Kris+ offering 3X miles for all Apple & Google Pay payments (earn up to 19 mpd)


From now till 11 July 2021, earn 3X KrisPay miles when you make in-app payments with Apple/Google Pay at more than 150 merchants.

Kris+ recently added support for Apple Pay and Google Pay. This allows users to make seamless payments through the Kris+ app with Mastercard and Visa cards, while accruing miles automatically. 

Get S$5 when you sign up for Kris+

The functionality went live on 14 June, and Kris+ has now launched an excellent 3X miles offer valid at more than 150 partners till 11 July 2021.

Earn 3X miles at 153 Kris+ merchants

KrisPay/KrisFlyer miles can now be earned automatically at Kris+ merchants

From 24 June to 11 July 2021, Kris+ users will earn 3X miles when they make an in-app payment using Apple or Google Pay at the following merchants as follows:

3X Kris+  Merchants
(MPD rates already reflect bonus)
108 Matcha Saro3LEGO Certified Store (Bricks
25 Degrees Burger, Wine & Liquor Bar6Leong Poh Kee3
ALDO3Les Bouchons6
Andersen’s of Denmark3LifeSpa3
Anglo Indian Café & Bar6Lime6
Arteastiq (Jewel)9llaollao3
Arteastiq (Mandarin Gallery)9Lobster Air4.5
Arteastiq Bistro (Plaza Singapura)9Maison de PB3
atout6Maison Kayser3
Atrium Restaurant9Medium Rare by Saveur3
Azur, Crowne Plaza Changi3Mega Adventure3
Bacha Coffee6Mellower Coffee6
BAKALAKI Greek Taverna6Menya Kokoro3
Beans Party Dessert3Mimi Restaurant9
Ben’s Cookies3Mirage Aesthetic9
Beppu Menkan3MyEureka3
Bottles & Bottles3Neal’s Yard Remedies3
Bowers & Wilkins3NERF Action Xperience3
Bread & Butterfly by Saveur3Niku Kappo3
Breitling9Nila Aromatherapy6
Bynd Artisan3Nuodle6
bYSI3Ola Beach Club3
Cajun On Wheels (Pasarbella)9Outdoor Life3
Cajun On Wheels (Plaza Singapura)9Paper Rice9
Candy Empire3Paris Baguette3
Capitol Optical3Pastaholic3
Cedele3Perk by Kate6
Chagaan Cashmere15PHS HAIRSCIENCE6
Challenger1.5Polar Puffs & Cakes3
Coffee @ Works3Prestige Affairs3
Creative Jewelery Studio6PUMA9
Devarana Wellness3Saveur3
Dragon Brand Bird’s Nest3Shin Kushiya6
DrHair9Shunji Matsuo3
EA Detailer6Skinlab The Medical Spa9
EGA Juice Clinic3Spice Brasserie6
Enjoy Eating House3St Gregory Spa (PARKROYAL COLLECTION Pickering)6
FE The Nail Lounge6Sultans of Shave3
For the Love of Laundry6Sulwhasoo9
Fusion Aesthetic Spa3Supresso9
Georges3Sushi Airways3
Ginett Restaurant & Wine Bar6Tee Deck3
Gong cha3The 1872 Clipper Tea Co.6
Greenhouse3The Big Blow6
GROHE15The Coffee Academics3
Hair of the Dog3The Horse’s Mouth Bar6
Her Velvet Vase3The Kitchen by Wolfgang Puck2.25
HERA9The Little Gym Singapore6
HoneyWorld9The Posture Lab3
Hudsons Coffee2.25The Ring Boxing Community6
Ikeda Spa3The Spot6
In Good Company3The Working Capitol6
ipse ipsa ipsum12The Xiang Pavilion6
Isabella Aesthetics15Toni&Guy3
Jal Yoga3TONITO Latin American Kitchen6
Jarrell’s Bistro3Toss & Turn3
Jete Studios6Trapped SG3
JO ARTYSAN6Tsuta Japanese Dining3
JR Fitness, Yoga and Dance3TWG Tea3
JVD3UNA at Alkaff Mansion9
Jyan Yoga Studio6V-ZUG Singapore3
Kanada-Ya3WAKANUI Grill Dining Singapore6
Kenko Wellness Spa & Reflexology3Watami Japanese Dining3
Kim Choo Kueh Chang9Window on the Park6
Klarra3Workspace Espresso Bar3
Klosh3Wursthans Switzerland3
Knots Cafe and Living3Xin Cuisine Chinese Restaurant9
Krispy Kreme3Xpressflower3
L’Angelus6YACHT 213
La Source Spa9Yoshi Restaurant6
Legends Bar3  

All you need to do is have Apple Pay or Google Pay set up on your phone and linked to a Visa or Mastercard debit or credit card. It’s just a two step process after that:

  1. Scan the merchant’s Kris+ QR code
  2. Enter the amount to be paid, and press “Pay” to pay via Apple/Google Pay

For example, let’s say I have a S$80 bill to pay. I’ll scan the merchant’s Kris+ QR code, and enter S$80 in the “billing amount” field.

