The StanChart Journey Card offers excellent first-year value with its stackable welcome offers. However, like its X Card predecessor, renewals aren't strictly essential.
With 4 mpd on all FCY spend and a wide range of bonus categories, the Maybank XL Rewards Card is an easy card to recommend— provided you're not a day over 40.
Its bonus cap may be smaller than ever before, but 4 mpd on all online spend makes the DBS Woman's World Card one of the most versatile solutions out there.