2024 Edition: Best Credit Cards for Airport Limo Rides

Which credit cards offer free airport limo rides, how much must you spend to earn them, and what does the fine print say?

Complimentary airport limo rides aren’t as common a perk as they used to be, but some credit cards retain this benefit nonetheless.

In this post, we’ll look at which cards still offer a limo benefit, how much you’ll need to spend to unlock free rides, as well as the all-important terms and conditions.

Summary: Credit cards with airport limo rides

The following credit cards offer complimentary airport limo rides. 

CardQualifying Spend
Income Req. ≥S$30K
S$1K (FCY) per quarter for 2 rides2 per quarter
Call 6651 2253 between 9 a.m to 6 p.m to make booking at least two days in advance
Income Req. ≥S$120K
UOB Lady’s Solitaire Metal Card
None1 per year
Can be used in SG or overseas
Register at travelwithus.mastercard.com and book at least 48h in advance
HSBC Visa Infinite
S$2K per month for 1 ride
First 2 [Regular] or 4 [Premier] per year are free
24 per year
Includes free rides
Book via Ten Concierge website at least 24h in advance 

Maybank Visa Infinite
S$3K per month for 1 ride8 per year
Call Maybank Cards Priority Customer Service at least 72h in advance
S$12K per quarter for 2 rides
2 per quarter
Book via STACK, email [email protected] or call 6593 9999 at least 48h in advance

Citi Prestige
S$12K per quarter for 2 rides2 per quarter
Call 6337 2484 at least 48h in advance

The key points of difference are spending requirements, whether rides are valid for pick-up or drop-off, and ride validity.

Spending Requirements

🚖 Limo Entitlement: Spending Requirement
CardMin. SpendUnlocks
UOB Lady’s Solitaire Metal CardNo min. spend required, 1 free ride offered per calendar year
UOB PRVI Miles AMEXS$1K FCY per quarter*
2 rides
HSBC Visa InfiniteS$2K per month^
1 ride
Maybank Visa InfiniteS$3K per month1 ride
OCBC VOYAGES$12K per quarter
2 rides
Citi PrestigeS$12K per quarter2 rides
*Excluding online transactions
^First 2/4 free for regular/Premier customers

Only the HSBC Visa Infinite and UOB Lady’s Solitaire Metal Card offer truly free rides.

  • HSBC Visa Infinite: 2 free rides per membership year (regular), 4 per membership year (HSBC Premier)
  • UOB Lady’s Solitaire Metal Card: 1 free ride per calendar year

For all others, you’ll need to hit a certain minimum spend, which unlocks either one ride or two depending on card.

Surprisingly, despite its entry-level positioning, the UOB PRVI Miles AMEX has the lowest spending requirement of all: just S$1,000 in foreign currency (excluding online transactions) will unlock two rides. 

A few things to note with regards to spending thresholds:

  • Citi Prestige: Spending on Citi PayAll will count towards the minimum spending requirement, provided the admin fee is paid
  • UOB PRVI Miles AMEX: Spending must be in foreign currency, excluding card-not-present transactions. In other words, buying things online or over the phone won’t count

All eligible spending is calculated based on posting date, not transaction date. Take care if you’re making any significant spend towards the end of the period, because merchants may take 2-3 days to post transactions (e.g. a transaction made on 30 January may only post on 1 February).

Finally, do note that with the Citi Prestige and UOB PRVI Miles AMEX, you can ride first, spend later. That’s because these two cards award limo rides on a reimbursement basis. Your card will first be charged for the amount of the ride, and should you meet the minimum spend requirement in that quarter, a statement credit will follow. 

Pick up vs drop-off

🚖 Limo Entitlement: One-Way or Two-Way
CardTo/From Airport
UOB Lady’s Solitaire Metal CardTo/From Airport
UOB PRVI Miles AMEXTo Airport
HSBC Visa InfiniteTo Airport
Maybank Visa InfiniteTo/From Airport
OCBC VOYAGETo/From Airport
Citi PrestigeTo/From Airport

This is a subtle but important difference.

  • Airport pickups are generally more costly to provide because the driver needs to budget time for flight delays, immigration, and baggage collection
  • Airport drop-offs are more straightforward- if you don’t show up beyond a certain time, your ride leaves without you

Therefore, some providers only do airport drop-offs, but ideally you’ll want your free limo rides to be redeemable for trips both to and from the airport. Citi Prestige, Maybank Visa Infinite, OCBC VOYAGE, and UOB Lady’s Solitaire Metal Card all offer two-way transfers.

