Tag: dbs

DBS tightens Woman’s card T&C, men and women weep

Update (9 Jun): Would like to draw your attention to the following comment by Christopher:  I called DBS earlier this afternoon to ask about the effective date of the above changes in the T & Cs. Twice. Here are the replies I received: 1. 1st CSO claimed that the T &...

Minor DBS Altitude devaluation

This shouldn't raise any undue alarm bells but I thought you should know that from 1 June 2016 DBS has revised the earning rate on the DBS Altitude card. The new earn rates are as follows Online flight and hotel transactions Overseas Spend (foreign currency) Local Spend 3 miles (Capped at S$5,000 per month) 2 miles 1.2...

A failure of the imagination: AMEX Imagine goes bye bye

It took me about 30 minutes to think up the headline for this article. But I think it was totally worth it. Anyway, it was a sad day for the miles earning game as EZ Link announced it would be discontinuing the EZ Link Imagine AMEX Prepaid card. A nifty FAQ is...

DBS Altitude income requirement cut to $30K

The MAS stipulates that the minimum annual income required to grant someone unsecured credit facilities is S$30,000. Any requirement in excess of that is bank-imposed and purely arbitrary. How do banks decide what the minimum income required for a particular credit card should be? Marketing. Pure marketing. Cards with a...

DBS goes on devaluation spree

So, 3 nice surprises landed in my inbox this morning (well, technically 2, the CapitaCard one has been known for a while, but that sort of breaks the narrative flow so I'll ignore it) from DBS. DBS is cutting back the benefits on 3 cards- the DBS CapitaCard, the DBS LiveFresh and...

3 days left: DBS Livefresh spend $500 get $80 promotion

There are only 3 days left to take advantage of the DBS Livefresh sign up promotion. Spend $500 within 30 days of card approval (if you already hold existing DBS cards you can go on ibanking and get instant approval) and get $80 back. I did this in November...

Credit card travel insurance compared

One of the little-known perks of credit cards is that if you charge your air tickets to them, you get complimentary travel insurance for the duration of your trip. It's my belief (and the belief of the wise men on HWZ) that you should not rely on this as a...

DBS Altitude Visa 8,000 mile sign up bonus

Although it's nowhere as good as the old spend $800 get 12,000 miles offer, this revised sign up promotion for the DBS Altitude Visa sure beats the previous iteration (which only gave 5,000 miles with $800 spending and required you to be among the first 500 applicants each month (I'd...

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