If you’re in the market for a travel insurance policy, American Express has renewed the excellent welcome gifts for its My Travel Insurance plans. You can now enjoy an Accor Plus Explorer membership, Samsonite luggage or S$20-40 eCapitaVouchers when you purchase a single-trip or annual policy.
On top of this, you can get an extra S$15 eCapitaVoucher when you make the purchase via my referral link, which means that in some cases, the value of the gifts can be worth more than the policy itself!
AMEX My Travel Insurance offer
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| Apply here |
| Note: The referral link expires from time to time. If it’s not working, please leave a comment and I’ll get it updated ASAP |
From 4 July to 30 September 2024, customers who purchase a My Travel Insurance policy with the code TRAVELFUN can enjoy the following welcome gifts:
| Single-Trip | Annual Multi-Trip | |
| Essential | – | – |
| Standard | S$20 eCV | Samsonite Duffel Bag (worth S$180) |
| Superior | S$40 eCV |
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| *Applies to both Worldwide (ex USA, Canada and Cuba) and Worldwide (ex Cuba) |
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In addition to this, American Express cardholders who purchase their plans (whether single-trip or annual) via my referral link will enjoy an extra S$15 eCapitaVoucher.
For avoidance of doubt, you’ll receive one welcome gift and one referral gift per policy purchased, so for example, someone who buys 2x single-trip Superior plans will get 2x S$40 eCapitaVoucher + 2x S$15 eCapitaVoucher .
Which plan to buy?
If you ask me, the sweet spot here is the Accor Plus Explorer membership offered for APAC Superior plans. Here’s a quote for an annual Asia Pacific plan for one adult, which costs S$453.
The Accor Plus membership retails for S$418 (though there’s several sales a year where you can buy it for slightly less), so it’s like topping up a little to enjoy an annual travel insurance plan too.
The My Travel Insurance Superior plan offers up to S$500,000 coverage for accidental death and permanent disablement, up to S$2 million for overseas medical expenses or personal liability, S$20,000 for travel cancellation or curtailment, S$1,000 of rental car excess, as well as COVID-19 protection.
Miles chasers will be pleased to know that the plan also offers up to S$20,000 coverage for the loss of frequent flyer points, in the event your inability to travel leads to them being forfeited (e.g. if you book a KrisFlyer Spontaneous Escapes award, which cannot be refunded, or if you’ve booked a hotel with points and are outside the free cancellation window).
But don’t discount the value of single-trip plans either! In fact, those of you making a day trip to Malaysia can get a one-day Superior Plan for just S$40, with a S$40 eCapitaVoucher welcome gift and a S$15 eCapitaVoucher referral gift more than covering the cost.
Think of it like free protection, and then some.
Terms & Conditions
Below you’ll find links to the factsheet, policy wording, FAQs and T&Cs for this offer.
- My Travel Insurance Factsheet
- My Travel Insurance Policy Wording
- My Travel Insurance FAQs
- My Travel Insurance Promotion
The Accor Plus membership, Samsonite luggage and eCapitaVouchers will be fulfilled within eight weeks of purchasing the plan.
The bonus eCapitaVouchers from the referral programme will take up to 12 weeks for fulfillment.
How to purchase a plan
When you click on my referral link, you’ll be prompted to enter your AMEX card number. This will confirm which reward you qualify for.
After that, you’ll be able to select the plan you wish to purchase (My Travel Insurance Annual Multi Trip in this case). Click on that and proceed as per usual.
The promo code field will be automatically populated with TRAVELFUN, and you’ll see that the regular gifts still apply, just as if you were going via the public website.
Do you earn miles or points on your purchase?
While American Express no longer awards points for insurance payments in general, there’s an exception carved out for “payments made for insurance products purchased through American Express authorised channel”.
My assumption would be that My Travel Insurance purchases qualify, and if that’s the case you’ll be able to earn your usual general spending rate, on top of the gifts.
| Card | Earn Rate |
 AMEX HighFlyer Card |
1.8 mpd Not participating in the referral programme |
 AMEX Solitaire PPS Credit Card |
1.3 mpd |
 AMEX PPS Credit Card |
1.3 mpd |
 AMEX KrisFlyer Ascend |
1.2 mpd |
 AMEX KrisFlyer Credit Card |
1.1 mpd |
 AMEX Centurion |
0.98 mpd |
 AMEX Platinum Charge |
0.78 mpd |
 AMEX Platinum Reserve |
0.69 mpd |
 AMEX Platinum Credit Card |
0.69 mpd |
What’s the benefits of Accor Plus?
Accor Plus is a dining and lifestyle membership that offers members discounts on hotel stays and restaurants across Asia Pacific.
Standard Accor Plus benefits include:
- 10% off best available public rate
- Up to 50% off member exclusive room rates with with Red Hot Room offers
- Up to 50% off dining across 1,400 restaurants in Asia Pacific
- 25% off dining: 1 member only
- 50% off dining: 1 member and 1 guest
- 33% off dining: 1 member and 2 guests
- 25% off dining: 1 member and 3 guests
- 15% off drinks bill in Asia
- Member exclusive More Escapes stay packages
- Early access to global Accor hotel sales
- Membersโ exclusive experiences
- 20 status nights each year
Some examples of participating Accor Plus restaurants in Singapore include Prego, Mikuni and Asian Market Cafรฉ at the Fairmont, SKAI, The Stamford Brasserie, CLOVE, at Swissotel and The Cliff and Kwee Zeen at the Sofitel Sentosa Resort.
