New Citigold offer: S$1,700 cash, iPhone 15 Pro Max or iPad Pro, plus extra cash from Citi


Open a Citigold account with a min. deposit of S$250K and get S$1,700 cash, iPhone Pro Max 15 or Apple iPad Air, plus additional cash from Citibank.

SingSaver has launched a new welcome offer for Citigold, which offers new-to-bank customers a choice of an Apple iPhone 15 Pro Max, Apple iPad Air or S$1,500 cash. On top of this, there’s an extra S$200 cash available as part of a flash deal to customers who apply by 2 May 2024.

Sign Up for Citigold

In addition to this, they’ll also be able to earn additional cash rewards from Citibank, including some easy-to-meet criteria like:

  • S$300 for holding a principal Citi credit card
  • S$238 for completing the Investment Risk Profile and Fact Find Report with your relationship manager

SingSaver Gift

New-to-bank customers who apply for a Citigold account through SingSaver by 2 May 2024 (with account opened within one month from application) will receive a choice of:

  • Apple iPhone 15 Pro Max 256GB
  • Apple iPad Air 5th Gen 256GB + Apple Magic Keyboard + Apple Pencil 2nd Gen
  • S$1,500 cash

Regardless of which gift they pick, they will also be entitled to an extra S$200 cash, as part of an ongoing flash deal. 

⚠️ Eligibility
“New-to-Bank” refers to a Citi Customer who fulfils the following criteria:

  • is not a U.S. Person;
  • is at least the age of 18 during the Enrolment Month;
  • does not have a primary Banking Account or primary relationship in each of the last thirteen (13) calendar months before the Enrolment Month;
  • does not have any AUM in each of the last thirteen (13) calendar months before the Enrolment Month; and
  • opens a primary sole Banking Account or a primary joint Banking Account with a person who does not have any Banking Account/ relationship with Citi

For the avoidance of doubt, holding a Citibank credit card or personal loan will not disqualify you from “new-to-bank” status.

Applicants will be required to deposit a minimum of S$250,000 in fresh funds in a Citi Wealth First Account, and maintain the funds until the point of gift fulfillment. 

Month of Account Opening Deposit min. S$250K AUM in fresh funds Gift Fulfilled
April 2024 By 30 June 2024 By 31 August 2024
May 2024 By 31 July 2024 By 30 September 2024

The T&Cs of this offer can be found here.

Application Steps

Here’s the steps to take note of. 

  1. Apply through any of the links in this article
  2. You will be directed to a SingSaver landing page. Enter your email address and click “confirm”
  3. Complete your application and take a screenshot of the Application Reference Number (for Citibank, it’s 12 alphanumeric characters)
  4. Fill in the SingSaver rewards form that will be sent to your email within 14 days of bank account application. It’s vital you fill in the form- no form, no reward. 

The gift will be fulfilled within four calendar months. If you have not received any correspondence by this time, contact for assistance. 

Citibank Gift

On top of the SingSaver offer, Citibank is running a promotion of its own for new Citigold customers, who can earn extra cash as follows:

For a better understanding of how all the different cash bonuses work, be sure to refer to the T&Cs on the Citigold page. 

Citigold customers also earn a relationship bonus of 5-30% on any credit card points earned through the Citi Prestige Card. I’ve explained how that works in this post, but to summarise, here’s the impact on how many miles per dollar you earn. 

  Local Spend FCY Spend
Regular 1.3 mpd 2.0 mpd
0-5 years 1.36 mpd 2.06 mpd
6-10 years 1.38 mpd 2.08 mpd
>10 years 1.42 mpd 2.12 mpd

Even a brand new Citigold customer would already be earning 1.36 mpd on all local currency spending with the Citi Prestige, one of the higher general spending earn rates on the market.


Sign Up for Citigold

New-to-bank Citigold customers can now enjoy S$1,500 cash, an Apple iPhone 15 Pro Max or Apple iPad Air 5th Gen, plus an extra S$200 cash when they submit an application for a Citigold account by 2 May 2024.

On top of this, there’s extra cash on offer from Citibank for completing simple tasks like holding a principal credit card and completing an Investment Risk Profile session.

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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