OCBC x SingSaver offer: S$100 cash with no minimum spend

From now till 10 February 2025, get S$100 cash or other gifts with a new OCBC credit card and a single transaction of any amount.

After a very quiet 2024, OCBC has now launched a new set of welcome offers for credit card applications through SingSaver.

The good news is that the qualification criteria is extremely simple. No minimum spend is required; all you need to do is make at least one transaction of any amount within 30 days of approval.

The bad news is that the fulfillment timeline for this offer is unusually long. It will take up to six months for gifts to be fulfilled, and while one hopes it’s a case of underpromising and overdelivering, you need to be prepared to wait.

OCBC x SingSaver welcome offers

The following welcome offers are available for applications submitted between 24 January to 10 February 2025 (with approval by 10 March 2025) by new-to-bank customers, defined as those who:

  • Do not currently hold a principal OCBC credit card, and
  • Have not cancelled a principal OCBC credit card in the past 12 months
Card Min. Income
Annual Fee
OCBC 365 Card
Apply

S$30K

S$196.20
(First 2 Yrs. Free)

OCBC 90ยฐN Visa
Apply
S$30K S$196.20
(First Year Free)
OCBC 90ยฐN Mastercard
Apply

S$30K

S$196.20
(First Year Free)

OCBC Infinity Cashback Card
Apply
S$30K

S$196.20
(First Year Free)

OCBC Rewards
Apply

S$30K

S$196.20
(First 2 Yrs. Free)

Cardholders who make at least one transaction of any amount within 30 days of approval can choose one of the following gifts:

  • 4x Apple AirTags
  • Stryv Colour hairdryer
  • S$120 Lazada voucher
  • S$100 cash

Application steps

Unlike the application process for most SingSaver offers, OCBC has some special requirements.

Be sure to follow the steps below to receive your gift:

  1. Apply via the links in this article
  2. Complete your application and submit the SingSaver Reward Form that is sent to your email
  3. Make at least one qualifying transaction of any amount within 30 days of approval
  4. Receive a redemption code from OCBC via SMS within four calendar months of meeting the criteria
  5. Look out for a second SingSaver Rewards Validation Form email that will be sent to you about 1-2 days after the SMS has been sent, then enter this code

Gift fulfilment

It will take four calendar months for OCBC to send the redemption code, after which a further eight weeks are required for SingSaver to fulfill the gift. Do not apply if you’re not willing to wait!

Any enquiries about gift fulfilment should be sent to info@singsaver.com.sg.

Terms & Conditions

The T&Cs of this offer can be found here.

Which card should you get?

If you don’t already have an OCBC card, I’d highly recommend starting with the OCBC Rewards Card.

OCBC Rewards Card
Apply
Income Req. S$30,000 p.a. Points Validity 2 years
Annual Fee S$196.20
(2 Years Free)
Min.
Transfer (KF)
25,000 OCBC$
(10,000 miles)
FCY Fee 3.25% Transfer Fee S$25
Local Earn 0.4 mpd Points Pool? Yes
FCY Earn 0.4 mpd Lounge Access? No
Special Earn 4 mpd on online and offline shopping Airport Limo? No
Cardholder Terms and Conditions

Cardholders can earn 4 mpd on selected online and offline shopping, capped at S$1,110 per calendar month.

๐Ÿ’ณ OCBC Rewards Bonus Whitelist
MCC Examples
(non-exhaustive)
MCC 5309
Duty-Free Shops
Lotte Duty Free, King Power Duty Free, The Shilla Duty Free
MCC 5311 
Departmental Stores
Takashimaya, TANGS, Isetan, OG, Metro, BHG, Marks & Spencer
MCC 5611 
Men’s and Boys’ Clothing and Accessories Stores
Benjamin Barker, Timberland, Edit Suits, Berluti
MCC 5621 
Women’s Ready to Wear Stores
Zara, H&M, Mothercare
MCC 5631
Womenโ€™s Accessory and Speciality Stores
Tory Burch, Love Bonito, Pandora
MCC 5641
Childrenโ€™s and Infantsโ€™ Wear Stores
Kiddy Palace, Mummys Market, Pupsik, Motherswork
MCC 5651
Family Clothing Stores
Uniqlo, ASOS, Club 21, Burberry, Yoox
MCC 5655
Sports and Riding Apparel
Nike, Lululemon, Adidas
MCC 5661
Shoe Stores
Skechers, Charles & Keith, Bata, Foot Locker, Pazzion
MCC 5691
Menโ€™s and Womenโ€™s Clothing Stores
Ezbuy, Zalora, Fartech
MCC 5699
Miscellaneous Apparel and Accessory Shops
Qoo10, Cotton On, Reebonz
MCC 5941
Sporting Goods Stores 
Decathlon, Fila, New Balance
MCC 5948
Luggage or Leather Goods Stores
Louis Vuitton, Coach, Rimowa
๐Ÿ›’ Specified Merchants
  • Alibaba
  • AliExpress
  • Amazon^
  • Daigou
  • Ezbuy
  • Guardian
  • Lazada
  • Mustafa Centre^
  • NTUC Unity
  • Qoo10
  • Shopee*
  • Taobao
  • TikTok Shop
  • Watsons
^Amazon and Mustafa Centre transactions under MCC 5411 are not eligible to earn any OCBC$
*Shopee Pay transactions under MCC 5262 are not eligible to earn any OCBC$

That’s not all- from now till 30 June 2025, cardholders will earn 6 mpd on up to S$1,000 per calendar month spent at Watsons and MCC 5311 Department Stores.

๐Ÿ‘ 700 Max Miles joining bonus
Sign up for a Heymax account and get up to 700 Max Miles as a welcome bonus after adding a card, purchasing a voucher and viewing the redemption page
700 bonus Max Miles

This happens to be the same MCC that Heymax uses, so you can buy vouchers for numerous online and offline merchants, including:

  • Amazon
  • Best Denki
  • Courts
  • Deliveroo
  • Foodpanda
  • Grab
  • IKEA
  • Klook
  • Lazada
  • NTUC FairPrice Online
  • Oddle Eats
  • Pelago
  • Ryde
  • Sephora
  • SHEIN
  • Shopee
  • TADA
  • Zalora

All these would normally code under a wide range of MCCs if you were to make payment directly with the merchant, but if you’re buying vouchers via Heymax, everything defaults to MCC 5311. In other words, you could use the OCBC Rewards Card to earn 6 mpd on your groceries, food delivery, shopping, and anything else that Heymax sells a gift card for!

To further sweeten the deal, Heymax also awards Max Miles based on the value of your purchase, which can be redeemed for more than two dozen airline and hotel partners.

For a full review of this card, refer to the post below.

Review: OCBC Rewards Card

Conclusion

It’s been a long time since we’ve seen any OCBC credit card welcome offers, but SingSaver is now offering S$100 cash or other gifts for new-to-bank customers. 

All you need to do is make a single transaction, but do note that gift fulfilment will take up to six months. If that’s something which will make you lose sleep, you might want to pass on this offer and wait for OCBC to offer one of their own, which will likely be fulfilled faster. 

Otherwise, this would be a good opportunity to get yourself an OCBC Rewards Card and start earning an easy 6 mpd through Heymax.

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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