From 14-30 January 2022, new-to-bank cardholders who apply for a Citi credit card through SingSaver will be able to choose from the following gifts upon approval and meeting a minimum spend:
- Apple AirPods Pro (worth S$379)
- Ninja OP300 Multi-Cooker (worth S$499)
- S$350 cash
Existing customers will receive S$30 cash per approved card.
| โ New-to-bank Definition |
| New-to-bank customers are defined as those who do not currently hold a principal Citi card, and have not in the 12 month period before application. Debit cards, supplementary cards and corporate cards do not count. |
New-to-bank cardholders will be required to spend at least S$500 on qualifying transactions within 30 days of approval. There is no minimum spend requirement for existing customers.
Eligible Cards
Applications for the following cards via any of the links in this article will be eligible for the offer.
| Card | Income Req. | Annual Fee |
 Citi Cash Back CardApply here |
S$30,000 | S$192.60 (first year free) |
 Citi Cash Back+ MastercardApply here |
S$30,000 | S$192.60 (first year free) |
 Citi PremierMiles CardApply here |
S$30,000 | S$192.60 (first year free) |
 Citi RewardsApply here |
S$30,000 | S$192.60 (first year free) |
 Citi PrestigeApply here |
S$120,000 | S$535 |
Your application must be received by 11.59 p.m on 30 January 2022 and approved by 1 March 2022 to be eligible. The full T&C can be found here.
Do note that Citibank sign-up gifts do not stack with SingSaver. For example, the Citi PremierMiles Card’s 45,000 miles sign-up bonus will not be available to SingSaver applicants.
Application Steps
- Apply through any of the links in this article
- You will be directed to a SingSaver landing page. Enter your email address and click “confirm”
- Complete your application and take a screenshot of the Application Reference Number (for Citibank, it’s 12 alphanumeric characters)
- Fill in the SingSaver rewards form that will be sent to your email. It’s vital you fill in the form– no form, no reward.
You’ll be able to indicate your choice of gift in the rewards form if applicable.
Qualifying Spend
The approved card must be activated and a minimum qualifying spend of S$500 made within the first 30 days of approval.
“Qualifying Spend” refers to any retail transactions (including internet purchases) which do not arise from:
- any Equal Payment Plan (EPP) purchases,
- refunded/ disputed/ unauthorised/ fraudulent retail purchases,
- Quick Cash and other instalment loans,
- Citi PayLite/ Citi Flexibill/ cash advance/ quasi-cash transactions/ balance transfers/ annual card membership fees/ interest/ goods and services taxes,
- bill payments made using the Eligible Card as a source of funds,
- late payment fees
- any other form of service/ miscellaneous fees
For the avoidance of doubt, Citi PayAll payments, CardUp payments and grocery voucher purchases will count towards the minimum spend requirement and earn rewards points as normal.
Insurance, government, education bills and charitable donations will count towards the minimum spend requirement but will not earn rewards points.
Gift Fulfillment
All gifts will be fulfilled within 4 months of approval. Depending on what gift you choose, you will either receive it via PayNow (cash) or have to pick it up from a fulfillment centre.
Do note that you will not receive your gift immediately upon meeting the minimum spend- the reason for the delay is the need to confirm eligibility with the bank. Please take note of this timeline before applying, and only apply if you’re willing to wait.
For those who want to track the fulfillment of their reward, SingSaver provides fulfillment timeline updates for Citibank and Standard Chartered cards on its website.
Any enquiries about gift fulfillment should be sent to info@singsaver.com.sg
Hi Aaron,
Would grab top-ups be considered qualifying spend (asking in general for such Citi promotions)? Thanks!
nope.