🔥 Great deal: Get Grab vouchers, Samsonite luggage and bonus miles with AMEX MyTravel Insurance

Complete list of UOB$ merchants: January 2025

Bad news for "double UOB$ Fridays" as 31 merchants, including Carl’s Jr., Crystal Jade, and Toast Box, now offer a flat rate daily. Good news for luxury shoppers with rebates upsized to 10%.

Welcome to the January 2025 roundup of UOB$ merchants, which highlights the places where UOB cardholders can earn additional cashback, on top of their UNI$. This cashback can then be spent on your next visit to the same merchant.

While there are no joiners or leavers this month, there are two significant developments to highlight.

First, UOB has discontinued its “double UOB$ Fridays” promotion, which offered 2x UOB$ every Friday at more than 30 merchants across Singapore like Crystal Jade and Toast Box. 

Second, the Lux Retail category gets a boost this month, with UOB cardholders earning 10% UOB$ with a minimum spend of S$1,500, all the way till 25 April 2025. This is double last month’s rate of 5% UOB$ cashback (though there has also been an increase in the minimum spend from S$1,000).

UOB$ Programme
💳 UOB $ Merchants
If you’ve stumbled upon this article via a search engine and want to ensure you’re reading the most up-to-date version, click this link and look for the topmost article.

Why did UOB$ merchants use to be a problem?

UOB$ merchants (formerly known as SMART$ merchants) used to be one of the biggest minefields for UOB cardholders, because UOB$ cashback would be awarded in lieu of UNI$.

Despite the similar-sounding names, UOB$ and UNI$ are worlds apart:

  • UOB$ is a form of return cashback that can be spent on the next bill with the same merchant
  • UNI$ is UOB’s points currency, which can be converted into airline miles

With a median UOB$ rebate of just 3.5%, you would almost always be worse off earning UOB$, compared to up to 4 mpd of UNI$.

But on 1 November 2024, everything changed as UOB revised its policy to allow double dipping on UNI$ and UOB$ at UOB$ merchants.

Now, instead of avoiding UOB$ merchants, UOB cardholders should be seeking them out. UOB$ rebates may be modest, but so long as they’re in addition to UNI$, you have little to lose.

How do UOB$ work?

When UOB cardholders spend at UOB$ merchants, they earn UOB$ which can be redeemed on the next transaction with the same merchant at a rate of 1 UOB$ = S$1.

For example, suppose you visit UOB$ merchant Miniso (4% rebates) and use your UOB Preferred Platinum Visa to pay for a S$20 transaction (via mobile contactless). You will earn:

  • 40 UNI$ (which can be convert into 80 airline miles)
  • 0.80 UOB$ (which can be used to offset a future transaction at Miniso)

UOB$ can be tracked via the UOB TMRW app. To view the UOB$ you’ve earned, tap on Rewards+ > My rewards > UOB$.

This shows a summary of the UOB$ you’ve earned at various merchants, as well as the expiry date.

All UOB cards participate in the UOB$ programme, with the exception of:

Changes for January 2025

New UOB$ merchants

No new merchants have joined the UOB$ programme in the month of January 2025.

Removed UOB$ merchants

No merchants have left the UOB$ programme in the month of January 2025.

However, there are some changes to earn rates worth highlighting.

Previously, UOB offered double UOB$ every Friday at selected merchants like Bee Cheng Hiang, Carls Jr., Crystal Jade, Polar Puffs and Cakes and Toast Box. This promotion has not been renewed for 2025, affecting the following 31 merchants. 

🛍️ “Double UOB$ Friday” Merchants
  • agnès B
  • Bee Cheng Hiang
  • BreadTalk
  • Carl’s Jr
  • Crocodile
  • Crystal Jade Group
  • Famous Kitchen
  • Famous Palace
  • Famous Treasure
  • G-Star Raw
  • Hall of Fame
  • Hang Ten
  • iRUN
  • Le Coq Sportif
  • Limited Edt Underground
  • Little Italy
  • M)phosis
  • Miniso
  • Mr. Coconut
  • New Era
  • Nitori
  • Optique Paris Miki
  • Polar Puffs and Cakes
  • Replay
  • Sports Fashion
  • Surfer’s Paradise
  • Tenkaichi Japanese BBQ Restaurant
  • The Stretch Clinic
  • Toast Box
  • Weston Corp
  • Winter Time

The other big change for this month is that merchants under the Lux Retail category like Club21 and DKNY now offer 10% UOB$ cashback with a minimum spend of S$1,500, versus 5% UOB$ cashback with a minimum spend of S$1,000 last month. 

Full list of UOB$ merchants

Here’s the latest list of UOB$ merchants, current as of 30 January 2025 (sections are expanded by default for easier searching; you can tap on individual sections to collapse them for easier navigation).

