Limited time: Get up to $200 off SCB Visa Infinite annual fee, buy miles at 1.1 cents each

Apply for an SCB Visa Infinite by 17 May and get up to $200 cash, plus instant approval.

From now till 17 May, apply for an SCB Visa Infinite and get up to $200 cash. This reduces the annual fee to $388.50, allowing you to pick up miles at 1.1 cents each. SCB now offers instant approval and provisioning of cards, allowing you to start using your card straight away. 

The best part? You don’t strictly need to earn $150K+ per year. Read on for details.


The SCB Visa Infinite is one of the best miles cards to buy miles on the cheap.

That’s because the card offers the cheapest tax payment facility in Singapore (as low as 1.14 cents per mile), plus the chance to buy a further 35,000 miles when you pay the $588.50 first year annual fee (1.68 cents per mile)

And it gets even better: from now till 17 May, SingSaver is running a flash sale for SCB Visa Infinite applications:

  • New-to-bank customers will get $100 cash upon approval (existing: $30)
  • A total of 15 customers can win a further $100 cash by providing the most creative answer to question “what do you wish could be instant in your life?” See contest details below
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Get up to $200 when you apply for the SCB Visa Infinite here

Here’s how the math works out:

Welcome MilesEffective CostCents Per Mile
Normal35,000$588.501.68
SingSaver Existing (no win)35,000$555.501.60
SingSaver New-to-Bank (no win)35,000$488.501.40
SingSaver Existing (win)35,000$455.501.31
SingSaver New-to-Bank (win)35,000$385.501.11

As you can see, the price per mile can drop as low as 1.11 cpm, which would make this the cheapest way of buying miles in Singapore.

MethodIncome RequiredCPM
DBS Insignia + RentHero$500K1.07
SCB Visa Infinite Tax Payment$150K1.14-1.6
HSBC Visa Infinite Tax Payment$120K1.2-1.5
HSBC Premier MC Tax PaymentAUM: $200K1.25
Citi ULTIMA + PayAll$500K1.25
HSBC Visa Infinite Welcome Gift$120K1.39-1.86
SCB Visa Infinite + EasyBill$150K1.43-2.0
DBS Altitude + RentHero$30K1.43
Citi Prestige + PayAll$120K1.54
UOB PRVI Miles + CardUp (GET225)$30K1.57
Citi PremierMiles + PayAll$30K1.67
HSBC Visa Plat/Revolution Tax Payment$30K1.75
DBS Altitude/Citibank PremierMiles + CardUp (GET225)$30K1.83
OCBC VOYAGE Tax Payment$120K1.9
UOB Reserve VI Payment FacilityInvitation1.9
OCBC VOYAGE Payment Facility$120K1.9-1.95
Citibank PremierMiles, DBS Altitude, KrisFlyer UOB Card, OCBC 90N Annual Fee$30K1.93
UOB PRVI Pay Facility$30K2.0
UOB VI Metal Payment Facility$150K2.0
OCBC VOYAGE Annual Fee- Option 2$120K2.14
Citi Prestige Annual Fee$120K2.14
DBS Altitude Tax Payment$30K2.5
OCBC VOYAGE Annual Fee- Option 1$120K3.25

Do note that the second year renewal gift for the SCB Visa Infinite is only 20,000 miles, so you need to take the call as to whether you enjoy the card enough to pay the full fee from the second year onwards.

The SCB Visa Infinite earns 1.4 mpd locally and 3.0 mpd overseas, provided you spend at least $2K in a statement period (1 mpd for both otherwise). This puts it among the highest general spending cards in Singapore. It also comes with six Priority Pass visits, which isn’t the best in class. However, if you view this as a pure miles buying exercise, then anything incremental is just a bonus.

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On paper, the minimum income for the SCB Visa Infinite is a hefty $150K. That said, there have been enough data points from people who have received approval with incomes in the $80-120K range for me to believe this isn’t a strict requirement. It’s certainly worth a shot if you’re interested, particularly because SCB now offers instant approval.

