Chocolate Finance's Miles for Returns feature is rolling out to all customers, and for the next 3 months, the rate is 80 Max Miles per S$1 — an attractive arbitrage opportunity.
From 1 September 2026, the Chocolate Visa Card will earn 1 mpd on up to S$2,000 per month, and up to 300 miles on bill payments — though a minimum balance of S$5,000 will be required.
Targeted Chocolate Finance users can convert their past month's returns into Max Miles at a rate of 1.6 cents per mile- basically a no-brainer, thanks to the FlyAnywhere feature.