AMEX HighFlyer Card offering 60,000 bonus points or Samsonite luggage


The AMEX HighFlyer Card has extended its existing 60,000 points welcome offer for cardholders who sign up by 31 Oct 2023, and added a luggage alternative.

American Express has launched a pair of new welcome offers for the American Express Singapore Airlines Business Credit Card (also known as the AMEX HighFlyer Card) that run from now till 31 October 2023. 

Cardholders can choose between: 

  • 60,000 bonus HighFlyer points with S$8,000 spend in the first 6 months, or
  • Samsonite Choca Spinner 68/25 with S$5,000 spend in the first 3 months
Apply Here
💳 Key Info: AMEX HighFlyer Card
  • 1.8 HighFlyer points per S$1 on all local and overseas spend
  • Up to 8.5 HighFlyer points per S$1 on eligible Singapore Airlines fares (does not include paying taxes & surcharges on award flights)
  • 1 HighFlyer point can be converted to 1 KrisFlyer mile with no fees (capped at 30,000 HighFlyer points per year per KrisFlyer account)
  • Complimentary Accor Plus membership with up to 50% off dining and 1 free hotel night each year
  • 2x complimentary Priority Pass visits
  • Up to 51 interest-free days

As always, cardholders will receive  a complimentary Accor Plus membership (one free hotel night and up to 50% off dining), as well as two free lounge visits each year. 

AMEX HighFlyer Card Sign-Up Bonus

Apply Here
👍 No minimum business size required

While the AMEX HighFlyer Card is meant for businesses, there’s no minimum turnover or number of employees required to apply. If you’re running a home business, giving tuition or engaged in some other side hustle, setting up a sole proprietorship or LLC would qualify you to apply.

Do note that you must be earning at least S$30,000 per annum to qualify for a card, as per MAS regulations. This need not come from the business itself; for example, I could earn S$30,000 from my day job with Company A, and have a separate side hustle with my own Company B. I can then apply for a HighFlyer Card by virtue of Company B, using Company A’s payslips. 

New AMEX HighFlyer Cardholders who submit their applications between 27 July to 31 October 2023, and receive approval before 31 December 2023, can choose between the following offers:

 Offer 1Offer 2
Bonus30,000 pointsSamsonite Choca Spinner 68/25
Bonus30,000 points
Month 1-3 is defined as the first 90 days following approval; Month 4-6 is defined as days 91-180 following approval

These bonus are on top of the regular HighFlyer points, awarded at a rate of 1.8 HighFlyer points (i.e. 14,400 HighFlyer points for Offer 1; 9,000 HighFlyer points for Offer 2).

The S$301.80 annual fee must be paid. There is no requirement that you be new-to-AMEX; the offer applies even if you hold an existing AMEX consumer card. Applicants who have cancelled the AMEX HighFlyer Card previously for the same company are not eligible. 

What counts towards eligible spending?

American Express was previously very liberal with what counts towards sign-up bonus spending, but has added new exclusion categories effective 4 April 2023:

❌ AMEX HighFlyer Card Exclusions
  • Charges processed and billed prior to the Enrolment Date or charges prepaid on any
    Card Account prior to the first billing statement for that Card Account following the
    Enrolment Date
  • Cash Advance and other cash services
  • Finance charges – including Line of Credit charges and Credit Card interest charges
  • Late payment and collection charges
  • Tax refunds from overseas purchases
  • Balance Transfer
  • Instalment plans, except where American Express determines otherwise
  • Annual membership fees
  • Amount billed for purchase of HighFlyer Points to top-up your points balance
  • Purchase and top-up charges for EZ-Link cards using American Express Cards
  • Bill payments and all transactions via SingPost (e.g. SAM kiosks, mobile app, online
  • Payments to insurance companies (except payments made for insurance products
    purchased through American Express authorized channel) (with effect from 4 April
  • Payments to Singapore Petroleum Company Limited (SPC) service stations 
  • Payments for the purpose of GrabPay top-ups 
  • Payments to utilities merchants
  • Payments to public/restructured hospitals, polyclinics and other public/restructured
    healthcare institutions and facilities
  • Charges at merchants or establishments that are excluded by American Express at its sole discretion and notified by American Express to you from time to time

Note in particular that insurance premiums, SPC transactions, GrabPay top-ups, utilities and public hospitals no longer earn points, nor count towards the minimum spend for sign-up bonuses.

For avoidance of doubt, spending at private hospitals, CardUp transactions, and charitable donations will count towards the minimum spend. 

When will the bonus points be credited?

All bonus HighFlyer points will be credited “6 weeks or more” from the date of meeting the spend threshold.

If you opt for the Samsonite Choca Spinner 68/25, you will receive a redemption letter within 12 weeks from meeting the spend threshold. 

How does this offer compare to the previous?

For the sake of comparison, here’s how the current offer compares to the previous one which ended on 26 July 2023. 

 Previous Offer
(Till 26 Jul 23)

New Offer
(From 27 Jul 23)

Mo. 1-3S$4KS$4KS$5K
Mo. 4-6S$4KS$4K
Total Bonus60K pts60K ptsSamsonite luggage

The 60,000 HighFlyer points option is a continuation of the previous offer, but the Samsonite luggage gift is new (it should be noted there was also a flash sale in June that allowed you to get both 60,000 points and a Samsonite Starfire luggage, though that may or may not return). 

Which one is better really boils down to how much you value the bag- the stated value is S$700, but it’s hard to get a direct comparison since I can’t find this particular model listed for sale online.

