Both the Maybank Horizon and Maybank World Mastercard excel at foreign currency spending, but they're not exact substitutes. Here's the key differences to know about.
While it's nice to have a first year fee waiver and miles for insurance premiums, there's little else the Maybank Visa Infinite does that other cards can't do better.
From 1 December 2025, the Maybank Horizon will cap local insurance, medical, education, and other selected spend at 480 miles per month, and exclude it from minimum spend calculations.
From 1 December 2025, Maybank will tighten its rewards exclusions further by adding utilities and cleaning services, while shoring up existing exclusions for quasi-cash and insurance.
With 4 mpd on all FCY spend and a wide range of bonus categories, the Maybank XL Rewards Card is an easy card to recommend— provided you're not a day over 40.
