DBS Extra Bonus Day: 8% cashback on food delivery & bonuses for shopping, investing and insuring


During this month's DBS Extra Bonus Day, save 8% on food delivery, get S$8 for switching electricity plans, earn S$18 for investing and more.

The following is a sponsored post by DBS Bank. The opinions and analysis remain that of The Milelion.

DBS Extra Bonus Day is back for August, and for two days only, DBS & POSB customers can enjoy bonus cashback when they order online food delivery or support their favourite hawkers, sign up for an electricity plan, get insurance coverage or kickstart their investment journey. 

These offers are only available on 8.8 and 8.9 (8 & 9 August 2021), so be sure to read up on them ahead of time. 

DBS Extra Bonus Day

8% cashback on online dining & hawker meals

Online Dining

Get 8% cashback on all online food deliveries during 8.8 | Photo: Don Play Play

Offer T&Cs

On 8 & 9 August 2021, DBS and POSB Cardmembers will enjoy an extra 8% cashback when they order food online and pay with their credit or debit card.

No minimum spend is required, and the maximum cashback is capped at S$8 per cardmember (regardless of how many DBS/POSB Cards he/she has). In other words, you’ll max out this promotion with S$100 of spending. 

The 8% cashback is awarded on top of whatever miles/ cashback/ DBS points/ POSB Daily$ you’d normally earn with your DBS/POSB Cards.

✈️ Miles Options
CardOnline DiningCap
DBS Woman’s World Card
4 mpdS$2K per mo.
DBS Woman’s Card
2 mpd S$2K per mo.
DBS Altitude Visa
1.2 mpdN/A
DBS Altitude AMEX
1.2 mpdN/A
💵 Cashback Options
CardOnline DiningCap
POSB Everyday Card
10%*S$15 per mo.
DBS Live Fresh Card
5%^ S$20 per mo.
*Min. spend S$800 per month. Cashback capped at S$30 per month, and S$15 per category. 10% cashback applies to Deliveroo, foodpanda, and WhyQ; all others earn 3%
*Min. spend of S$600 per month. Cashback is capped at S$15 on eligible Sustainable Spend, S$20 on eligible Online Spend, S$20 on eligible Visa Contactless Spend and S$20 on All Other Spend per month

Do note the transaction date must be on 8 or 9 August 2021, but the posting date can be up to 14 August 2021. Most transactions should post within 1-2 working days, in any case. 

The 8% cashback will be posted to your card account by 20 August 2021. 

What counts as online dining?

Online dining spend refers to internet or in-app transactions made at merchants with the following MCCs:

5811: CaterersStamford Catering, Tian Wei Signature
5812: Eating Places and RestaurantsChope, Deliveroo, foodpanda, GrabFood
5813: Bars, Cocktail LoungesClink Clink, Zouk
5814: Fast FoodDomino’s Pizza, KFC, McDelivery
5422: Meat MarketsGoodCrop, Song Fish, The Butcher
5441: Sweets, Nuts, ConfectioneryBacha Coffee, Laderach
5451: Dairy ProductsDairyFolks
5462: BakeriesBaker’s Brew, Edith Patisserie
5499: Misc. Food ShopsNespresso
5921: Package Shops- Beer, Wine, SpiritsCrystal Wines, Paneco

This is a very wide range of merchant categories beyond just the usual restaurants and food delivery apps. You could order from bakeries, ice cream shops, or even frozen food suppliers (but not supermarkets), so long as they have an online storefront. 

Alternatively, if you miss dining in restaurants, you could purchase a ChopeDeals voucher (MCC 5812) and use it after Phase 2 (HA) ends- you’ll save up to S$6 off with DBS/POSB Cards, in addition to the 8% cashback. 

If you’re in doubt about the MCC of a particular merchant, it’s possible to look it up using the Visa Supplier Locator. Remember: all orders must be made online. If you head to a restaurant to order in person, you will not qualify for the bonus cashback. 

Hawker Meals

Visit your favourite hawker store and earn 8% cashback with PayLah! | Photo: DBS

Offer T&Cs

Just like previous Extra Bonus Day campaigns, DBS PayLah! users can earn 8% cashback on their first merchant (excludes gojek, ComfortDelgro and Gpay) or hawker transaction on 8 & 9 August 2021. 

No minimum spend is required, and the maximum cashback is capped at S$1 per user (so you’d max out the rebate with S$12.50 of spending). This offer is capped at the first 300,000 PayLah! users. 

If you prefer to order hawker meals online via WhyQ, DBS/POSB customers can enjoy the following discounts for advance orders:

  • WHYQNEW: Up to S$6 off for new users
  • PLWHYQ: S$2 off for all users 

These codes are capped at the first 500 redemptions per day. DBS will continue to give hawkers S$1 for every order made with PayLah! on WhyQ till 31 August 2021. 

If you don’t already have a PayLah! account, you can get S$5 free when you download and register with the promo code FIVELAH (T&C apply).

S$8 cashback at DBS Marketplace

Find great deals and support local enterprises at the DBS Marketplace | Photo: DBS

Offer T&Cs

On 8 & 9 August 2021, DBS Marketplace customers can earn a one-time S$8 cashback when they make a transaction at or sign up with any of the following local enterprises in the Travel, Education and Utilities Marketplace. 

