The Citi PremierMiles Card is a solid general spending option for miles chasers, and itโs once again renewed its generous 30,000 miles welcome offer. This is now valid for applications submitted by 28 February 2026.
On top of this, Citibank is further sweetening the deal for a limited time by adding a S$100 Trip.com gift card, while keeping the minimum spend attractively low at just S$800.
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This is an opportunity to buy miles at a very attractive 0.65 cents each, or even less once the value of the gift card is taken into account.
Citi PremierMiles Card 30,000 miles welcome bonus
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From 1 August 2024 to 28 February 2026, new-to-bank customers who apply for a Citi PremierMiles Card can choose from two different welcome offers.
| โ New-to-Bank Definition |
| New-to-bank customers are defined as those who do not currently hold a principal Citi credit card, and have not cancelled one in the 12-month period before application. Debit cards, supplementary cards and corporate cards do not count. |
Fee Paying Option: Spend S$800, get 30,960 miles
New-to-bank customers who pay the S$196.20 annual fee and spend S$800 within two months of approval will receive 30,960 miles:
- 960 base miles for spending S$800 @ 1.2 mpd
- 10,000 bonus miles for paying the S$196.20 annual fee
- 20,000 bonus miles for meeting the spending requirement
The cost per mile in this scenario will be 0.65 cents each (S$196.20/30,000 bonus miles).
Fee Waiver Option: Spend S$800, get 8,960 miles
New-to-bank customers who choose a first year fee waiver and spend S$800 within two months of approval will receive 8,960 miles:
- 960 base miles for spending S$800 @ 1.2 mpd
- 8,000 bonus miles for meeting the spending requirement
Since thereโs no annual fee to speak of here, the miles are essentially โfreeโ.
In my workings Iโve assumed 960 base miles, based on S$800 spent at the local earn rate of 1.2 mpd. If you spend this in FCY instead, you will receive the FCY earn rate of 2.2 mpd, or 1,760 base miles.
Extra S$100 Trip.com gift card
New-to-bank customers who apply for a Citi PremierMiles Card between 1 August and 30 September 2025 will also receive a S$100 Trip.com gift card, in addition to the bonus miles.
This offer is available regardless of whether you choose the fee paying or fee waiver option.
Trip.com gift cards can be used to book flights, hotels, attraction tickets and more. Amounts can be utilised over multiple bookings if desired.
What counts as qualifying spend?
Successful applicants must spend at least S$800 within the first two months after approval, otherwise known as the qualifying period.
The qualifying period runs from the approval date and two full calendar months following that. For example, those approved on 15 November 2024 will have until 31 January 2025 to meet the minimum spend.
In other words, you actually have 2-3 months to hit the minimum spend, and should apply as early in the month as possible to maximise your time.
Qualifying spend excludes the following:
| โ Qualifying Spend Exclusions |
| (i) any Equal Payment Plan (EPP) purchases, (ii) refunded/disputed/unauthorised/fraudulent retail purchases, (iii) Quick Cash and other instalment loans, (iv) Citi PayLite/Citi Flexibill/cash advance/quasi-cash transactions/balance transfers/annual card membership fees/interest/goods and services taxes, (v) bill payments made using the Eligible Card as a source of funds, (vi) late payment fees and (vii) any other form of service/ miscellaneous fees (viii) Citi PayAll transactions where the customer is not charged the Citi PayAll service fee |
Citi has previously clarified that even though transactions like education, insurance premiums, charitable donations and GrabPay top-ups will not earn base points, they will still count as qualifying spend for the purposes of welcome offers.
For the avoidance of doubt, Citi PayAll transactions will count towards qualifying spend, but only if the admin fee is paid. Prior to 2 May 2023, even no-fee payments would count as qualifying spend!
Citi PayAll currently supports the following payments:
| ๐ฐ Citi PayAll: Supported Payments | |
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When will the welcome gifts be credited?
If you choose the fee paying option, 10,000 bonus Citi Miles will be credited once the annual fee has been paid.
The 8,000 or 20,000 bonus Citi Miles will be credited within three months after the qualifying spend has been met.
The Trip.com gift card will be awarded via the Citi Mobile app, within four calendar months from the end of the qualifying spend period.
Terms & Conditions
The T&Cs for this offer can be found below:
What can you do with Citi Miles?
