From 1-30 April 2022, customers who apply for a Citi credit card through SingSaver can choose from the following gifts upon approval and meeting a minimum spend.
| 🎁 Sign-Up Gifts (Pick One) | ||
| New-to-bank* | Existing | |
| 1-13 April |
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| 14-30 April |
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| *New-to-bank customers are defined as those who do not currently hold a principal Citi card, and have not in the 12 month period before application. Debit cards, supplementary cards and corporate cards do not count. | ||
New-to-bank cardholders will be required to spend at least S$500 on qualifying transactions within 30 days of approval. There is no minimum spend requirement for existing customers.
There’s all the more reason to get a Citibank card now that Citi PayAll is running a mega 2.5 mpd promotion on all payments till 31 July 2022. With the 2% admin fee, this represents buying miles at 0.8 cents each– one of the lowest prices I’ve ever seen. This can be useful for paying off your income tax bills (or any other type of bill for that matter), provided you can meet the S$5,000 minimum spend for the offer.
Great deal: Citi PayAll offering 2.5 mpd on all payments (including tax); buy miles at 0.8 cents
Eligible Cards
Applications for the following cards via any of the links in this article will be eligible for the offer.
| Card | Income Req. | Annual Fee |
 Citi Cash Back CardApply | S$30,000 | S$192.60 (first year free) |
 Citi Cash Back+ MastercardApply | S$30,000 | S$192.60 (first year free) |
 Citi PremierMiles CardApply | S$30,000 | S$192.60 (first year free) |
 Citi RewardsApply | S$30,000 | S$192.60 (first year free) |
 Citi PrestigeApply | S$120,000 | S$535 |
Your application must be received by 11.59 p.m on 17 April 2022 and approved by 17 May 2022 to be eligible. The full T&C can be found here.
Citibank sign-up gifts do not stack with SingSaver. For example, the Citi PremierMiles Card’s 45,000 miles sign-up bonus will not be available to SingSaver applicants.
Do note that Citibank has added a new requirement that cards must not be cancelled for a 12 month period from the date of approval. Rewards may be retracted for cards cancelled before this period.
However, all cards (except the Citi Prestige) come with a first year fee waiver, and you have the option to cancel the card at the time the second year fee is charged (and get an annual fee refund) should you not find it useful.
Application Steps
- Apply through any of the links in this article
- You will be directed to a SingSaver landing page. Enter your email address and click “confirm”
- Complete your application and take a screenshot of the Application Reference Number (for Citibank, it’s 12 alphanumeric characters)
- Fill in the SingSaver rewards form that will be sent to your email. It’s vital you fill in the form– no form, no reward.
You’ll be able to indicate your choice of gift in the rewards form if applicable.
Qualifying Spend
The approved card must be activated and a minimum qualifying spend of S$500 made within the first 30 days of approval.
“Qualifying Spend” refers to any retail transactions (including internet purchases) which do not arise from:
- any Equal Payment Plan (EPP) purchases,
- refunded/ disputed/ unauthorised/ fraudulent retail purchases,
- Quick Cash and other instalment loans,
- Citi PayLite/ Citi Flexibill/ cash advance/ quasi-cash transactions/ balance transfers/ annual card membership fees/ interest/ goods and services taxes,
- bill payments made using the Eligible Card as a source of funds,
- late payment fees
- any other form of service/ miscellaneous fees
For the avoidance of doubt, Citi PayAll payments, CardUp payments and grocery voucher purchases will count towards the minimum spend requirement and earn rewards points as normal.
Insurance, government, education bills and charitable donations will count towards the minimum spend requirement but will not earn rewards points.
Gift Fulfillment
All gifts will be fulfilled within 4 months of approval. Depending on what gift you choose, you will either receive it via PayNow (cash) or have to pick it up from a fulfillment centre.
Do note that you will not receive your gift immediately upon meeting the minimum spend- the reason for the delay is the need to confirm eligibility with the bank. Please take note of this timeline before applying, and only apply if you’re willing to wait.
For those who want to track the fulfillment of their reward, SingSaver provides fulfillment timeline updates for Citibank and Standard Chartered cards on its website.
Any enquiries about gift fulfillment should be sent to info@singsaver.com.sg
