The SC Journey Card offers excellent first-year value with its stackable welcome offers. However, like its X Card predecessor, renewals aren't strictly essential.
StanChart Journey Cardholders who pay the second and subsequent years' $196.20 annual fee will receive 10,000 miles, which will also be awarded retroactively.
New StanChart Journey Cardholders can still get up to 45,000 bonus miles, but those who want a fee waiver will only receive a smaller bonus of 25,000 miles.