In addition to complimentary lounge access, certain credit cards let you enjoy a free limo ride to or from the airport in Singapore. This was a fairly common perk once upon a time, but has grown increasingly rare in recent years.
Here’s a guide to which cards still offer this benefit, how to unlock it, and the all-important terms and conditions.
Which credit cards offer airport limo rides?
The following Singapore credit cards offer complimentary airport limo rides; some require you to hit a certain minimum qualifying spend.
| Card | Qualifying Spend (QS) | Cap |
| Income Req. ≥S$30K | ||
 UOB PRVI Miles AMEX(T&C) | S$1K (FCY) per quarter for 2 rides | 2 per quarter |
| Booking Call 6651 2253 between 9 a.m to 6 p.m to make booking at least two days in advance | ||
| Income Req. ≥S$120K | ||
 UOB Lady’s Solitaire Metal Card(T&C) | None | 1 per year |
| Booking Register at travelwithus.mastercard.com and book at least 48h in advance | ||
 HSBC Visa Infinite(T&C) | S$2K per month for 1 ride (First 2 [Regular] or 4 [Premier] per year are free) | 24 per year (includes free rides) |
| Booking Book via Ten Concierge website at least 24h in advance | ||
 Maybank Visa Infinite(T&C) | S$3K per month for 2 rides | 8 per year |
| Booking Call Maybank Cards Priority Customer Service at least 72h in advance | ||
 OCBC VOYAGE(T&C) | S$5K per month for 1 ride | 2 per month |
| Booking Email [email protected] or call 6593 9999 at least 48h in advance | ||
 Citi Prestige(T&C) | S$12K per quarter for 2 rides | 2 per quarter |
| Booking Call 6337 2484 at least 48h in advance | ||
Here’s a few questions to consider when comparing limo benefits across cards.
(1) How much spending is needed to unlock the benefit?
Only the HSBC Visa Infinite and UOB Lady’s Solitaire Metal Card offer truly free rides.
- HSBC Visa Infinite: 2 per membership year (regular), 4 per membership year (HSBC Premier)
- UOB Lady’s Solitaire Metal Card: 1 per calendar year
Otherwise, you’re going to have to hit a certain spending threshold to unlock the rides. This ranges anywhere from S$1,000 per quarter to S$5,000 per month, and take note that meeting the minimum spend unlocks two rides for some cards, and just one ride for others.
Surprisingly, despite its lowly positioning (relative to a $120K card at least), the UOB PRVI Miles AMEX has the lowest spending requirement of all- just S$1,000 spend within a calendar quarter unlocks two rides.
A few things to note about the spending thresholds:
- Citi Prestige: Spending on Citi PayAll will count towards the minimum spending requirement
- UOB PRVI Miles AMEX: Spending must be in foreign currency, but excludes card-not-present transactions. In other words, buying things online won’t count
Eligible spending is calculated based on posting date, not transaction date. If you’re making significant transactions towards the end of the month, be extra careful about this as it may take 2-3 days for some merchants to post transactions.
(2) Do I get airport pickups or drop-offs?
This is a subtle but important difference.
Airport pickups are generally more costly to provide because the driver needs to budget time for flight delays, immigration, and baggage collection. Airport drop-offs are more straightforward- if you don’t show up beyond a certain time, your ride leaves without you.
Therefore, some providers only do airport drop-offs, but ideally you’ll want your free limo rides to be redeemable for trips both to and from the airport.
| Card | To/From Airport |
 UOB Lady’s Solitaire Metal Card | To/From Airport |
| UOB PRVI Miles AMEX | To Airport |
| HSBC Visa Infinite | To Airport |
| Maybank Visa Infinite | To/From Airport |
 OCBC VOYAGE | To/From Airport |
| Citi Prestige | To/From Airport |
Special mention for the OCBC VOYAGE, which covers not just Changi Airport, but Seletar Airport, both the Harborfront and Tanah Merah Ferry Terminals, and the “railway station” (I assume they mean the Woodlands train checkpoint).
Likewise the UOB Lady’s Solitaire Metal Card’s free airport ride is valid globally, and can be used either in Singapore or other supported cities.
(3) How long are the rides valid for?
Once you’ve unlocked your limo rides, they’re valid for a certain time period. Be sure to use them before they expire!
| Card | Validity of Rides |
| UOB PRVI Miles AMEX | Rides must be used by end of calendar quarter in which they’re earned |
| HSBC Visa Infinite | Rides valid within same calendar year |
| Maybank Visa Infinite | Rides valid within same calendar year |
| OCBC VOYAGE | Rides valid for three months from day of awarding |
| Citi Prestige | Rides valid within same calendar year |
While some cards were previously offering extensions of unused rides due to COVID-19, the commencement of the VTLs and reopening of borders means they’ve reverted to regular T&Cs.
However, OCBC VOYAGE cardholders can opt to encash their accumulated rides for S$20 each, up till 30 June 2022.
(4) What else should I know?
Some other points to consider are the advance notice required, charges for late night service, maximum passengers permissible and the grace period before additional waiting charges apply.
| UOB PRVI Miles AMEX | Adv. Booking | 2 days +S$10 otherwise |
| Late Night Fee (11.30 p.m to 6.30 a.m) | S$10 | |
| Max Pax. | 4 +S$10 for 7 seater +S$20 for 9 seater | |
| Grace Period | 15 mins S$10 per 15-min block after | |
| Changes | S$10 for changes made after 6 p.m the day before pick-up | |
| HSBC Visa Infinite | Adv. Booking | 24 hours |
| Late Night Fee (12.00 a.m to 5.59 a.m) | S$12 | |
| Max Pax. | 3 | |
| Grace Period | 15 mins S$10 per 15-min block after | |
| Changes | S$10 for changes made within 1 hour of pick-up | |
| Maybank Visa Infinite | Adv. Booking | 72 hours |
| Late Night Fee | Not mentioned | |
| Max Pax. | Not mentioned | |
| Grace Period | Not mentioned | |
| Changes | S$60 for cancellations with <24 hours notice | |
| OCBC VOYAGE | Adv. Booking | 24 hours |
| Late Night Fee (11 p.m to 7.00 a.m) | S$12 | |
| Max Pax. | 4 | |
| Grace Period | 15 mins S$10 per 15-min block after | |
| Changes | S$60 for cancellations with <12 hours notice | |
| Citi Prestige | Adv. Booking | 48 hours |
| Late Night Fee | Not mentioned | |
| Max Pax. | 4 | |
| Grace Period | Not mentioned | |
| Changes | Any change or cancellation <24 hours will be taken as 1 usage |
Pseudo airport limo benefit
While slightly different from the ones above, both the KrisFlyer UOB Credit Card and Maybank Privilege Horizon Visa Signature (note: not the regular Maybank Horizon Visa Signature) offer cardmembers Grab codes valid for rides to and from the airport.
Maybank’s is slightly better because it’s a guaranteed benefit, unlike the KrisFlyer UOB one which is subject to a monthly redemption cap.
| Card | Offer | Remarks |
 KrisFlyer UOB Credit Card | 2x S$15 Grab codes |
|
 Maybank Privilege Horizon Visa Signature | 2x S$20 Grab codes |
|
Conclusion
The airport limo benefit isn’t as ubtiquous as it was in the past, but there’s still a few cards out there offering this perk.
In my opinion, the card with the “best” limo benefit still remains the UOB PRVI Miles AMEX. The S$256.80 annual fee can be waived, and the spending requirement is the lowest of all.