Notice how I have a small balance of 96 KrisPay miles. These will be selected as part of the payment by default, making the nett amount S$79.36. 

If you don’t want to use your KrisPay miles, tap on the toggle, select “custom” and enter “0” in the field. Once you’re satisfied, tap “Pay”, and your KrisPay miles will be instantly credited. 

Don’t forget to transfer any miles you earn to KrisFlyer immediately; you only have seven days to do so!

Bonus miles will be credited instantly, and are on top of what you earn with your credit card, so you’re looking at an additional 4 mpd, or up to 19 mpd in total depending on merchant. 

Do note that the Kris+ app shows the final earn rate, so whatever you see is whatever you get. For example, the 3 mpd rate for Bottles & Bottles shown above is already 3X the usual 1 mpd. 

The T&C of the 3X offer can be found here.

Weekend Scratch & Win Promotion

Kris+ users who transfer at least 450 KrisPay miles from selected partners during the weekend will receive an instant win scratch card worth up to 8,000 KrisPay miles (~S$53). 

This offer is valid during the following periods:

Weekend 126-27 June 2021
Weekend 23-4 July 2021
Weekend 310-11 July 2021

Points can be transferred from KrisFlyer miles, DBS Points, UOB UNI$ or CapitaStar STAR$. Each transfer of at least 450 KrisPay miles will receive one scratch card, with the following possible prizes:

150 KrisPay miles S$1
300 KrisPay milesS$2
500 KrisPay milesS$3.33
1,000 KrisPay milesS$6.67
8,000 KrisPay milesS$53.33

The T&C for the Scratch & Win promo can be found here. 

What card should I use to pay?

I’ve confirmed with KrisFlyer that when you use Apple Pay or Google Pay with Kris+, the transaction still codes under the merchant’s usual MCC. 

But there’s one important thing to note: even though you’d normally use your UOB Preferred Platinum Visa or UOB Visa Signature with Apple/Google Pay to earn 4 mpd, this does not apply to in-app payments. The T&Cs state very clearly you need to tap the mobile device against the contactless reader to qualify, which doesn’t happen with in-app payments. 

Basically, just follow the merchant and select the default Apple/Google Pay card accordingly. Here’s some recommendations for dining…

🍴 Best Cards for Dining
CardEarn RateRemarks
HSBC Revolution
4.0 mpdMax. S$1K per c. month
UOB Lady’s Card
4.0 mpdMax. S$1K per c. month. Must choose dining as 10X category
UOB Lady’s Solitaire
4.0 mpdMax. S$3K per c. month. Must choose dining as 10X category
Maybank Horizon
3.2 mpdMin. S$300 spend per c. month on any category. Capped at ~S$4.2K per month
KrisFlyer UOB Card
3.0 mpdMin. S$300 spend on SIA Group in a m. year
C. Month= Calendar Month | M. Year= Membership Year

…and for shopping. 

🛍️ Best Cards for Shopping
CardEarn RateRemarks
Citi Rewards
4.0 mpdMax. S$1K per s. month
HSBC Revolution
4.0 mpdMax. S$1K per c. month
OCBC Titanium Rewards
4.0 mpdMax. S$12K per m. year
UOB Lady’s Card
4.0 mpdMax. S$1K per c. month. Must choose shopping as 10X category
UOB Lady’s Solitaire
4.0 mpdMax. S$3K per c. month. Must choose shopping as 10X category
C. Month= Calendar Month | S. Month= Statement Month | M. Year= Membership Year


For 2.5 weeks, there’s a great opportunity to pick up some bonus miles at a wide range of merchants, so be on the lookout for the Kris+ QR codes at the cashier. 

Get S$5 when you sign up for Kris+

If you don’t already have a Kris+ account, you’ll earn 750 KrisPay miles (worth S$5) when you sign up via the link above and make a Kris+ transaction such as topping up miles (don’t) or earning miles from Kris+ partners (yes)

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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Does the transaction code as online? Important for using HSBC Revolution (and can also unlock WWMC and CRMC as possible cards).


Do take note that for the online transaction eligibility for CRMC, “mobile wallet” (ie. Apple/Google Pay) transactions do not qualify for 10X, unless the transactions qualify as “shopping” transactions (shoes, bags, clothing, etc.)

WWMC might be a safer bet.


Hi Aaron, I tried to sign up for Krispay but they asked for a referral code, even though I clicked your link.. Do you have one I can type in? Thanks!




Question: it’s quite clear cut that for UOB PPV/VS, in-app payment using Google Pay doesn’t count as 4mpd for contactless.

But doesn’t PPV give 4mpd for online as well? If you’re making an in-app Google Pay payment at a whitelisted merchant (e.g. dining) shouldn’t it give 4mpd under select online transactions?



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