UOB PRVI Miles Mastercard & Visa offering 3 mpd on selected online transactions

Register your card and earn 3 mpd on online groceries, food delivery, utility payments and more- minimum S$2K, maximum S$3.5K.

From 17 April to 31 July 2020, UOB PRVI Miles Mastercard and Visa customers can earn 3 mpd on selected online transactions, including groceries, food delivery, utility payments, e-commerce, and transport.

Although this offer sounds similar to the one for UOB PRVI Miles AMEX customers which launched at the start of April, there are some key differences.

How it works

From 17 April to 31 July 2020, UOB PRVI Miles Mastercard and Visa cardholders who spend at least S$2,000 on eligible transactions (see below) will earn 3 mpd.

This is broken down into:

  • Base Rate: UNI$3.5 per S$5 (1.4 mpd)
  • Bonus Rate: UNI$4 per S$5 (1.6 mpd)

The bonus UNI$ will be credited to your account by 31 October 2020, and is capped at S$3,500 worth of eligible transactions.  Supplementary cardholder spending will be combined with that of the principal cardholder, with the cap shared.

Based on previous UOB PRVI Miles promotions, you will not receive a separate cap for holding both the Mastercard and Visa versions. However, if you hold the AMEX, you’ll have a separate cap.

Unlike the PRVI Miles AMEX promotion, registration is required, and can be done by sending the following SMS to 77862:

BONUS<space>Last 4 alphanumeric digits of NRIC/Passport

There is no cap on the maximum number of customers who can register for this promotion, and you can find the full T&C here.

What transactions are eligible?

The following transactions will be eligible to earn 3 mpd under this promotion, provided they’re charged online in Singapore dollars through a payment gateway located in Singapore (i.e no shopping at overseas sites, even if you get them to bill you in SGD)

Bill Payments

  • Diamond Energy Merchants
  • Geneco by Seraya Energy
  • I Switch
  • Keppel Electric
  • PacificLight Energy
  • Senoko Energy
  • Sembcorp Power
  • Sunseap Energy
  • SP Services
  • SP Digital
  • Netflix/Spotify subscriptions (need not be in SGD)

Unlike the AMEX promotion, telco payments to Singtel, M1 and Starhub are sadly not included.

Grocery & Drugstores

Eligible MCCs5411, 5912

This covers pretty much every major supermarket in Singapore- Cold Storage, Giant, Market Place by Jasons, FairPrice, Sheng Siong, as well as Watsons and Guardian.

Online retail stores

Eligible MCCs4816, 5306, 5309, 5310, 5311, 5331, 5399, 5611, 5621, 5631,5641, 5651, 5661, 5691, 5699, 5732, 5733, 5734, 5735, 5942, 5944, 5945, 5946, 5947, 5948, 5949, 5964, 5965, 5966, 5967, 5968, 5969, 5970, 5992, 5999, 5655, 5044, 5045, 5815, 5816, 5817, 5818, 5941, 5943, 5712, 5722, 5719 5262

This covers apparel, computers, electronics, home furnishing, bookstores, sports, and e-commerce sites like Qoo10, Lazada, and Amazon.

Dining and food delivery

Eligible MCCs5811, 5812, 5814, 5333, 5441, 5462, 5499, 8012, 9751

This covers foodpanda, Deliveroo, GrabFood and other restaurants that offer online delivery, like McDonald’s.

Too soon?

Entertainment and ticketing

Eligible MCCs7278, 7832, 7841, 7922, 7991, 7996, 7998, 7999

It’s hard to see anyone spending money on these categories right now, given that entertainment venues are like cinemas and amusement parks have been shut down, but well…


Eligible MCCs4111, 4121, 4789

This covers Comfort, Grab, gojek, and other ridehailing services.

MCC 4111 should include SimplyGo transactions, but I’m less certain about whether this will earn a bonus given it’s technically not online. I’m checking with UOB, and will update this post when I receive a reply.

Update: UOB has confirmed that SimplyGo transactions will not qualify for the bonus

What’s the difference between this promotion and the one for the PRVI Miles AMEX?

As I mentioned at the start, this promotion sounds similar to the ongoing one for UOB PRVI Miles AMEX customers.

However, there are some key differences in terms of the duration, registration requirement, caps and eligible merchants:

3 mpd on online spend promotion
Mastercard & Visa
Duration17 Apr- 31 Jul 20201 Apr- 30 Jun 2020
RegistrationRequiredNot required
Min SpendS$2KS$2.5K
Max SpendS$3.5KS$5K
Bonus Credited31 Oct 2031 Aug 20
Eligible TransactionsMust all be online Can be offline, in the case of supermarkets 

Is it worth it?

If you have a DBS Woman’s World Card, OCBC Titanium Rewards, or Citi Rewards Card, you’ll already be able to earn 4 mpd on most of these categories. Moreover, there’ll be no minimum spend requirement, nor restrictions on the currency you can be charged in.

The OCBC Titanium Rewards card is currently offering 8 mpd on Deliveroo, Lazada, NTUC, Netflix, and numerous other circuit breaker relevant merchants. Registration is required; check out this post for more details.

For groceries specifically, you could transact in-store and earn 4 mpd with the UOB Preferred Platinum Visa (except at SMART$ merchants, must use contactless), or with the GrabPay Mastercard (topped up with the Citi Rewards Visa).

So unless you’ve maxed out your caps, there’s no real need to switch cards. I see this promotion being more useful for utilities payments, where you normally can’t earn bonus points.


This will be an excellent promotion for those who insist on using one card and one card only. Otherwise, there are better cards available. Do remember that the S$2,000 minimum spend and S$3,500 maximum spend apply to the entire promotion period, not per month.

It’s good to see more and more banks rolling out promotions for stay-home spending though.

(HT: Lennie)

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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For Groceries, won’t the SMART$ caveat hold? Ie Giant and Cold Storage won’t be included.


Does it include cardup?



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