[Last updated: 1 Mar 2020]
Local General Spending
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1.5 mpd |
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1.4 mpd |
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1.4 mpd, min $2K overall spend per statement cycle (otherwise 1 mpd) |
| 1.3 mpd (up to 0.06/0.12 mpd relationship bonus for non-Citigold/Citigold customers) | |
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1.25 mpd (1 mpd if first year or if previous year spending <$50K) |
| 1.2 mpd | |
| 1.2 mpd | |
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1.2 mpd |
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1.2 mpd (Premier & Private banking versions earn 1.6 mpd) |
| 1.2 mpd | |
| 1.2 mpd | |
| 1.2 mpd | |
| 1.1 mpd |
UOB PRVI Miles (All variants)
DBS Altitude (all variants)
Foreign Currency Spending
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4 mpd, if payment processing done outside of Singapore, min $1K max $2K foreign currency spending per statement cycle |
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3 mpd, min $2K overall spend per statement cycle (otherwise 1 mpd) |
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3 mpd, if payment processing done outside of Singapore |
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2.9 mpd, capped at $2,222 of foreign currency spending a year |
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2.4 mpd, if payment processing done outside of Singapore |
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2.4 mpd |
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2.3 mpd |
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2.25 mpd (2 mpd if first year or if previous year spending <$50K) |
| 2.1 mpd | |
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2 mpd |
| 2 mpd | |
| 2 mpd | |
| 2 mpd (up to 0.06/0.12 mpd relationship bonus for non-Citigold/Citigold customers) | |
 Maybank Horizon Visa Signature |
2 mpd, min $300 total card spending in a month |
DBS Altitude (All variants)Air Tickets
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6 mpd for selected airline bookings on Expedia and UOB Travel. List subject to change, refer to website for latest. Capped at $3K spend till 31 Dec 20 (UOB Travel), 30 Apr 21 (Expedia). Details here |
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4 mpd if charged in foreign currency and payment processing done outside of Singapore. Min $1K max $2K per statement period |
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4 mpd, capped at $1K per month for Lady’s Card and $3K per month for Lady’s Solitaire. Travel must be chosen as your bonus category at the start of each quarter. Lady’s Card gets one bonus category, Lady’s Solitaire gets two bonus categories |
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4 mpd, limit $2K per month |
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3 mpd, limit $5K per month |
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3 mpd, if in foreign currency and payment processing done outside of Singapore |
| 3 mpd on SIA-related transactions (Scoot, SilkAir, Singapore Air) | |
| 2 mpd on SIA-related transactions (excluding Scoot) | |
| 2 mpd on SIA-related transactions (excluding Scoot) | |
| Maybank Horizon Visa Signature |
2 mpd, min $300 total card spending in a month |
| 1.95 mpd on Singapore Air, SilkAir, and Scoot tickets purchased through website or Platinum concierge |
CardUp
Any general spending card will earn miles with CardUp. CardUp keeps an up-to-date list here, a copy of which is shown below.
If this is your first payment with CardUp, use the code MILELION to get $20 off a $1,000 minimum payment. Alternatively, you can use the code SAVERENT19 to enjoy a 1.9% discounted rate on rental payments (for rental payments due by 30 Jun 20, max one payment a month, Visa/Mastercard only) |
Charitable Donations
| 1.2 mpd | |
| 1.1 mpd |
Dining
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4 mpd, capped at $6K per calendar year. No longer available for application |
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4 mpd, capped at $1K per month for Lady’s Card and $3K per month for Lady’s Solitaire. Dining must be chosen as your bonus category at the start of each quarter. Lady’s Card gets one bonus category, Lady’s Solitaire gets two bonus categories |
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4 mpd at selected Paradise Group, Imperial Treasure, RWS and Les Amis restaurants |
| Maybank Horizon Visa Signature |
3.2 mpd, min $300 total card spending in a month. Local dining only. |
 KrisFlyer UOB Credit Card |
3 mpd, min $500 spend on SIA-related transactions in a membership year. Bonus miles credited 2 months after the card anniversary |
 HSBC Revolution |
2 mpd |
 OCBC VOYAGE |
1.6 mpd |
Maybank World MastercardEducation/tuition fee payments
| HSBC Revolution |
2 mpd, if paid online |
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1.5 mpd |
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1.4 mpd, min $2K overall spend per statement cycle (otherwise 1 mpd) |
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1.25 mpd (1 mpd if previous year spending <$50K or first year) |
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1.2 mpd |
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1.1 mpd |
Grab/gojek/Ryde/TADA (rides only, does not include GrabPay top-ups unless otherwise stated)
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4 mpd, limit $2K per month |
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4 mpd, capped at $1K per month for Lady’s Card and $3K per month for Lady’s Solitaire. Transport category must be chosen as your bonus category at the start of each quarter. Lady’s Card gets one bonus category, Lady’s Solitaire gets two bonus categories. |
| 4 mpd, limit $1K per statement month. Includes GrabPay top-ups (Visa version only) | |
| Maybank Horizon Visa Signature |
3.2 mpd on Grab and taxis, min $300 total card spending in a month. |
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3.2 mpd, capped at $200/month. Includes GrabPay top-ups (until 1 Mar 2020) |
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3.1 mpd, capped at $200/month. Includes GrabPay top-ups (until 1 Mar 2020) |
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3 mpd (with min $500 spend on SIA-related transactions in a year). Also includes general taxi rides. Bonus miles credited 2 months after the card anniversary |
| 2 mpd. Includes first $200 of GrabPay top-up. Anecdotal reports that you can earn 2 mpd on >$200. |
Groceries/Supermarket
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4 mpd, capped at $1K per month for Lady’s Card and $3K per month for Lady’s Solitaire. Family must be chosen as your bonus category at the start of each quarter. Lady’s Card gets one bonus category, Lady’s Solitaire gets two bonus categories. Does not apply at Cold Storage, Giant, Jasons (SMART$ merchants) |
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2.6 mpd with min $400 spend on anything in a month. Capped at $1,250 of grocery expenditure. Valid at Cold Storage, Giant, Jasons and Market Place |
