Extended: Get S$228 cashback with a new OCBC credit card


From now till 15 May 2023, get S$228 cashback with a new OCBC credit card and a min. spend of S$500.

If you don’t have an OCBC credit card yet, the bank has been running an excellent offer for the past month of $228 cashback with a minimum spend of S$500 within 30 days. 

This offer was originally set to lapse on 30 April 2023, but has now been extended till 15 May 2023. Just like before, there is no cap on the maximum number of eligible applicants. 

Get S$228 cashback with a new OCBC card

From now till 15 May 2023, new-to-bank customers who apply for the following cards will be eligible for the cashback offer. 

Card Annual Fee
OCBC 365 Card

(First 2 Yrs. Free)

Up to 6% cashback

(First 2 Yrs. Free)

0% interest instalments for up to 6 months
OCBC Titanium Rewards

(First 2 Yrs. Free)

4 mpd on online shopping
❓ New-to-bank

New-to-bank customers are defined as those who:

  • do not hold an existing OCBC principal credit card, and
  • have not cancelled one in the past 6 months

Cardholders will receive up to S$228 cashback when they spend at least S$500 within 30 days of approval as follows (you can only get one or the other, not both):

Min. Spend Cashback
S$200 in 30 days S$98
S$500 in 30 days S$228

Naturally, the choice for most miles chasers will be the OCBC Titanium Rewards Card, which offers 4 mpd on up to S$13,335 of online and offline shopping per membership year. 

Income Req. S$30,000 p.a. Points Validity 2 years
Annual Fee S$194.40
(2 Years Free)
25,000 OCBC$
(10,000 miles)
Miles with
Annual Fee
None Transfer
  • SIA
FCY Fee 3.25% Transfer Fee S$25
Local Earn 0.4 mpd Points Pool? Yes
FCY Earn 0.4 mpd Lounge Access? No
Special Earn 4 mpd on online and offline shopping Airport Limo? No
Cardholder Terms and Conditions

While OCBC$ can currently only be converted to KrisFlyer, the bank has said it will be adding eight new airline and hotel partners…eventually!

Spending exclusions

Qualifying spend refers to any retail transaction, whether face to face or online, but excludes OCBC’s standard exclusions list: 

  • Charitable donations
  • Education expenses
  • Government payments
  • GrabPay top-ups
  • Hospitals
  • Insurance premiums
  • Real estate agents
  • Utilities bills

For the full list of exclusions, refer to the individual card T&Cs. 

Terms & Conditions

The T&Cs for the S$228 cashback offer can be found here.


New-to-bank OCBC cardholders can enjoy S$228 of cashback when they spend S$500 on their card within 30 days of approval. This is a great opportunity that has no cap (remember: OCBC’s “time out” period for new-to-bank is just six months, as opposed to 12 months for other banks), so I’d seriously consider this if I were you.

Do apply by 15 May 2023 to be eligible.

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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I called OCBC and was told that all contactless payments are excluded from qualifying spend to get the $228. This includes all paywave payment methods (mobile and physical card). Absurd.


But the T&C says it’s excluded. That was why I called to ask.


Alright, thanks mate!


Hi, anyone received OCBC signup bonus $228 ? My card approved on Apr 2023 and I hit the min spend on Apr as well, but haven’t received until now.


The TnC states “Only 1 Eligible Card can be registered by the Eligible Cardmember for the Promotion”. As a new customer, I applied for 365 and titaniums using the links above and registered all 3 for the promo and March Madness. So which card spend will be counted for the $500 requirement?
I hope to get the $228 cash reward from 365 and 28,800 OCBC$ from titanium concurrently. Pls advise, thanks.

ty ah

Am I able to get $228 if I spent $500 in iPaymy?


Hi, anyone received OCBC signup bonus $228 ? My card approved on Apr 2023 and I hit the min spend on Apr as well, but haven’t received until now.


I am having a dragged out battle with them trying to get the $228 signup bonus. They called and said it was “only meant for targeted customers”. I sent them their own terms and conditions and they are back to checking the case…

Jing Yi

I’m facing the same problem too. Signed up on 17 Apr and fulfilled all the criteria but the $228 cashback was not credited. OCBC CSO/ Product Manager claimed I didn’t click through the link. Someone else on Seth’s chat reported the same issue. Feels very shady…


no wonder, did CSO tell you which link you applied through?


I see, then I need to call CSO and figure out. Any updates from OCBC regarding your case? Thanks.


Same thing happened to me. I sent a secured mail and their response was that I didn’t click through from the promo campaign page. Such a convenient excuse how to dispute?