UOB PRVI Miles Mastercard and Visa offering 4.4 mpd on recurring bill payments

From 8 October to 31 December 2020, UOB PRVI Miles Mastercard and UOB PRVI Miles Visa cardholders can register to earn 4.4 mpd on recurring bill payments (this includes online subscriptions and memberships) with selected merchants like telcos, streaming services and gyms. 

This is capped at a relatively low bonus of 300 miles per month, but at least there’s no typical UOB “first X” mechanics at play here. All registered cardmembers will receive the bonus, simple as that. 

Earn 4.4 mpd on online recurring bill payments 

Cardholders must first register their UOB PRVI Miles Mastercard or UOB PRVI Miles Visa card for this offer. UOB PRVI Miles AMEX cardholders have their own version of this offer, which I’ll write about separately.

To register, send the following SMS to 77862 using your mobile number registered with UOB:

PRB<space>Last 4 alphanumeric digits of your NRIC/Passport Number

Example: If your NRIC is S1234567A, you will need to send “PRB 567A” to 77862.

Once registered, cardholders will earn 4.4 mpd on eligible recurring bill and subscription payments charged to the card by 31 December 2020, subject to a cap. 

If your transaction is in SGD, your 4.4 mpd will be split into: 

• the base earn rate of UNI$3.5 per S$5 (1.4 mpd)
• a bonus of UNI$7.5 per S$5 (3 mpd)

If your transaction is in foreign currencies, your 4.4 mpd will be split into:

• the base earn rate of UNI$6 per S$5 (2.4 mpd)
• a bonus of UNI$5 per S$5 (2 mpd)

The maximum bonus UNI$ you can earn each month is capped at UNI$150, i.e 300 miles. This means you’d max out the bonus by spending S$100 on SGD-denominated eligible transactions, or S$150 on foreign currency denominated eligible transactions. 

Bonus UNI$ will be credited to your account by 31 March 2021. The full T&Cs can be found here.

Which transactions are eligible?

Online recurring bill transactions refer to those made with the following merchants. 

It’s good to see a very wide range within each category, and should cover most people’s mobile phone plans, streaming services, gym subscriptions, even cloud services like Dropbox. 

Conclusion

Do remember that UOB PRVI Miles Mastercard and UOB PRVI Miles Visa cardholders can also earn 4.4 mpd on SimplyGo rides up till 31 December 2020, provided they haven’t used their card for SimplyGo transactions between 1 July to 31 August 2020 (strange mechanic, but it wouldn’t be UOB if it weren’t strange). If you’re interested in that offer, read more about it here. 

Recurring bill payments are always a source of anxiety for miles collectors, given how certain banks’ T&Cs (e.g DBS) exclude them. This should give some comfort going forward, although do remember you’ll max out the cap with just S$100 (SGD) or S$150 (FCY) of spending each month.