Citi Miles do not expire, and Citi PremierMiles Cardholders can transfer points to 11 airline and hotel loyalty programmes at the following ratios.
| Partner | Transfer Ratio (Citi Miles: Partner) |
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10,000:10,000 |
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10,000:10,000 |
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10,000:10,000 |
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10,000:10,000 |
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10,000:10,000 |
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10,000:10,000 |
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10,000:10,000 |
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10,000:10,000 |
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10,000:10,000 |
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10,000:10,000 |
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10,000:10,000 |
A S$27.25 conversion fee applies for every transfer. Citi Miles do not pool with the ThankYou points earned on the Citi Prestige or Citi Rewards Cards, so youโll need to redeem them separately.
SingSaver alternative
If this offer isnโt to your liking, an alternative option is available for applications made via SingSaver (you cannot stack the Citi and SingSaver offers).
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| T&Cs |
New-to-bank customers who apply via SingSaver and spend at least S$500 within 30 days of approval can pick one of the following gifts:
- Dyson Airwrap Origin
- S$450 Shopee voucher
- Xiaomi Robot Vacuum X20 Pro
- S$400 cash
All applications will automatically receive a first year fee waiver.
Be sure to follow the steps below:
- Apply through this link
- You will be directed to a SingSaver landing page. Enter your email address and click โconfirmโ
- Complete your application and take a screenshot of the Application Reference Number (for Citibank, itโs 12 alphanumeric characters)
- Fill in the SingSaver rewards form that will be sent to your email. Itโs vital you fill in the formโ no form, no reward.
Do note that the gifts above are accurate at the time of writing, but may change throughout the month. Youโll always see the latest gifts reflected on the landing page, and in the T&Cs.
Overview: Citi PremierMiles Card
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| Income Req. | S$30,000 p.a. | Points Validity | No Expiry |
| Annual Fee | S$196.20 (First Year Free) |
Min. Transfer |
10,000 Citi Miles (10,000 miles) |
| Miles with AF | 10,000 | Transfer Partners | 11 |
| FCY Fee | 3.25% | Transfer Fee | S$27.25 |
| Local Earn | 1.2 mpd | Points Pool? | No |
| FCY Earn | 2.2 mpd | Lounge Access? | Yes: 2x Priority Pass |
| Special Earn | 7.2 mpd on Agoda 10 mpd on Kaligo |
Airport Limo? | No |
| Cardholder Terms and Conditions | |||
The Citi PremierMiles Card earns 1.2 mpd on local spend and 2.2 mpd on overseas spend, and comes with a Priority Pass membership that provides two complimentary visits per calendar year.
Paying the S$196.20 annual fee gets you 10,000 renewal miles each year.
Read a full review of the Citi PremierMiles Card below.
Conclusion
Citibank has extended its welcome offer for the Citi PremierMiles Card, with 30,000 bonus miles for just S$800 spend and paying the annual fee. If you prefer an annual fee waiver, you can still receive 8,000 bonus miles.
Regardless of which option you choose, youโll also receive a S$100 Trip.com voucher if you submit your application by 30 September 2025โ making the deal even sweeter.
Despite its non-pooling points, Iโd consider the Citi PremierMiles Card to be one of the better general spending cards on the market, thanks to its wide range of transfer partners and Priority Pass with two free visits.
Seems like lots of miles promos these days again! What is the bankโs cost of acquiring the miles? Just wondering what the margin (if there is) on these for the bank.
wild guess ~ 0.5 cts per mile when SQ sells it to the banks
If I have no Citi card in the past 12 months then can I qualify for this signup promo and the Citi Prestige signup promo at the same time?
I would naturally have to get the premier miles card first and maybe a few weeks later the Citi prestige card.
Seems very worth it for 1600+ 192+ 535 of spend!!
Prestige offer wasnโt extended
Hello MileLion, do you know when would Citi charges the S$194.40 annual fee? Gotten my card a week ago but did not see the charge yet
Eh end of the first month i believe? thatโs usually the case for my cards
im debating between this and the citi rewards. rewards seem to be better for every day use tho, esp. to pay my income tax that is coming up.
When does the invite to the PriorityPass arrive (and where?). Ive received the card, but no notification/mail re the PP, and I cant find any invite within the citibank app as per guided by the citibank website