New Citigold offer: S$1,100 cash, iPhone 15 or 40,000 Max Miles, plus extra cash from Citi

SingSaver has launched a new welcome offer for Citigold, which offers new-to-bank customers a choice of an Apple iPhone 15 128GB, 40,000 Max Miles + S$300 cash or S$1,100 cash. 

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In addition to this, they’ll also be able to earn additional cash rewards from Citibank.

SingSaver Gift

New-to-bank customers who apply for a Citigold account through SingSaver by 18 July 2024 (with account opened within one month from application) will receive a choice of:

• Apple iPhone 15 128GB
• 40,000 Max Miles + S$300 cash
• S$1,100 cash

Regardless of which gift they pick, they will also be entitled to an extra S$200 cash, as part of an ongoing flash deal. 

Applicants will be required to deposit a minimum of S$250,000 in fresh funds in a Citi Wealth First Account, and maintain the funds until the point of gift fulfillment. 

The T&Cs of this offer can be found here.

Application Steps

Here’s the steps to take note of. 

1. Apply through any of the links in this article
2. You will be directed to a SingSaver landing page. Enter your email address and click “confirm”
3. Complete your application and take a screenshot of the Application Reference Number (for Citibank, it’s 12 alphanumeric characters)
4. Fill in the SingSaver rewards form that will be sent to your email within 14 days of bank account application. It’s vital you fill in the form- no form, no reward. 

The gift will be fulfilled within four calendar months. If you have not received any correspondence by this time, contact info@singsaver.com.sg for assistance. 

Citibank Gift

On top of the SingSaver offer, Citibank is running a promotion of its own for new Citigold customers, who can earn extra cash as follows:

For a better understanding of how all the different cash bonuses work, be sure to refer to the T&Cs on the Citigold page. 

Citigold customers also earn a relationship bonus of 5-30% on any credit card points earned through the Citi Prestige Card. I’ve explained how that works in this post, but to summarise, here’s the impact on how many miles per dollar you earn. 

Apply
Review
	Local Spend	FCY Spend
Regular	1.3 mpd	2.0 mpd
0-5 years	1.36 mpd	2.06 mpd
6-10 years	1.38 mpd	2.08 mpd
>10 years	1.42 mpd	2.12 mpd

Even a brand new Citigold customer would already be earning 1.36 mpd on all local currency spending with the Citi Prestige, one of the higher general spending earn rates on the market.

Conclusion

Sign Up for Citigold

New-to-bank Citigold customers can now enjoy special gifts when they submit an application for a Citigold account by 18 July 2024.

On top of this, there’s extra cash on offer from Citibank for completing simple tasks like holding a principal credit card and completing an Investment Risk Profile session.