Using temporary blocks to protect your cards might be good security hygiene, but beware — it can backfire with Standard Chartered or UOB credit cards!
The UOB Reserve Card feels somewhat underpowered for the elite segment it occupies, though it's likely that the average cardholder won't even notice it.
With cuts to lounge access and other benefits, the UOB Visa Infinite Metal Card feels far less compelling these days — unless perhaps you need to pay school fees.
From 1 July 2026, the KrisFlyer UOB Credit Card will no longer allow cardholders to bypass the usual S$5,000 minimum spend required for KrisShopper Insider status.
From 1 June 2026, the UOB Visa Infinite Metal Card will cut lounge visits to 12 per year, as yet another S$120K card loses unlimited lounge privileges.