DBS has launched its latest Extra Bonus Day promotion to mark 3 March 2022 (3.3), with a one-day-only bonus on shopping.
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| DBS Extra Bonus Day |
DBS/POSB cardholders can earn 8% cashback on all offline shopping spend on 3.3, on top of their usual card rewards. No registration is required.
8% cashback on offline shopping
On 3.3, DBS/POSB Credit and Debit Cardmembers will enjoy an extra 8% cashback on eligible offline shopping transactions, capped at S$8 per Cardmember (regardless of how many DBS/POSB Credit or Debit Cards he/she has). This means you’ll max out the offer with S$100 of spend.
A non-exhaustive list of shopping transactions has been provided below:
| Category Description (MCC) |
Examples |
| Apparel (5600- 5699) |
Adidas, Bata, Charles & Keith, Cotton On, G2000, H&M, Mango, Mothercare, Nike, Uniqlo, Zara |
| Department Stores (5311) |
BHG, Isetan, Marks & Spencer, OG, Takashimaya, Tangs, Tokyu Hands |
| Electronics and Computers (5732) |
Apple, Best Denki, Challenger, Dyson, Gadget Mix, Gain City, Harvey Norman, OSIM, Sony |
| Home/Office Furnishing & Appliances (5712) |
Bed Bath N’ Table, Castelry, Courts, Crate & Barrel, IKEA, King Living, Sia Huat, Star Furniture |
| Specialty Retail (5999) |
Bath & Body Works, Coach, Furla, Louis Vuitton, Michael Kors, Rolex, Swarovski |
| Personal Services (5977) |
Estee Lauder Cosmetic, Jean Yip, L’Occitane, Sephora, The Body Shop, Venue Beauty |
| Watches & Jewellery (5094) |
Cartier, Cortina Watch, Goldheart, Patek Philippe, Poh Heng Jewellery, SK Jewellery, Taka Jewellery, The Hour Glass, Tiffany & Co |
Caveat: DBS has not provided official MCCs in its T&Cs, so what you see in the table above is my own best guess.
No minimum spend is required, and the cashback is awarded on top of whatever miles you’d normally earn with your DBS/POSB Credit or Debit Cards.
| ✈️ Miles Options | |
| Card | Offline Shopping |
 DBS Woman’s World Card |
0.4 mpd |
 DBS Woman’s Card |
0.4 mpd |
 DBS Altitude Visa |
1.2 mpd |
 DBS Altitude AMEX |
1.2 mpd |
The transaction date must be on 3 March 2022, but the posting date can be up to 12 March 2022 (most transactions should post within 1-2 working days).
The 8% cashback will be posted to your card account by 18 March 2022, and the T&Cs for this offer can be found here.
Is it worth it?
Regular readers should know that even though the DBS Woman’s World Card is the card to use for online shopping, you should very much keep it at home. Use it at a brick-and-mortar merchant, and you’ll earn a measly 0.4 mpd- even worse than a general spending card!
Using the DBS Altitude is a better bet, though it’s very much up to your personal judgement whether 1.2 mpd + 8% cashback beats the 4 mpd you could get by using the Citi Rewards or UOB Preferred Platinum Visa for your shopping.
And before anyone asks, no, using the Amaze won’t be a workaround. Amaze transactions code as online spend, so pairing the DBS Woman’s World Card with Amaze and spending in a brick-and-mortar store won’t earn you the 8% cashback (thought it will still earn you 4 mpd).
Conclusion
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| DBS Extra Bonus Day |
For today (3.3) only, DBS/POSB cardholders can earn an extra 8% cashback on offline shopping, in addition to their regular card rewards.
This is capped at a relatively low S$8, and there is some opportunity cost involved (insofar as you won’t be able to use a 4 mpd card for your purchase), but it might still be worth considering if you’re spending a relatively small amount (<S$100).
Lol, the list of merchants is copied wholesale from the dbs tnc and not your own best guess.
I think he means the MCC codes are a guess and not the merchant names? Might be worth looking before leaping mate.
He really copied and pasted from DBS’s website. So it really isn’t his “best guess”; it is from the horse’s mouth.
good leap, ben.
not sure if you guys are trolls or just stupid (or both), but MCCs are 4 digit codes, not actual merchant names…
those are not in the T&Cs. hence the caveat. i can’t believe i’ve had to explain this.