AXS Bills to Thrills: Pay bills, win cash and KrisFlyer miles

I can’t imagine that anyone gets excited about paying bills, but if they need to be paid anyway, you’ll definitely want to take note of AXS’s Bills to Thrills campaign. This offers customers the chance to win cash or KrisFlyer miles simply by using AXS.

Under Bills to Thrills, AXS will fully rebate one lucky winner’s bill payment each day till the end of 2024, up to S$1,000. What’s more, those who pay with Mastercard credit or debit cards can look forward to a daily giveaway of 25,000 KrisFlyer miles, and a grand draw with 4x prizes of 250,000 KrisFlyer miles up for grabs!

Here’s how it works. 

AXS Bills to Thrills: Up to S$1,000 off per transaction

From now till 31 December 2024, customers who pay their bills via AXS are eligible to win a full rebate of their bill payment, capped at S$1,000 per transaction.

One winner is chosen daily, and will receive their prize in cash. For example, if you make a S$300 payment for your SP Group bill and win, you’ll receive S$300 cash. 

All of the following services are eligible:

Chances are awarded as follows. 

Where bill payments are concerned, do note the “unique bill” requirement. For example, if you have a S$500 education bill to pay, breaking it up into 10x payments of S$50 each will still earn you only one chance. 

However, there is a way of multiplying your chances: simply pay 2x bills in a single transaction. For example, if I pay both an education bill and a HDB eServices bill in the same transaction, I will earn 4x chances instead of the 2x chances had I paid separately. Likewise, if I pay three unique bills in the same transaction, I will earn 6x chances instead of the 3x chances had I paid separately, and so on.

You can further multiply your chances by paying with DBS/POSB payment methods, which earns you a further 5X chances.

This is applicable to all of the following payment methods, though you’ll definitely want to use credit cards, and a Mastercard in particular for a chance to win KrisFlyer miles (see next section).

To participate in this promotion, simply enter your contact details after completing the bill payment.

Mastercard promotion: Win 25,000 KrisFlyer miles daily and 250,000 KrisFlyer miles in grand draw

On top of the Bills to Thrills promotion, customers who pay their bills via AXS using a Mastercard credit or debit card during this period will be eligible to win up to 25,000 KrisFlyer miles daily.

For example, if you make a S$300 payment for your SP Group bill via Mastercard and win, you’ll receive S$300 cash and 25,000 KrisFlyer miles.

Even if you don’t win the daily prize, all customers who pay with Mastercard credit or debit cards will be entered into the grand draw at the end of the promotion period, where they can win 4x prizes of 250,000 KrisFlyer miles each.

The following transactions are eligible to win.

Note in particular the addition of AXS Drive, the newly-launched service that allows drivers to automatically pay for parking fees at participating car parks.

While the service is still expanding, this can come in very handy if any of the car parks features on your daily commute, since each time you pay you’ll earn one chance automatically.

Why pay bills via AXS?

The way I see it, there’s two main advantages of paying your bills via AXS.

A chance to earn miles

AXS offers a wide variety of bill payments such as insurance premiums, town council & MCST fees, tuition fees, utilities, and government services. These transactions are normally ineligible for credit card rewards, unless you’re willing to pay an admin fee with a platform like Citi PayAll or CardUp. 

If you’re unwilling to do so, then your alternative would be a bank transfer or PayNow, neither of which earn rewards. Therefore, paying via AXS under the Bills to Thrills promotion at least gives you a shot at earning miles, and since it costs you nothing extra, you might as well throw your hat into the ring.

Stretch your cashflow

Even if rewards weren’t in the picture at all, paying your AXS bills via credit card still has one big benefit: stretching your cashflow.

Suppose you have an insurance premium, and your options are:

• Option 1: Pay the bill on AXS via eNETS or PayNow QR
• Option 2: Pay the bill on AXS via Mastercard credit card

If you pick option 1, funds are deducted immediately from your account and used to pay the bill.

If you pick option 2, your credit card is charged and used to pay the bill. But your credit card bill isn’t due straight away.

For example, suppose your statement date falls on the 10th of each month, and you have a bill that’s due on 12 August 2024. You can make the payment via AXS with your Mastercard credit card on 11 August 2024, which will become part of the statement balance that arrives on 10 September 2024.

Assuming your bank gives you 25 days to pay, cash only leaves your account on 5 October 2024. You have effectively enjoyed an interest-free period of 55 days!

So the general idea here is to make your payments at the very start of your credit card statement period, giving you additional time to pay at no additional cost (remember, you can call up the bank and ask them to switch your statement cycle to better suit the timing of your regular bills).

Conclusion

From now till 31 December 2024, AXS is covering up to S$1,000 worth of bill payments for one lucky winner each day, with an additional 25,000 KrisFlyer miles if he/she pays with a Mastercard credit or debit card. Mastercard customers get a further chance to win with a prize pool of 1,000,000 KrisFlyer miles to be given away at the end of the promotion.

If you’re looking for a chance to earn miles from bill payments without paying an admin fee, or if you simply want to stretch your cashflow further, then paying with a Mastercard via AXS allows you to do just that. 

Don’t forget to submit your details at the end of the transaction, and use DBS/POSB payment methods for bonus chances.