Don’t forget that your dining benefits apply overseas too- even on breakfast. You’ll often find that it makes more sense to book a non-breakfast rate and then purchase breakfast at 50% off at the hotel itself.
Stay Plus certificates are offered to Explorer (1 certificate) and Explorer Plus (2 certificates) members Each Stay Plus certificate can be used for a one-night stay at participating hotels across Asia Pacific. Obviously, you’ll want to save this for a high-end chain like Sofitel or Mondrian, and steer clear of the cheaper ones.
Do note that Stay Plus nights are subject to blackout dates, and you may not always be able to get the hotel you want.
I’ve written a comprehensive guide to using your Stay Plus benefit, which can be found below.
Conclusion
|
| Apply here |
| Note: The referral link expires from time to time. If it’s not working, please leave a comment and I’ll get it updated ASAP |
American Express is now offering an Accor Plus membership, Samsonite luggage or eCapitaVouchers to customers who purchase a My Travel Insurance plan, with an extra $15 eCapitaVoucher via the referral programme.
With both COVID-19 and loss of miles and points covered under this policy, it’s a deal well worth considering if you’re in the market for a travel insurance plan.
what happens if i already have the Accor Membership from the Krisflyer Amex card? will i just be upgraded or will i have 2 Accor memberships then?
you can only have one accor plus membership. you can give the extra one to a family member or friend.
In fact, can have two, but using 2 different email addresses.
yeah but a bit wasted i think. might as well give the privileges to a family member/spouse so they can enjoy the 50% off dining and red hot rooms etc without being tied to you.
Is the AMEX Highflyer excluded from earning miles with this,?
see no reason why highflyer won’t earn (though caveat: i haven’t tested personally). will add it to the table.
Note, however, that it is not included as a valid card under the Referral/Referee programme, so I think you will not get the $15 e-voucher.
yes, good point. stick to the krisflyer or platinum cards then.
I remember seeing an EDM awhile back saying that it is now included.
If I use my Amex card to purchase individual policies for others, e.g. family members, will each policy get a reward? Or will I get the reward only if I’m the insured in the policy?
Do we get both luggage and Accor plus?
Hi, does anyone know if TCM expenses is covered under post journey medical expenses? Thanks
My best advice is that one should not just get any travel insurance based on what travel benefits they give you such as hotel membership or some vouchers. You need to know their coverage, what are included or excluded, how good they are in processing your claims. The whole purpose of travel insurance is to protect you during travel. When you get into a sticky situation and spent a lot of money on medical expenses overseas where you have no state mandated health coverage and the insurance do not honour your claims…you be in a lot of trouble. So read… Read more »
Would like to point out that the coverage for loss of frequent flyer points is only applicable for very exceptional events leading to cancellation of the flight (eg. Natural disasters, riots, hospitalised etc). Listed in p.24/clause 15 of the policy wording.
i don’t think you’re reading that correctly. Clause 15 lists many other reasons resulting in travel cancellation, including: (i) the Insured Person dying or becoming ill or sustaining Bodily Injury rendering the Insured Person unfit to travel in the opinion of a Physician; (ii) the death, of the Insured Personโs Family Member or Travel Companion, or Bodily Injury or Sickness of such person necessitating him to be Confined to a Hospital; (iii) compulsory jury service, subpoena or hijack of the Insured Person, Family Member or Travel Companion; (iv) cancellation of scheduled Public Conveyance services consequent upon Strike, Riot or Civil… Read more »
I believe the list only applies to a very small percentage of claims because such events are usually quite severe and doesn’t cover more common stuff such as missed connections, flight delays etc. Still useful nevertheless when it happens.
but if you have a missed connection or flight delay, how does that necessitate claiming compensation for the loss of your miles and points?
to be clear: you’re still covered for missed connections or flight delays if your trip was booked with miles or points. clause 15 is talking about reasons that would allow you to claim the LOSS of miles and points.
Is the referral link still valid?
refer here: https://www.americanexpress.com/en-sg/insurance/referral/invitation/18e31109-512a-4637-b552-695c9046ee57/
Hi, it says the referral link has expired when I clicked on it. Thanks.
try this: https://www.americanexpress.com/en-sg/insurance/referral/invitation/18e31109-512a-4637-b552-695c9046ee57/
thanks!
Afraid I clicked on the new link and it’s still expired ๐
try this: https://www.americanexpress.com/en-sg/insurance/referral/invitation/cef0c903-1e66-40cd-8af4-5968911dae9e/
still doesnt work bro
have just fixed it: https://www.americanexpress.com/en-sg/insurance/referral/invitation/ad1f7e8c-30b6-43e3-98b2-544b32dbfcc0/
Must the start date of the policy be before 30 September to enjoy the gifts?
nope. policy date can be any time.
promo code applied successfully. but the last page where i had to make payment.. seems to be hanging?
Hi Aaron, the referral link doesn’t seem to work, could you please update it
it’s still working for me: https://www.americanexpress.com/en-sg/insurance/referral/invitation/ad1f7e8c-30b6-43e3-98b2-544b32dbfcc0/
I think your referral link has expired
updated now: https://www.americanexpress.com/en-sg/insurance/referral/invitation/c660bed5-c928-448b-bb9b-17cbfa62c5f7/
thanks!
The APAC Superior annual Asia Pacific plan for one adult, now costs S$768.
Increase from $453? Please advise.