Apply online and get instant approval

Applying for a card and waiting a week for it in the mail is so five years ago. We’re now in the age of “instant provisioning”, where you can use your card immediately upon approval by adding it to your mobile wallet.

SCB is now offering instant approval and provisioning for the following cards:

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  1. SCB Unlimited Cashback
  2. SCB Rewards+
  3. SCB Spree
  4. SCB NUS Alumni Platinum Credit Card
  5. SCB Prudential Platinum Credit Card
  6. SCB Visa Infinite

Instant approval and provisioning is available for both new-to-bank and existing customers. You need to apply using SingPass MyInfo, which will automatically populate fields like your mobile number, mailing and email address.

Get Instant Credit Card Approval with Standard Chartered Bank | SingSaver

Upon submission, you should get instant confirmation whether your card is approved or not (there will be some instances where the system needs additional time to validate your application, and you’ll be told if this is the case).

Contest: Win $100 bonus cash for successful SCB Visa Infinite applications

So, in light of that, the contest question is:

“What do you wish could be instant in your life?”

Send your answer to [email protected] by 31 May 2019, and the 15 most creative answers win a bonus $100 cash each.

The full T&C can be found here, but to summarize: you must apply for a SCB Visa Infinite card by 17 May 2019, and receive approval + complete the rewards redemption form by 31 May 2019. This contest is open to both new-to-bank and existing SCB customers.

Sidenote: this promotion is separate from the ongoing SingSaver Battle of the Cards contest, so you can’t double dip on the two. If you want to participate in the Battle of the Cards, use the links in this article instead.

Conclusion

If you’re looking to pick up miles for less, this is probably one of the best ways. So get cracking with your answers, and be sure to submit your applications by 17 May!

Aaron Wong
Aaron founded The Milelion with the intention of helping people travel better for less and impressing chiobu. He was 50% successful.

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Kt85

Surely you mean..i can’t think of a few ways better than this rather than i can

chk

I think Aaron sentence using “can” is correct. Must read the entire sentence in entirety.

Happy Camper

you cunning-linguist, you… 🤣

Happy Camper

Are you a master-debator? 😜

Kel

Hi, just to check 1.4miles is awarded after the min 2k spend or is it on the whole 2k?
Example: for the first 2k you’re awarded 1mpd
And after that then you’ll be awarded 1.4mpd?
Thanks
Kel

Richard

Hi Aaron,
Do you know if tax payment counts towards the $2K min spend? Or do we need to charge $2K to the card when the tax payment application is approved?
Also, does the earn rate vary month to month depending on whether we hit the min spend? Or do we need to maintain $2K min spend every month?
The Stanchart website’s FAQ is silent on this.
Thanks!

Richard

Then I suppose we should make sure we hit the $2K min spend the month our tax payment application goes through, just to be safe.

Hector

Thanks for the update Aaron.

Richard

To squeeze maximum ROI from of this deal, apply for the card, get a free supplementary card for your spouse, and pay both your income tax using the card. Sign up bonus miles – 35K (1.40 cents per mile) Miles from taxes with $40K tax bill – 56K (1.14 cpm) Total – 91K miles (1.24 cpm) Almost enough for a Business Saver return flight to Japan. Since the cpm for signing up (assuming you’re new to bank and did not win) is higher than the cpm for tax payment, it is better to combine your tax payment than to apply… Read more »

A Nobody

Yes, the tax payment facility counts towards the min 2k monthly spend. I chatted with the bank representative online.

Renz

Applied… but when retrieving myinfo, SC website generated errors… althought I received SMS from singpass that SC has successfully accessed the information
So no instant approval… just a note.

nanami

Applied too but information retrieved from MyInfo wasn’t complete. Emailed SCB to provide them with additional income information and followed up with multiple phone calls but never got through to anyone. Been more than 10 days and have not received a single reply from them. I guess there must be a lot of applications for the Visa Infinite card.

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