CardUp cuts rent payment fee to 1.79%; buy miles from 1.1 cents each


CardUp is cutting the fee for rental payments to 1.79% up till 31 December 2021- buy miles from just 1.1 cents each.

CardUp has further reduced its admin fee for rental payments from 1.9% to 1.79%, valid for all payments scheduled on or before 31 December 2021. This allows users to buy miles from as little as 1.1 cents each, depending on their credit card

Use code: SAVERENT179

How does CardUp’s discounted fee work?

cardup payment types

To enjoy the 1.79% fee, use the code SAVERENT179 when setting up your payment. If you have existing payments scheduled, there’s no need to cancel them- you can edit them in the dashboard to add this promo code instead.

No minimum payment is required, but it must be set up on or before 31 December 2021, with a due date on or before 5 January 2022. This code is valid with any Singapore-issued Visa or Mastercard.

If this is your first payment with CardUp, you have the following additional options:

  • Save S$20 off the admin fee for your first payment of S$1,000 or more with the promo code MILELION
  • Enjoy an admin fee of 1.6% on your first two recurring payments of at least S$500 with the promo code HOLIDAY16ML

The full T&C of this promotion can be found here.

How much do miles cost with this promotion?

Here’s what a 1.79% fee means for your cost per mile with various credit cards. The cost goes down to as little as 1.1 cents each, which is a fantastic price to buy miles at even if your valuation happens to fall towards the lower range of the spectrum. 

@ 1.79%
Citi ULTIMA1.61.10
DBS Insignia1.61.10
UOB Reserve1.61.10
SCB Visa Infinite1.4*1.26
UOB PRVI Miles1.41.26
UOB Visa Infinite Metal1.41.26
Citi Prestige1.31.35
Citi PremierMiles
SCB X Card1.21.47
DBS Altitude Visa1.21.47
OCBC 90N1.21.47
KrisFlyer UOB1.21.47
BOC Elite Miles1.01.76
*With minimum S$2K spend per statement month, otherwise 1.0 mpd

I’m attaching the usual CardUp FAQ below. Be sure to have a read, because it answers commonly asked questions like whether CardUp payments count towards sign up bonuses (they mostly do) and whether there are any 10X opportunities (there aren’t).

CardUp FAQ

Q: What cards earn miles with CardUp? 
A: CardUp keeps a running list of all the cards which earn points with CardUp here. Broadly speaking, any general spending card will earn points with CardUp (except HSBC):

  • American Express® Singapore Airlines KrisFlyer Credit Card
  • American Express® Singapore Airlines KrisFlyer Ascend Credit Card
  • American Express® Singapore Airlines PPS Club Credit Card
  • American Express® Singapore Airlines Solitaire PPS Club Credit Card
  • Bank of China Elite Miles World Mastercard
  • Citi PremierMiles Visa Card
  • Citi PremierMiles American Express Card
  • Citi PremierMiles Mastercard
  • Citi Prestige Card
  • Citi ULTIMA Card
  • DBS Altitude Visa Signature Card
  • DBS Altitude American Express Card
  • DBS Insignia Visa Infinite Card
  • DBS Treasures Black Elite American Express Card
  • OCBC Voyage Card
  • OCBC 90ºN Card
  • Standard Chartered Priority Banking Visa Infinite Credit Card
  • Standard Chartered Visa Infinite Credit Card
  • Standard Chartered Visa Infinite X Credit Card
  • UOB PRVI Miles Mastercard
  • UOB PRVI Miles Visa Card
  • UOB PRVI Miles American Express Card
  • UOB Reserve Card
  • UOB Visa Infinite Metal Card
  • KrisFlyer UOB Credit Card

Q: Do any cards earn 10X with CardUp?
A: No. Citi Rewards Visa/Citi Rewards Mastercard, OCBC Titanium Rewards, DBS Woman’s World Card and the like will not earn 10X on CardUp

Q: Does CardUp spending count towards sign up bonuses/promotional bonuses?
A: For most cards, CardUp spending is treated the same way as any other retail spend. However, some banks (SCB X Card, UOB PRVI Miles) have excluded it from the spending requirement to hit sign up bonuses. Always read the T&C carefully for specific exclusions

Q: Do I earn miles on the CardUp fee too?
A: Yes. Suppose you make a payment of $100 with a promotional fee of 1.99%. The total amount charged to your card is $101.99, and you’ll earn miles based on $101.99 of spending


Rental payments can be a very cheap source of miles in Singapore, and if you happen to hold one of the higher earning general spending cards, it’s definitely an option to consider.

Do remember to scheduled your payments on or before 31 December 2021 to take advantage of this offer, and if you’re using the old SAVERENT19 code, edit the rest of your payments in the dashboard to save more. 

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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