CategoryMerchantsPayment Mode
(make one trxn via Marketplace)
(1) Flying Cape
(2) 88 Tuition
(make one trxn via Marketplace)
(1) Ao Broth
(2) Chu Collagen
(3) Island Kitchen Collective
(4) KrisShop
(5) Meals in Minutes
(6) NoName Booking
(7) Singapore Airlines
(8) Supermama
(sign up for any electricity plan via Marketplace)
(1) Geneco
(2) iSwitch
(3) Keppel Electric
(4) Pacific Light
(5) Sunseap
(6) Tuas Power
(7) Union Power
DBS/POSB Credit Card or GIRO

Registration is required, and can be done through this link. Registration will close on 9 August 2021 or when 10,000 successful registrations have been made, whichever comes first. Customers must have a current or savings account with DBS/POSB, and pay with a DBS/POSB credit or debit card or GIRO.  

Eligible customers will receive their S$8 cashback by 30 September 2021, credited to their PayNow-linked DBS/POSB account or primary DBS/POSB savings/current account. 

You can identify the underlying merchant by looking at the “fulfilled by” label at the bottom of each listing. For example, the items fulfilled by KrisShop and Supermama would be eligible for the S$8 cashback, but not the item fulfilled by FarFetch.

Receive gifts of up to S$180 with Insurance Plans

Receive gifts when you protect yourself and your family with DBS | Photo: DBS

Offer T&Cs

On 8 & 9 August 2021, customers who sign up for eCriticalCare, TermProtect or MultiGen Protect will receive an additional S$60 cash reward per life insured and per qualifying product, on top of the existing promotions.

eCriticalCare protects you against 37 critical illness and unforeseen conditions with Recovery Care Benefit. Fuss-free application with 3 simple questions and no health checks. Enter the promo code 30ECCMHC to enjoy 30% off first year premium.

TermProtect is a term insurance plan that makes protection flexible, affordable and hassle-free – so your loved ones receive a lump sum payout, if the unexpected happens. Enter the promo code 20TP to enjoy 20% off first year premium.

MultiGen Protect is a personal accident plan underwritten by Chubb that is tailored for each family member, from the young ones to the seniors. Customers who sign up for MultiGen Protect on 8 & 9 August 2021 receive S$60 worth of vouchers. That’s equivalent of a month of free protection for a family of 2 adults and 2 children.

Please refer to the footnote for Terms & Conditions, or visit the DBS 8.8 Extra Bonus Day page for more information.

S$18 cashback for Investments

Offer T&Cs

On 8 & 9 August 2021, customers who invest a minimum of S$1,000 in digiPortfolio will get S$18 cashback.

digiPortfolio is DBS’s robo-investing platform, featuring a simple management fee of just 0.75% p.a., no lock-in period, and a choice of either an Asia portfolio (SGD-denominated) or Global portfolio (USD-denominated).

The minimum investment starts at just S$1,000 or US$1,000, and customers get to enjoy curated portfolios, managed by experts from the DBS Investment Team- to ensure optimal asset allocation and portfolio resilience. 

Alternatively, customers can also earn S$18 cashback when buying at least S$1,000 worth of unit trusts via DBS digibank from 6 August 3.01 p.m to 9 August 2021 2.59 p.m. The S$1,000 must be invested in a single transaction. 

Both offers can be enjoyed once, and the S$18 cash rebate will be credited to the original funding account by 31 August 2021. 

Please refer to the footnote for Terms & Conditions, or visit the DBS 8.8 Extra Bonus Day page for more information.


DBS Extra Bonus Day

DBS Extra Bonus Day packs a wide range of promotions, so whether you’re planning investments, insurance, or simply what to eat for dinner, check out what’s in store on 8 and 9 August! 

Terms & Conditions

For Insurance Plans: In Collaboration with Manulife
ECriticalCare and TermProtect are issued and underwritten by Manulife (Singapore) Pte. Ltd. (“Manulife”) (Reg. No. 198002116D) and distributed by DBS Bank Ltd (“DBS”). This advertisement has not been reviewed by the Monetary Authority of Singapore

For Insurance Plans: Underwritten by Chubb
MultiGen Protect is underwritten by Chubb Insurance Singapore Limited (“Chubb”) and distributed by DBS Bank Ltd (“DBS”). It is not an obligation of, deposit in or guaranteed by DBS. This is not a contract of insurance. Full details of the terms, conditions and exclusions of the insurance are provided in the Policy Wordings and will be sent to you upon acceptance of your application by Chubb. All the benefits of MultiGen Protect (except Special Daily Hospital Cash Benefit and Medical Expenses Reimbursement for Covered Diseases) are only payable subject to the occurrence of an accident during the period of insurance. You should consider carefully if you are intending to switch personal accident policies, as this might be detrimental to your current and/or future needs. You may wish to seek advice from a financial adviser before making a commitment to purchase this policy. In the event that you choose not to seek advice, you should carefully consider whether the policy is suitable for you.

You have a free look period of 30 days from the date you receive the Policy. If you decide to cancel the Policy within these 30 days, please inform Chubb in writing and they will cancel the Policy from its start date and refund the full premium paid, provided no claim has arisen. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). For more information on the scheme, please visit the General Insurance Association or SDIC websites.

For Investments: This article is for information only and should not be relied upon as financial advice. Any views, opinions or recommendation expressed in this article does not take into account the specific investment objectives, financial situation or particular needs of any particular person. Before making any decision to buy, sell or hold any investment or insurance product, you should seek advice from a financial adviser regarding its suitability.

All investments come with risks and you can lose money on your investment. Invest only if you understand and can monitor your investment. Diversify your investments and avoid investing a large portion of your money in a single product issuer.

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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Kel N

On 8 & 9 August 2021, DBS Marketplace customers can earn a one-time S$8 cashback when they make a transaction at or sign up with any of the following local enterprises in the Travel, Education and Utilities Marketplace. 

–> would this be just making a payment or have to sign up a plan?

Kel N

referring to Utilities payment



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