Credit Cards

Limited time: Get up to $200 off SCB Visa Infinite annual fee, buy miles at 1.1 cents each

Apply for an SCB Visa Infinite by 17 May and get up to $200 cash, plus instant approval.

From now till 17 May, apply for an SCB Visa Infinite and get up to $200 cash. This reduces the annual fee to $388.50, allowing you to pick up miles at 1.1 cents each. SCB now offers instant approval and provisioning of cards, allowing you to start using your card straight away. 

The best part? You don’t strictly need to earn $150K+ per year. Read on for details.


The SCB Visa Infinite is one of the best miles cards to buy miles on the cheap.

That’s because the card offers the cheapest tax payment facility in Singapore (as low as 1.14 cents per mile), plus the chance to buy a further 35,000 miles when you pay the $588.50 first year annual fee (1.68 cents per mile)

And it gets even better: from now till 17 May, SingSaver is running a flash sale for SCB Visa Infinite applications:

  • New-to-bank customers will get $100 cash upon approval (existing: $30)
  • A total of 15 customers can win a further $100 cash by providing the most creative answer to question “what do you wish could be instant in your life?” See contest details below
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Get up to $200 when you apply for the SCB Visa Infinite here

Here’s how the math works out:

Welcome MilesEffective CostCents Per Mile
Normal35,000$588.501.68
SingSaver Existing (no win)35,000$555.501.60
SingSaver New-to-Bank (no win)35,000$488.501.40
SingSaver Existing (win)35,000$455.501.31
SingSaver New-to-Bank (win)35,000$385.501.11

As you can see, the price per mile can drop as low as 1.11 cpm, which would make this the cheapest way of buying miles in Singapore.

MethodIncome RequiredCPMAnnual Miles Limit
SCB Visa Infinite Tax Payment (Spend >$2K p.m)$150K1.14Tax bill
UOB Reserve/DBS Insignia with RentHeroInvitation1.14Rental amount
HSBC Visa Infinite Tax Payment (Spend >$50K p.a in prev year)$120K1.2Tax bill
BOC Elite Miles World Mastercard with RentHero$30K1.21Rental amount
CardUp TAX199 1.99% Promo Tax Payment with DBS Insignia/Citi Ultima/UOB ReserveInvitation1.22Tax bill
HSBC Premier MC Tax PaymentAUM: $200K1.25Tax bill
Citi PayAll with Citi UltimaInvitation1.25Bill amount
CardUp TAX199 1.99% Promo Tax Payment with BOC Elite Miles World Mastercard$30K1.30Tax bill
UOB PRVI Miles/SCB Visa Infinite (>$2K p.m)/UOB Visa Infinite Metal with RentHero$30-150K1.30Bill amount
HSBC Visa Infinite Welcome Gift- Premier customer$120K + AUM $200K1.3935K
CardUp TAX199 1.99% Promo Tax Payment with UOB PRVI Miles$30K1.39Tax bill
SC EasyBill with SCB Visa Infinite (Spend >$2K p.m)$150K1.43Bill amount
HSBC Visa Infinite Tax Payment (Spend <$50K p.a in prev year)$120K1.5Tax bill
DBS Altitude with RentHero$30K1.51Rental amount
Citi PayAll with Citi Prestige$120K1.54Bill amount
Citi PayAll with Citi PremierMiles AMEX$80K1.54Bill amount
SCB Visa Infinite Tax Payment (Spend <$2K p.m)$150K1.6Tax bill
CardUp TAX199 1.99% Promo Tax Payment with DBS Altitude/Citi PremierMiles Visa$30K1.63Tax bill
Citi PayAll with Citi PremierMiles Visa$30K1.67Bill amount
SCB Visa Infinite Welcome Gift$150K1.6835K
CardUp with BOC Elite Miles World Mastercard$30K1.69Bill amount
UOB Reserve VI Payment FacilityInvitation1.7 (until 31 July 19)Unlimited
UOB Metal VI Payment Facility$150K1.7 (until 31 July 19)Unlimited
HSBC Visa Plat/Revolution Tax Payment$30K1.75Tax bill
Citibank PremierMiles AMEX Annual Fee$80K1.7815K
UOB PRVI Pay Facility$30K1.8 (until 31 July 19)Unlimited
Cardup with UOB PRVI$30K1.81Bill amount
HSBC Visa Infinite Welcome Gift- Regular Customer$120K1.8635K
OCBC VOYAGE Tax Payment$120K1.9Tax bill
Citibank PremierMiles Visa Annual Fee$30K1.9310K
DBS Altitude AMEX/Visa Annual Fee$30K1.9310K
KrisFlyer UOB Credit Card Annual Fee$30K1.9310K
OCBC VOYAGE Payment Facility$120K1.9 or 1.95Unlimited
SC EasyBill with SCB Visa Infinite (Spend <$2K p.m)$150K2.0Bill amount
Cardup with DBS Altitude/Citibank PM Visa$30K2.11Bill amount
OCBC VOYAGE Annual Fee- Option 2$120K2.14150K
Citi Prestige Annual Fee$120K2.1425K
DBS Altitude Tax Payment$30K2.5Tax bill
OCBC VOYAGE Annual Fee- Option 1$120K3.2515K

