Kris+ cutting earn rates at selected merchants from May 2023

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From 1 May 2023, popular Kris+ merchants like Harvey Norman, Audio House and Challenger will have earn rates cut to 1 mpd.

Back in August 2021, Singapore Airlines went all-in on Kris+ by launching a mega promotion with up to 9 mpd on merchants across the platform. This offer was originally intended to run for just four months, but was later extended till 31 March 2022, and then indefinitely until further notice. 

S$5 for new Kris+ Users
Get S$5 (in the form of 750 KrisPay miles) when you sign-up with code W644363 and make your first transaction

Well, “further notice” has finally come. From 1 May 2023, Kris+ will cut the earn rates at ~70 merchants, including popular ones like Harvey Norman, Audio House, Challenger and iStudio.

Fortunately, it’s not a wholesale nerf as other merchants have gone unscathed (for now at least!). 

Kris+ earn rates cut from May 2023

Kris+ users currently earn up to 9 mpd at merchants across Singapore, which represents a significant buff to the usual earn rates. 

Earn Rate
(Pre-Aug 2021)
Current Earn Rate
>1 mpd 9 mpd 
1 mpd 6 mpd 
<1 mpd 3 mpd 

Sadly, from 1 May 2023 several merchants will be reducing their earn rates. While the list below isn’t comprehensive, it gives you a picture of who’s affected:

 Current Earn RateRevised Earn Rate
(From 1 May 23)
Dancing Crab9 mpd7 mpd
Douraku Sushi9 mpd7 mpd
Duckland9 mpd7 mpd
Lao Beijing9 mpd7 mpd
LingZhi Vegetarian9 mpd7 mpd
QIN Restaurant & Bar9 mpd7 mpd
Tung Lok Group9 mpd7 mpd
USHIO Sumiyaki & Sake Bar9 mpd7 mpd
Anglo Indian Cafe & Bar9 mpd6 mpd
PHS Hair Science9 mpd6 mpd
Paradise Group Restaurants6 mpd5 mpd
Famous Amos6 mpd3 mpd
Phoenix Medical Group6 mpd3 mpd
Fusion Medical6 mpd3 mpd
Minmed Group6 mpd3 mpd
Ardennes Health6 mpd3 mpd
Fullerton Health6 mpd3 mpd
Harvey Norman4 mpd1 mpd
iStudio3 mpd1 mpd
Audio House3 mpd1 mpd
Parisilk3 mpd1 mpd
Challenger3 mpd1 mpd
ASA Holidays3 mpd1 mpd
CTC Travel3 mpd1 mpd
UOB Travel3 mpd1 mpd
Hong Thai Travel3 mpd1 mpd
EU Holidays3 mpd1 mpd

There doesn’t seem to be a discernible pattern as to which merchants were impacted. At first it was thought that this was an electronics-specific nerf, since Harvey Norman, Audio House and Challenger were all cut. But we’re also seeing cuts to Famous Amos and PHS Hair Science (I know because I buy it…for a friend). 

Thankfully, it’s not a wholesale nerf because other popular merchants like Bottles & Bottles (6 mpd) and Bacha Coffee (9 mpd ) retain their upsized earn rates- for now.

What card should you use for Kris+?

As a reminder, Kris+ only supports in-app payments with Apple Pay or Google Pay. They also follow the underlying merchant’s regular MCC, so in other words, simply use whatever credit card you’d normally use at that particular merchant. 

Here’s my suggestions for two popular categories: dining and shopping. 

🍴 Best Cards for Kris+ Dining
CardEarn RateRemarks
UOB Lady’s Card
Apply
6 mpdMax. S$1K per c. month. Must choose dining as 10X category
UOB Lady’s Solitaire
Apply
6 mpd
Max. S$3K per c. month. Must choose dining as 10X category
Citi Rewards + Amaze
Apply
4 mpdMax. S$1K per s. month. Do not use Citi Rewards Card alone- no bonuses
DBS WWMC
Apply
4 mpdMax. S$2K per c. month
HSBC Revolution
Apply
4 mpdMax. S$1K per c. month
UOB Pref. Plat. Visa
Apply
4 mpdMax. S$1.1K per c. month
Maybank Horizon
Apply
3.2 mpdMin. S$300 spend per c. month on any category. Capped at ~S$4.2K per month
KrisFlyer UOB Card
Apply
3 mpdNo cap
C. Month= Calendar Month | M. Year= Membership Year
🛍️ Best Cards for Kris+ Shopping
CardEarn RateRemarks
UOB Lady’s Card
Apply
6 mpdMax. S$1K per c. month. Must choose fashion as 10X category
UOB Lady’s Solitaire
Apply
6 mpdMax. S$3K per c. month. Must choose fashion as 10X category
Citi Rewards + Amaze
Apply
4 mpdMax. S$1K per s. month. Do not use Citi Rewards Card alone- no bonuses
DBS WWMC
Apply
4 mpdMax. S$2K per c. month
HSBC Revolution
Apply
4 mpdMax. S$1K per c. month
OCBC Titanium Rewards
Apply
4 mpdMax. S$13,335 per m. year
KrisFlyer UOB Card
Apply
3 mpdNo cap
C. Month= Calendar Month | S. Month= Statement Month | M. Year= Membership Year

Conclusion

Kris+ will be scaling back some of its generous earn rates from 1 May 2023, so if you’re planning any big ticket purchases at the affected merchants, you’re going to want to bring them forward.

It remains to be seen if the rest of the rates make it through 2023 unscathed, but you know, make hay and all that. And don’t forget to transfer any miles earned via Kris+ to your KrisFlyer account immediately! Wait longer than seven days (or spend any portion of them via Kris+), and they’re stuck in Kris+ forever. 

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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