”) has listed in extensive detail of all exclusions. […]

Newbie
Guest

Stupid question: does the annual fee count towards the spend

No miles for me
Guest
No miles for me

(q) Any fees and charges (including but not limited to annual fees, service fees, interest charges, cheque processing fees, administrative fees, cash advance fees, finance charges and/or late payment charges and other miscellaneous fees and charges) charged to the X Card;

Newbie
Guest

thanks!!!

No miles for me
Guest
No miles for me

I’m guessing gift cards are ok? Like Amazon, etc.

Sam
Guest
Sam

Just received my card after four days after confirmation. As the card doesn’t come with much benefits there is no booklet like other cards etc

chk
Guest
chk

The email say I will receive the card in 3 working days. No digital card for me (no idea why).
Well, 1 week later no X-Card.
Bummer – wonder if SCB ran out of blank cards as response greater than X-Men movie release or ran out of the lighted box which I saw on some blog site. ……. anyway, I’m going overseas next week and can’t receive any card.

Sam
Guest
Sam

My box got no light ;(

DR
Guest
DR

Same….over a week and NO card. SC’s new strategy to make sure more people don’t make the 6k spend?

JJ
Guest
JJ

I asked about the eligibility of some transactions and received the following reply from Stanchart in my ibanking mailbox:

Please be informed that purchase of gift cards at shopping centres, SimplyGo and private overseas educational institutions are eligible transactions for the X Card sign up bonus of 70,000 miles for spending $6,000.

Please be advise that charitable donations are not eligible to count towards the qualifying spending of $6,000.

chk
Guest
chk

Now they say Charitable donations are excluded for $6,000 spending?? OMG….SCB, is really mucking it up and chopping & changing as things go along.

Ck
Guest
Ck

Would using the card to buy Ntuc/taka vouchers be eligible?

DR
Guest
DR

I believe Aaron answered ‘yes’ in another article’s comments.

Roy
Guest
Roy

How about capitaland vouchers? Is it eligible?

Roy
Guest
Roy

How about capitaland vouchers?

john
Guest
john

is casino levy excluded?

Hans
Guest

I spoke to an SC consultant using their online chat to check my SC X transactions, and he told me that my Paypal transaction is excluded. My Paypal transaction was made to a local SME to buy labels through their online shop – meaning I place the order on the merchant site, the website redirects to Paypal, I login to Paypal and use my SC X card to make the payment, and after completion it redirects me back to the merchant’s page saying transaction successful. For reference, the merchant is Inkbow. The SC consultant quoted the TNC clause 57 (n)… Read more »

HT
Guest
HT

I am in literally the same situation as Hans above (my payment was to a contact lens company Eyelookgood).

Prior to my payment, I had confirmed with the company that their Paypal account was a business account.

Just spoke with SCB customer service over online chat and over phone call – their conclusion was that all Paypal payments (business account or personal account) would not be eligible for the bonus miles promotion. According to them, this is because Paypal is considered a payment platform and hence not eligible.

chk
Guest
chk

Now I am truly upset with SCB. There is nothing much I can do when I have to prepay online and PayPal pops out with no alternative online options. SCB is just being ridiculous in trying to limit their new card launch expenses

haoxiang1985
Member
haoxiang1985

[deleted]

Articblade
Guest
Articblade

Not directly related but i notice different bank treats Grab code differently. X Card does reflect the code as per the article but i recently signed up for DBS Black Elite card and the merchant code and MCC is different. All my grab transaction, be it topup or rides, is reflected as “GPAY NETWORK (S) PTE L SINGAPORE 702”. I followed milelion’s digibot guide and further check show that grab ride is tagged as “LIMOUSINES & TAXICABS” while grab topup is tagged as “TRANSPORTATION SERVICES”. Interestingly, gojek rides is also tagged as “TRANSPORTATION SERVICES”. My question is whether MCC code… Read more »

Mile Chaser
Guest
Mile Chaser

does anyone know how to confirm if you have qualified (spent 6k) for the signup bonus? I am pretty sure i did but just want to confirm. Called their customer service they just asked me to check T&C clause 53 which says we will be notified via SMS, but i didnt received any SMS.