Special mention to the OCBC VOYAGE, which covers not just Changi Airport, but also the following checkpoints:

  • Seletar Airport
  • Marina Bay Cruise Centre
  • Singapore Cruise Centre
  • Tanah Merah Ferry Terminal
  • Queen Street Bus Terminal
  • Woodlands Checkpoint
  • Tuas Checkpoint

The UOB Lady’s Solitaire Metal Card is unique in that its free limo ride is valid globally, and can be used either in Singapore or other supported cities.

Ride validity

🚖 Limo Entitlement: Ride Validity
CardValidity of Rides
UOB Lady’s Solitaire Metal CardRide must be used within calendar year
UOB PRVI Miles AMEXRides must be used within the same calendar quarter in which the min. spend is met (i.e. you can ride first, meet the min. spend later)
HSBC Visa InfiniteRides to be utilised from the
month after the month in which the min. spend was met (“Start Month”) and must be utilised within the same calendar year as the Start Month
Maybank Visa InfiniteRides to be utilised in the month after the min. spending is met
OCBC VOYAGERides valid for three months from date of awarding
Citi PrestigeRides must be used within the same calendar quarter in which the min. spend is met (i.e. you can ride first, meet the min. spend later)

Once you’ve unlocked your limo rides, they’re valid for a certain period. Be sure to use them before they expire!

While some cards were previously offering extensions of unused rides due to COVID-19, the reopening of borders means they’ve reverted to regular T&Cs.

The fine print

Below I’ve compiled some other points you should take note of, such as the advance notice required, charges for late night service, maximum passengers permissible and the grace period before additional waiting charges apply.

UOB PRVI Miles Card

Adv. Booking2 days
+S$10 otherwise
Late Night Fee
(11.30 p.m to 6.30 a.m)
Max Pax.4
+S$10 for 7-seater
+S$20 for 9-seater
Grace Period15 mins
S$10 per 15-min block after. Auto cancel at 30 mins
Changes & Cancellation
  • Can change or cancel up to 6 p.m one day before pickup
  • Changes after 6 p.m one day before pickup: S$10
  • Cancellations made on departure day: S$45
Other Fees
  • S$10 surcharge for Christmas eve and Christmas day, New Year’s eve and New Year’s day, Lunar New Year eve and Lunar New Year day

HSBC Visa Infinite

HSBC Visa Infinite
Adv. Booking24 hours
Late Night Fee
(12 a.m to 5.59 a.m)
Max Pax.3
Grace Period15 mins
S$10 per 15-min block after. Auto cancel at 45 mins
Changes & Cancellation
  • S$10 for changes or cancellation made within 1 hour of pick-up
  • S$61 for cancellations made less than 30 minutes before pick-up
Other Fees
  • S$10 extra stop surcharge (deviation <1km)
  • S$50 extra stop surcharge (deviation >2km)

Maybank Visa Infinite

Maybank Visa Infinite
Adv. Booking72 hours
Late Night FeeNot mentioned
Max Pax.Not mentioned
Grace Period30 mins
Changes & Cancellation
  • S$60 for cancellations with <24 hours notice


Adv. Booking24 hours
Late Night Fee
(11 p.m to 7 a.m)
Max Pax.4
(7-seater Velfire can be requested with no upgrade charge)
Grace Period15 mins
S$10 per 15-min block after. Auto cancel at 45 mins
Changes & CancellationS$60 for cancellations with <48 hours notice
Other Charges
  • Extra stop (within 5 km): 1,500 VOYAGE Miles or S$20

Citi Prestige

Citi Prestige
Adv. Booking48 hours
Late Night FeeWill be reimbursed, if any
Max Pax.3
Grace Period15 minutes (to airport)
60 minutes (from airport)
Changes & CancellationAny change or cancellation <24 hours will be taken as 1 usage
Other Charges
  • Child or baby seat: S$27

Pseudo airport limo benefit

While slightly different from the ones above, both the KrisFlyer UOB Credit Card and Maybank Privilege Horizon Visa Signature (not to be confused with the Maybank Horizon Visa Signature) offer cardmembers Grab codes valid for rides to and from the airport. 

Maybank’s is slightly better because it’s a guaranteed benefit, unlike the KrisFlyer UOB one which is subject to a monthly redemption cap.

