You probably don’t have a CIMB credit card yet, but that’s a good thing.
From 5 April to 7 May 2021, new-to-bank customers who get approved for selected CIMB credit cards through SingSaver and spend S$350 per month for the first two months will get a Fitbit Inspire 2 or S$130 cash (30% more than CIMB’s public offer).
|⚠️ CIMB defines “new-to-bank” as customers who do not currently hold a principal CIMB credit card, and have not done so in the past 12 months.|
Which CIMB cards are eligible?
The following CIMB credit cards are eligible for this offer (all CIMB cards are free for life for both principal and supplementary cardholders):
|Card||Income Req.||Annual Fee||Key Features|
|CIMB Platinum Mastercard|
|S$30K||None||Up to 10% cashback on dining, petrol, transport, medical and more|
|CIMB Visa Signature|
|S$30K||None||Up to 10% cashback on online shopping, groceries, cruises and more|
|CIMB World Mastercard|
|S$50K||None||Up to 2% cashback on dining, entertainment, automobile and duty-free shopping|
|CIMB Visa Infinite|
|S$120K||None||Up to 2% cashback on travel, FCY|
All applications must be received by 7 May 2021, and cards must be approved by 21 May 2021. Once again, take note that this promotion is for new-to-bank customers only; existing customers will not receive any gift.
|⚠️ Don’t forget to fill out the rewards redemption form!|
The first step when applying is to enter your email address. SingSaver will send you a rewards redemption form, which you need to complete and enter your application reference number. For CIMB, this is 8 alphanumeric characters, e.g 1-xxxxxxx
No form, no reward. Get it done ASAP!
Cardholders must spend a minimum of S$350 during the first 30 days from eligible card approval date, and another S$350 during the subsequent 30 days to qualify (i.e S$700 total). For example, if your card is approved on 9 April 2021, your first 30 days will run from 9 April to 8 May 2021, and the second 30 days from 9 May to 7 June 2021.
According to the T&C, qualifying spend refers to any retail transactions (including internet purchases) which do not arise from:
- ez-Link/ Transit Link top-up and reload
- Cash advances
- Balance transfers
- Fund transfers
- CIMB 0% i.Pay Plan
- Interest Charges
- Amounts brought forward from previous statements
This is surprisingly unrestrictive- there’s no exclusion for categories like insurance, education, government transactions, charitable donations, hospital or utilities bills. Heck, even GrabPay top-ups aren’t listed.
Cash gifts will be fulfilled by SingSaver within five months of meeting the qualifying criteria (note this is longer than the usual 3-4 months). If you’re not comfortable with this timeline, please don’t apply- you’re just going to get annoyed with the wait.
The full T&C can be found here.
The CIMB Visa Infinite is the only no-fee Visa Infinite card I’m aware of in Singapore, and is well worth getting if only for access to Visa Infinite privileges like the concierge (useful for booking restaurants in Japan, albeit not those super fancy ones that require hotel concierges), 4th night free on hotel bookings, and other assorted deals.
If nothing else, this is an opportunity to earn ~19% cashback on S$700 of spending, and it’s hard to argue with that.