Targeted offer for DBS Woman’s Card: S$250 cashback and 10X points on offline shopping

Get S$250 cashback when you spend S$1,200 within 90 days, plus 4 mpd on offline shopping for the first 180 days.

DBS recently launched a series of targeted sign up offers for several of its credit cards. I just wrote about the offer available on the DBS Altitude, but there’s another fairly attractive one for the DBS Woman’s World Card too.

Through this offer, customers who spend S$1,200 can get S$250 cashback, plus 10X points (4 mpd) on offline shopping for the first 180 days, subject to a cap.

The T&C of the offer can be found here.

Spend S$1,200, get S$250 cashback

Customers who receive the invitation to apply (via eDM, SMS or push notification on the DBS app) can earn S$250 by spending S$1,200 within 90 days of approval.

To take advantage of this offer, you’ll need to enter the promo code JUSTFORYOU during the online application process:

Your application must be submitted by 31 March 2020, and approval received by 14 April 2020. 

The sign up gift will be credited to your account by the end of 150 days from card approval date, assuming you’ve met the qualifying criteria.

Do note that you’re limited to one sign up gift under this entire promotion, which is to say that if you can get either the DBS Altitude or DBS Woman’s World Card’s gift.

Reward17,000 miles (~S$306)S$250
Effective Rebate~5%~20%

For me, it’s really no contest. The gift on the DBS Woman’s World Card represents an implausibly high cashback rate of more than 20%, and as much as I love miles, I find it impossible to say no to that. Add in the fact that the first year’s annual fee is waived, and I’m sold.

Public DBS Altitude sign up offer. Note that the 18,000 base miles assumes you spend all S$6K on online flight/hotels transactions. Spending it on local purchases will earn 7,200 base miles

Keep in mind, you can apply for the DBS Altitude as an existing customer under the current public offer and get 5,000 bonus miles for spending S$6,000 in the first 90 days of approval. In addition to that, for the first 3 months you’ll enjoy 4 mpd on SimplyGo for the Altitude Visa, and a bonus 50% miles for the Altitude AMEX.

So you needn’t feel too bad if you “miss out” on the DBS Altitude’s targeted offer by opting for the DBS Woman’s World Card instead.

Earn 10X on offline shopping for the first 180 days

As you already know, the DBS Woman’s World Card gives 10X points (4 mpd) on online transactions, capped at the first S$2,000 per calendar month.

However, customers who sign up under this promotion will also enjoy 10X points on offline shopping transactions made within the first 180 days from card approval. This is broken into:

  • 1X base points per S$5 spend
  • 9X bonus points per S$5 spend

The maximum bonus reward is capped at the first S$1,000 of offline shopping spend per calendar month, which means the maximum bonus you can earn is 3,600 miles.

Offline shopping is defined as the following MCCs:

  • MCC 5311 Department Stores
  • MCC 5611 Men’s and Boy’s Clothing and Accessories Stores
  • MCC 5621 Women’s Ready to Wear Stores
  • MCC 5631 Women’s Accessory and Specialty Stores
  • MCC 5641 Children’s and Infant’s Wear Stores
  • MCC 5651 Family Clothing Stores
  • MCC 5655 Sports and Riding Apparel Stores
  • MCC 5661 Shoe Stores
  • MCC 5691 Men’s and Women’s Clothing Stores
  • MCC 5699 Miscellaneous Apparel and Accessory Shops
  • MCC 5948 Luggage and Leather Goods Stores

I don’t see this as that fantastic a deal, given that there are other cards which more than adequately cover the offline shopping space (e.g Citi Rewards Visa, OCBC Titanium Rewards). However, if you’ve maxed out those caps, or are conserving your Citi Rewards Visa’s monthly 10X for flabsay hopbups, this might come in useful nonetheless.

What can you do with DBS Points?

DBS Points earned on the DBS Woman’s World card can be transferred to the following frequent flyer programs.

Transfer Ratio (Points: Miles)
Singapore Airlines KrisFlyer1:2
Asia Miles1:2
Qantas Frequent Flyer1:2
AirAsia BIG1:3

DBS Points earned on the Woman’s World Card expire 1 year after earning. A S$26.75 admin fee applies per transfer; however, customers can also opt to pay S$42.80 to enroll in the KrisFlyer Auto Conversion program, where points are automatically converted at the start of each quarter.


S$250 cashback on S$1,200 of spending is an extremely generous promotion, and one you should definitely take up if you’re targeted. Just make sure that your S$1,200 of spending is on eligible 10X categories, so as to maximize your return.

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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Any chance that a man can apply?



Man on the phucking moon

Not bad, now I can Paywave for my Uniqlo shopping with the beautiful WWMC without feeling like a dumbass!


Curious how can we know if we are targeted or not. Imagine applying first and then get the promotion after that lol.


Push notification and promotion inbox from digibank. Check your email inbox too. If you never receive any notification from those channels which means you are most likely not targeted


Is there any period though? Like they are sending in batches. Has anyone received the promotions?

Can we just use promocode when applying?

how on earth would we know

ask dbs?



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