The UOB Preferred Platinum Visa gives 4 miles per $1 for Paywave transactions. (You also get 4 miles per $1 on online shopping and entertainment but for that you can always turn to the DBS Woman’s World card. If you do not meet the income requirement for that card, this may be a good alternative) I’ve always not been too big on this because I found it too much of a chore to remember which merchants gave SMART$ and which didn’t- if the merchant awards SMART$, you do not earn UNI$/miles on the same transaction.
I think my initial stance was wrong. The list of Paywave merchants is quite substantial and definitely longer than the SMART$ merchants list. And yes, most of my preferred paywave merchants like Cold Storage, Giant, Guardian and Coffee Bean participate in the SMART$ program, but there’s no reason not to use the PP Visa for transactions at other Paywave merchants since UOB pools all your points anyway. If you want to fly SQ suites, you’ve got to work for it!
Wysie has come up with a useful link you can save on your phone’s browser as a favourite in case you’re at a Paywave merchant and want to check if you’ll get 4 miles per $1. Simple rule- if you find your merchant’s name here, you don’t get 4 miles per $1 and you should use your general spending card.
So I’m definitely going to apply for this card and add it to my UOB stash, train myself when to use it and try and build my way to the next goal: buying 2 RTW award First class tickets from Krisflyer (720,000 miles in total!)