| If PayWave is accepted (NTUC/Sheng Siong), refer to PayWave section |
Hotels (online)
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10 mpd on Kaligo, 7 mpd on Agoda |
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10 mpd on Kaligo, 6 mpd on Expedia, 3 mpd for other hotels, limit $5K per month. Only works if your reservation is fully prepaid online. Submitting your card info online does not guarantee the reservation is processed online |
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6 mpd on Agoda, 6 mpd on Expedia, 6 mpd on UOB Travel |
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4 mpd, limit $2K per month. Only works if your reservation is fully prepaid online. Submitting your card info online does not guarantee the reservation is processed online. |
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4 mpd, capped at $1K per month for Lady’s Card and $3K per month for Lady’s Solitaire. Travel must be chosen as your bonus category at the start of each quarter. Lady’s Card gets one bonus category, Lady’s Solitaire gets two bonus categories. Transaction need not be online. |
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3.2 mpd for bookings made at Agoda.com/horizon. Min $300 total card spending in a month |
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3 mpd, if in foreign currency and payment processing done outside of Singapore |
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3 mpd for Agoda, AirBnB, Booking.com, Expedia, Hotels.com, Kaligo, Traveloka, Trip.com, UOBTravel.com (with min $500 spend on SIA-related transactions in a year). Bonus miles credited 2 months after the card anniversary |
Insurance Premiums
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2 mpd, must be paid online |
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1.5 mpd |
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1.2 mpd (only for Chubb) |
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1.1 mpd (only for Chubb) |
| For you to earn miles on insurance premiums, you must charge the premium directly to your card. Payments through AXS will not earn any miles. |
Online Transactions
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4 mpd, limit $2K per month |
| 4 mpd, except travel, limit $1K per statement month. The Citi Rewards Mastercard is generally more “risky” than the Visa, with transactions like Deliveroo, Ryde, Circles Life, Guardian, iHerb, Taobao, Amazon SG reportedly not earning 10X. | |
 OCBC Titanium Rewards |
4 mpd on online shopping, limit $12K per membership year |
 UOB Preferred Platinum Visa |
4 mpd on online shopping and entertainment, limit $1K per month |
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3 mpd (with min $500 spend on SIA-related transactions in a year). Bonus miles credited 2 months after the card anniversary |
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2 mpd |
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2 mpd, limit $1K per month |
| The definition of eligible online transactions will differ by bank. Refer to individual card T&Cs when in doubt |
PayWave
 UOB Preferred Platinum Visa |
4 mpd, except at places which award SMART$. Limit $1K per month. Also works for Google, Apple, Samsung Pay. Applies to both local and overseas transactions. |
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4 mpd, except at places which award SMART$. Subject to min $1K max $2K combined spending on petrol and PayWave per statement cycle. Only local PayWave transactions eligible. |
Petrol
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4 mpd, except at places which award SMART$ eg Shell. Subject to min $1K max $2K combined spending on petrol and PayWave per statement cycle |
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4 mpd |
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3.2 mpd, min $300 total card spending in a month |
Public Transportation (SimplyGo)
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4.4 mpd until 30 Jun 20, capped at $80 per month. Must add card to mobile wallet and use, no bonus awarded for tapping physical card. Registration required. |
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4 mpd, capped at $1K per month for Lady’s Card and $3K per month for Lady’s Solitaire. Transport must be chosen as your bonus category at the start of each quarter. Lady’s Card gets one bonus category, Lady’s Solitaire gets two bonus categories |
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3.2 mpd with min $300 spend on anything in a month |
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3 mpd (with min $500 spend on SIA-related transactions in a year). Bonus miles credited 2 months after the card anniversary |
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2 mpd for the first S$200 spent on EZ-reload per month (NOT SimplyGo) |
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1.5 mpd |
| 1.4 mpd | |
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1.4 mpd, min $2K overall spend per statement cycle (otherwise 1 mpd) |
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1.25 mpd (1 mpd if previous year spending <$50K or first year) |
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1.2 mpd (Premier & Private banking versions earn 1.6 mpd) |
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1.2 mpd |
Shopping (offline)
| 7.8 mpd on the first $16K spent per year at Platinum EXTRA merchants, 3.9 mpd after that | |
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4 mpd, limit $1K per statement month |
| OCBC Titanium Rewards |
4 mpd, limit $12K per membership year |
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4 mpd, capped at $1K per month for Lady’s Card and $3K per month for Lady’s Solitaire. Fashion must be chosen as your bonus category at the start of each quarter. Lady’s Card gets one bonus category, Lady’s Solitaire gets two bonus categories |
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4 mpd at participating Club 21 boutiques and T Galleria by DFS Singapore |
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3.2 mpd with min $300 single receipt spend at participating Club 21 boutiques |
Maybank World Mastercard
DBS Treasures AMEX| The definition of eligible shopping transactions will differ by bank. Refer to individual card T&Cs when in doubt. |
Telco Bills (Singtel, Starhub, M1 etc)
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4 mpd, caped at $2K per month, for Singtel bills if paid via Singtel app or online via Singtel account, for M1 bills if paid via M1 app. No points if set up as recurring credit card payment. |
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4 mpd, limit $1K per statement month, must be paid online or via app . No points if set up as recurring credit card payment. |
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1.2 mpd |
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1.1 mpd |
Utilities
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2 mpd for online utilities payments |
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