Otherwise, 60,000 HighFlyer points are good for 60,000 KrisFlyer miles, or can be used to offset ~S$570 worth of Singapore Airlines air tickets.

Terms and Conditions

The T&Cs for this offer can be found below. As always, I recommend saving a copy for your personal reference because the links may be subsequently updated for future campaigns.

Overview: AMEX HighFlyer Card

Apply Here
Income Req.S$30,000 p.a.Points Validity3 years
Annual FeeS$301.80
Min. TransferN/A
Miles with
Annual Fee
NoneTransfer PartnersHighFlyer
FCY Fee2.95%Transfer FeeNone
Local Earn1.8 mpdPoints Pool?N/A
FCY Earn1.8 mpdLounge Access?Yes
Special EarnUp to 8.5 mpd on SIA ticketsAirport Limo?No
Cardholder Terms and Conditions

AMEX HighFlyer Cardmembers earn 1.8 HighFlyer points per S$1 on all local and overseas transactions, and up to 8.5 HighFlyer points per S$1 on Singapore Airlines and Scoot revenue tickets.

This consists of 2.5 HighFlyer points per S$1 from the AMEX HighFlyer Card itself, and a further 6 HighFlyer points per S$1 broken down into: 

  • The usual 5 HighFlyer points per S$1 awarded to all HighFlyer members
  • A bonus 1 HighFlyer point per S$1 awarded to HighFlyer members with the AMEX HighFlyer Card

Note that these 6 HighFlyer points per S$1 are not awarded on tickets issued in the V or K booking classes (Economy Lite). Tickets issued in the Q or N booking classes (Economy Value) will only be eligible for 50% accrual of HighFlyer points. HighFlyer points are not earned on award redemptions, so if you’re using the AMEX HighFlyer Card to pay for taxes and surcharges on award tickets, you’ll earn just 2.5 mpd.

✈️ What is HighFlyer?

HighFlyer is Singapore Airlines’ loyalty program for SMEs. The program is free to join and does not require any minimum spend commitment; all you need to sign up is an ACRA business registration number.

Companies can redeem HighFlyer points at a rate of 1,050 HighFlyer points= S$10, or convert them to KrisFlyer miles for nominated employees at a rate of 1 HighFlyer point= 1 KrisFlyer mile.

HighFlyer points are valid for 3 years.

Do note the following restrictions when converting HighFlyer points to miles:

  • Each HighFlyer account can only be linked to a maximum of five selected KrisFlyer accounts for the purpose of converting HighFlyer points to KrisFlyer miles
  • Each HighFlyer account is only allowed to convert HighFlyer points to a maximum of 150,000 KrisFlyer miles per calendar year
  • Each selected KrisFlyer account may receive a maximum of 30,000 KrisFlyer miles converted from HighFlyer points per calendar year, regardless of which HighFlyer accounts the points are converted from

Purchases of Singapore Airlines tickets will enjoy 0% interest for six months, and other purchases get 51 days of interest-free credit. Employees who purchase tickets with the card will still be entitled to accrue miles for personal use, based on the fare class purchased.

In terms of personal benefits, cardholders enjoy:

  • Two complimentary visits to Priority Pass lounges per year
  • A complimentary Accor Plus Explorer membership, which includes one free stay every year and up to 50% off dining
  • Hertz Gold status with 10% off best available rates and one class upgrades
  • A fast track to KrisFlyer Elite Gold status with S$15,000 or more spent on Singapore Airlines group transactions in the first year of card membership
  • Complimentary travel insurance when travel tickets are bought with the card

AMEX HighFlyer Card members will also enjoy the following spending bonuses: 

  • First year only: 5,000 HighFlyer points for S$500 SIA Group spending
  • Every year: 15,000 HighFlyer points for S$10,000 SIA Group spending

Complimentary Accor Plus Membership

One of the highlights of the AMEX HighFlyer Card is the free Accor Plus Explorer membership, which includes one complimentary hotel night each year at participating hotels in Singapore and across Asia Pacific.

Members also get access to the periodic Red Hot Rooms sale, which can be a good opportunity to book cheap staycation or overseas hotel rates.

Prego at Fairmont Singapore

The other big draw of an Accor Plus membership are the dining discounts. The discount structure works like this:

  • 25% off dining: 1 member only
  • 50% off dining: 1 member and 1 guest
  • 33% off dining: 1 member and 2 guests
  • 25% off dining: 1 member and 3 guests
  • 15% off drinks in Asia

Some examples of participating Accor Plus restaurants in Singapore include Prego, Mikuni and Asian Market Cafe at the Fairmont, SKAI, The Stamford Brasserie, CLOVE, at Swissotel and The Cliff and Kwee Zeen at the Sofitel Sentosa Resort.

For those who have already received their AMEX HighFlyer Card, here’s how to go about activating your Accor Plus membership.


The latest sign-up offer for the AMEX HighFlyer Card offers customers a choice of 60,000 bonus HighFlyer points, or a Samsonite luggage. 

While it’s harder to make a case for renewing the AMEX HighFlyer Card now that it’s no longer possible to earn rewards on GrabPay top-ups, the first year can still be an attractive proposition once the welcome offer and Accor Plus membership are factored in.

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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Hi Aaron, I’ve been told that booking flights using the SQ Highflyer accounts would not earn Krisflyer miles or PPS Value for the passenger. Would you be able confirm this?

If so, then it might not be worth it to use the SQ HF account for booking flights and earning additional 6 HF points?



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