KrisFlyer UOB Credit Card2x S$15 Grab codes
  • Redeem once per half yearly (i.e. Jan to Jun, Jul to Dec)
  • Code: KFUOBCC
  • Limited to 1,000 redemptions per month
Maybank Privilege Horizon Visa Signature2x S$20 Grab codes
  • SMS GRBPHVS <Space> Name <Space> DOB in DDMMYYYY format to 79898


The airport limo benefit isn’t as ubtiquous as it was in the past, but there’s still a few cards out there offering this perk. 

In my opinion, the card with the “best” limo benefit still remains the UOB PRVI Miles AMEX. The annual fee can be waived, and the spending requirement is the lowest of all. 

Is an airport limo benefit still useful to you?

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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Good work as always Aaron. This benefit is so meh after the dilution(s) over the past few years. I am not even sure it is worth optimising for any longer. It at least made tangential sense in the pre-COVID era for family travel with kids and tons of baggage on return to Singapore. I don’t think such trips will happen frequently in 2022, if at all.

I wouldn’t judge a card if it got rid of this in favour of more lounge visits or higher 4 mpd monthly / statement limit.


I hope the bank is not reading this, but I kind of like to think of the citi limo benefit as either “defraying” my AF, or reducing my CPM if I buy thru payall.

kopi lim

Wish I was a woman so I could sign up for the Lady’s Solitaire. On top of all their benefits the womens’ cards work with the UOB One account too. How is that not being sexist when they’re the only miles cards which are eligible for bonus interest on the savings accounts?

lim kopi

you might as well complain why bars have ladies’ night…

Kopi lim

That’s to attract hopefully attractive female patrons and not dinobus in so that hamsups like you and me are drawn in as well.

What is the argument for limiting this card to women only? Honestly asking. And can I get one if I identify as female now that this is trending .


well for what’s worth ladies’ night is banned in some other jurisdictions (e.g. California and the UK)…..


Maybank privilege Horizon Visa signature also got two S$20 Grab ride promo code every year


i may have missed it.
but do you want to include the number to SMS in your article?


I would like to point out the OCBC Voyage Limo doesn’t work as well as before. In the past, they have a webpage for you to request for it. This webpage doesn’t work anymore. If you try to call their Voyage hotline, nobody picks up (I tried 3 times and waited about an hour before giving up). The only way I managed to use it, is to call OCBC General Line, and left a message for them to assist.

Jackson W.

To add to the above, they cancelled my limo three times numerous times.. There was once they cancelled and route me to another driver 30 mins before my pick up time.


Noob question from someone who has never taken one before, what are the actual cars used for Changi airport limo rides? Are we talking actual stretch limousines here or just a Mercedes/Toyota Alphard?


As you mentioned in one of your replies above, limo rides really aren’t what they used to be. The main point of it was to save time as queues for cabs at Changi were really long before ride-hailing apps came. Now it’s just basically a Grab Premium, which costs $30-$40 for a nice ride to town (sometimes even less).


Aaron, Fwiw, Data point- for citi prestige, limo from airport, I was promised 60 min grace period from the actual landing time. When I asked over the call, there also appears to be some sort of c/f within quarters in the same CY so I think you can theoretically hoard over each quarter and ride limo 8x in Q4.


Oh dang. IIRC I called in 3Q2022 about c/f of limo rides. Thanks – I didn’t even realise the T&C was changed. Am out of town, but when I’m back in SG I’ll call to check, and let you know if I hear different.
But the 60 min grace period is almost certainly current info – this was mid-Jan 2023.
Thanks Aaron!


The grace period is different depending on which way the limo is going. It’s 60 minutes from airport and 15 minutes to airport. This is to accomodate potential delays in landing, collecting baggage, immigration, etc.


the OCBC Premier Private Voyage gives you unlimited rides back and fro from your registered address to Changi Airport. Even if you don’t fly, you go to Jewel in style..

Not sure if they’ve updated to include other drop off points like cruise and bus terminals, of if they’ve nerfed this benefit.


I’ve got the HSBC Visa Infinite card, to be honest the limo rides work well, I’ve never had an issue with them being late nor not having availability. I’ve never had a Mercedes pick me up, usually the Toyota Alphard or a Nissan people carrier.


I noticed the updated T&Cs for Citi Prestige valid from July 1 2023 list a Mini-Van (8 pax + 8 suitcases) as a vehicle option, however upon attempting to book it, it turns out this is in reality not an option after all. Not that it was already booked, but the service provider does not provide this option at all. Confirmed via phone by the Citi Card team and concierge despite being listed in the T&Cs.

“Travel”, item 16.



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