Do note that the second year renewal gift for the SCB Visa Infinite is only 20,000 miles, so you need to take the call as to whether you enjoy the card enough to pay the full fee from the second year onwards.

The SCB Visa Infinite earns 1.4 mpd locally and 3.0 mpd overseas, provided you spend at least $2K in a statement period (1 mpd for both otherwise). This puts it among the highest general spending cards in Singapore. It also comes with six Priority Pass visits, which isn’t the best in class. However, if you view this as a pure miles buying exercise, then anything incremental is just a bonus.

On paper, the minimum income for the SCB Visa Infinite is a hefty $150K. That said, there have been enough data points from people who have received approval with incomes in the $80-120K range for me to believe this isn’t a strict requirement. It’s certainly worth a shot if you’re interested, particularly because SCB now offers instant approval.

Apply online and get instant approval

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Applying for a card and waiting a week for it in the mail is so five years ago. We’re now in the age of “instant provisioning”, where you can use your card immediately upon approval by adding it to your mobile wallet.

SCB is now offering instant approval and provisioning for the following cards:

  1. SCB Unlimited Cashback
  2. SCB Rewards+
  3. SCB Spree
  4. SCB NUS Alumni Platinum Credit Card
  5. SCB Prudential Platinum Credit Card
  6. SCB Visa Infinite

Instant approval and provisioning is available for both new-to-bank and existing customers. You need to apply using SingPass MyInfo, which will automatically populate fields like your mobile number, mailing and email address.

Get Instant Credit Card Approval with Standard Chartered Bank | SingSaver

Upon submission, you should get instant confirmation whether your card is approved or not (there will be some instances where the system needs additional time to validate your application, and you’ll be told if this is the case).

Contest: Win $100 bonus cash for successful SCB Visa Infinite applications

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So, in light of that, the contest question is:

“What do you wish could be instant in your life?”

Send your answer to [email protected] by 31 May 2019, and the 15 most creative answers win a bonus $100 cash each.

The full T&C can be found here, but to summarize: you must apply for a SCB Visa Infinite card by 17 May 2019, and receive approval + complete the rewards redemption form by 31 May 2019. This contest is open to both new-to-bank and existing SCB customers.

Sidenote: this promotion is separate from the ongoing SingSaver Battle of the Cards contest, so you can’t double dip on the two. If you want to participate in the Battle of the Cards, use the links in this article instead.

Conclusion

If you’re looking to pick up miles for less, this is probably one of the best ways. So get cracking with your answers, and be sure to submit your applications by 17 May!


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Kt85
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Kt85

Surely you mean..i can’t think of a few ways better than this rather than i can

chk
Guest
chk

I think Aaron sentence using “can” is correct. Must read the entire sentence in entirety.

Happy Camper
Guest
Happy Camper

Are you a master-debator? 😜

Kel
Guest
Kel

Hi, just to check 1.4miles is awarded after the min 2k spend or is it on the whole 2k?
Example: for the first 2k you’re awarded 1mpd
And after that then you’ll be awarded 1.4mpd?
Thanks
Kel

Richard
Guest
Richard

Hi Aaron,
Do you know if tax payment counts towards the $2K min spend? Or do we need to charge $2K to the card when the tax payment application is approved?
Also, does the earn rate vary month to month depending on whether we hit the min spend? Or do we need to maintain $2K min spend every month?
The Stanchart website’s FAQ is silent on this.
Thanks!

A Nobody
Guest
A Nobody

Yes, the tax payment facility counts towards the min 2k monthly spend. I chatted with the bank representative online.

Renz
Guest
Renz

Applied… but when retrieving myinfo, SC website generated errors… althought I received SMS from singpass that SC has successfully accessed the information
So no instant approval… just a note.

nanami
Member
nanami

Applied too but information retrieved from MyInfo wasn’t complete. Emailed SCB to provide them with additional income information and followed up with multiple phone calls but never got through to anyone. Been more than 10 days and have not received a single reply from them. I guess there must be a lot of applications for the Visa Infinite card.