Register now: Earn 6 mpd on dining and fashion with UOB Lady’s Cards


From 1 Aug to 31 Oct 2021, register and earn 6 mpd on dining and fashion spending with your UOB Lady's Card. Capped at 10,000 registrations.

From August to October, UOB Lady’s Card members will be able to earn an excellent 6 mpd on dining and fashion transactions. 

Registration is required and limited to 10,000 cardholders, so you’ll want to get that done ASAP. A minimum monthly spend of S$500 on dining or fashion is required, and the maximum bonus is capped at S$3,000 spend per month. 

Earn 6 mpd on dining and fashion with UOB Lady’s Cards

Registration is required for this promotion, and can be done by sending the following SMS to 77862:

📱 SMS to 77862
LADYSBONUS<space>Last 4 alphanumeric digits of NRIC/Passport
Registration capped at 10,000 cardholders

Once registered, cardholders who charge a minimum of S$500 per month of eligible dining and fashion transactions (see next section) between 1 August to 31 October 2021, will earn 6 mpd, broken down as follows:

  • Base: 10 UNI$ per S$5 (4 mpd) 
  • Bonus: 5 UNI$ per S$5 (2 mpd)

This assumes you’ve selected dining and fashion as your quarterly bonus category/categories. If not, you’ll earn a total of 2.4 mpd on dining and fashion, split into:

  • Base: 1 UNI$ per S$5 (0.4 mpd) 
  • Bonus: 5 UNI$ per S$5 (2 mpd)

The bonus component is capped at 3,000 UNI$ per month, or S$3,000 worth of spending. Bonus points will be credited to your account within 3 months after the end of the promotion, i.e. by 31 January 2022. 

Remember, however, that the 10 UNI$ per S$5 is capped at S$1,000 per month for UOB Lady’s Card members, and S$3,000 per month for UOB Lady’s Solitaire and Lady’s Solitaire Metal Card members. 

In other words, your earn rates for dining/fashion will look like this:

Monthly SpendUOB Lady’s CardUOB Lady’s Solitaire/ Solitaire Metal 
≤ S$1,0006 mpd6 mpd
S$1,001-S$3,0002.4 mpd6 mpd
>S$3,0000.4 mpd0.4 mpd

What counts as dining and fashion?

Dining and fashion transactions are defined as online and offline transactions at merchants with the following MCCs:

🍽️ Dining5811, 5812, 5814, 5499
  • GrabFood
  • Deliveroo
  • Foodpanda
  • WhyQ
  • All restaurants, fast food and cafes
🛍️ Fashion5311, 5611, 5621, 5631, 5651, 5655, 5661, 5691, 5699, 5948
  • Shopee
  • Lazada
  • Taobao
  • Qoo10
  • Department stores like Isetan, Marks & Spencer, Takashimaya
  • Bags, shoes and clothes stores

In case you’re uncertain of a particular merchant’s MCC, you can try looking it up via the Visa Supplier Locator. 

As a reminder, UOB Lady’s Card members can select one of the following seven categories as their quarterly 10X category. Holders of the UOB Lady’s Solitaire or Lady’s Solitaire Metal Card can select two:

💇 Beauty & Wellness5912, 5977, 7230, 7231, 7298, 7297
🍽️ Dining5811, 5812, 5814, 5499
🎥 Entertainment5813, 7832, 7922
👨‍👩‍👦 Family5411, 5641
🛍️ Fashion5311, 5611, 5621, 5631, 5651, 5655, 5661, 5691, 5699, 5948
🚕 Transport4111, 4121, 4789, 5541, 5542
✈️ TravelAny major airline or hotel

Terms and conditions

The full T&C for this offer can be found here. 


This is a great opportunity for UOB Lady’s Card members to pick up some extra miles, and a 6 mpd earn rate for dining and fashion is unmatched by any other card on the market. 

Unfortunately, unlike the gender-neutral DBS Woman’s World Card, only women can apply for the UOB Lady’s Card. That said, there’s nothing stopping men from getting their partner to apply and adding the card to their mobile wallet. 

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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If I have 2 categories, and select 1 to be dining and the other one to be travel
Does that mean I can get 6mpd for dining and 4mpd for travel?

Thank you


Hi Aaron,

Just noticed something.

Heading – Aug to Sep
First para – Sep to Oct
Screenshot – Aug to Oct

It’s a bummer that we can only change the categories in Oct if those two are not selected for the current quarter.



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