Dining

Dining
Merchant Rebate Remarks
8 Degrees Taiwanese Bistro 5%
  • 37 Teck Chye Terrace
  • 20 Foch Rd
A&A Bistro & Café 3%
  •  2 Havelock Rd
Aburi-EN 3%
  • Isetan Scotts
  • Paragon
  • Nex
  • Northpoint City 
Bee Cheng Hiang 2%
  • Except Takashimaya , Jewel, Changi Airport
Bonchon 5%  
BreadTalk 3%  
Canadian 2 for 1 Pizza 5%
  • 369 Sembawang Rd
  • 533 Choa Chu Kang St 51
  • 557 Jurong West St 42
Canteen by Trapeze Rec. Club 3%
  • 5% rebate for UOB reserve
Carl’s Jr 3%  
Cellarbration 3%  
Cinnabon 5%  
Co Chung 10%
  • Plaza Singapura
Crystal Jade Group 3%
  • Except Changi Airport and Tampines 1
Famous Kitchen 5%  
Famous Palace 5%  
Famous Treasure 5%  
Feng Tian Xiao Chu 5%
  • 582 Geylang Rd
Francesca’s 5%
  • 313 @ Sommerset 
Hang Heung 5%
  • ION Orchard
Hard Rock Cafe 3%  
Hei Sushi 3%  
House of Seafood 3%
(cap S$60)
  • The Riverwalk
House of White Beehoon 3%
  • The Punggol Settlement 
I.N.U Cafe and Boutique 5%
  • 530 Balestier Rd
Ivins 3%
(cap S$50)
 
Jia He Xing 3%  
Kinara Contemporary Indian Cuisine 10%
  • 164 Upper East Coast Rd 
Kinara North West 10%
  • 55 Boat Quay 
Kyojo Dining 5%
  • Claymore Connect 
La Coffee 3%  
Little Italy 10%
  • 297 Tanjong Katong Rd
  • 160 Changi Rd 
MOA Restrobar 3%
(min. S$40)
  • 61 Robinson Rd
Mr Biryani 3%
  • 11 Chander Rd
  • 32 Norris Rd 
Mr. Coconut 2%
  • Except Jewel 
Mun Zuk 5%
  • Velocity
Nanbantei Japanese Restaurant 5%
  • Far East Plaza
  • Chinatown Point
Nong Geng Ji 5%
  •  VivioCity
Orchid Live Seafood 3%
(cap S$30)
  • HomeTeamNS
OSO Ristorante 5%
  • Oasia Hotel Downtown 
Patisserie G 5%
  • Downtown Gallery
  • Millennia Walk 
Pearl Hill Garden Restaurant 5%
  • 175A Chin Swee Rd 
Polar Puffs and Cakes 2%  
Potato Corner 3%  
Sakae Sushi 3%  
Salmon Samurai 3%
  • Except 100AM Mall 
Secret Mermaid 3%  
Standing Sushi Bar 3%  
Swatow Seafood Restaurant 5%
  • 181 Lorong 4 Toa Payoh 
Tangmen Restaurant 5%
  • Orchard Plaza
Tanuki Raw 3%  
Tarte by Cheryl Koh 5%  
Taste of India 5%
(cap S$8)
  • 77 Rangoon Rd
Tenkaichi Japanese BBQ Restaurant 5%
  • Marina Square 
Tian Tian You Yu 10%
  • 111 Sommerset 
Toast Box 3%  

Gourmet Dining

Gourmet Dining
Merchant Rebate Remarks
Kappou Miyako 5%
(cap S$100)
  • International Building

Lux Retail

Lux Retail
Merchant Rebate Remarks
CDG 10%
(min. S$1.5K)
 
Club21 10%
(min. S$1.5K)
 
DKNY 10%
(min. S$1.5K)
 
Jil Sander 10%
(min. S$1.5K)
 
Mulberry 10%
(min. S$1.5K)
 
Paul Smith 10%
(min. S$1.5K)
 
PLAY CDG 10%
(min. S$1.5K)
 
Sacai 10%
(min. S$1.5K)
 
Stella McCartney 10%
(min. S$1.5K)
 
Thom Browne 10%
(min. S$1.5K)
 

Retail and Services

Retail and Services
Merchant Rebate Remarks
Aesthetic Works MediSpa 3%
(min. S$500)
  • Parkway Parade
agnès B 5%  
Buff’d Nail Spa 3%  
CASA 3%
  • 15 Kian Teck Crescent
Code Bright Academy 3%  
COSLAB 3%
  • Bukit Panjang Plaza
  • Waterway Point
  • Yew Tee Point
Crocodile 3%  
Delta Dental Surgeons 3%
  • Aperia
Fortune Supermarket 2%  
Gordon Max 3%
  • Wheelock Place
G-Star Raw 5%  
Hall of Fame 6%
  •  VivoCity
Hang Ten 3%
  • 702 AMK Ave 8
  • KINEX
  • Lot One Shopper
  • Lucky Plaza
  • NEX
  • Northpoint Shopping Centre
HoneyWorld 3%  
iRun 6%
  • Queensway Shopping Centre
  • Far East Plaza
  • Peninsula Shopping Complex
JD Sports 5%
(min. S$100)
  •  Not available at Vivo City outlet
Le Coq Sportif 5%
  • Wisma Atria
LFC 6%
  • Bugis Junction
Limited Edt Underground 6%
  • Queensway Shopping Centre
  • VivoCity
  • The Shoppes at MBS
  • 313 @ Sommerset
M)phosis 3%  
Maco Nail Spa 3%  
Miniso 4%  
Mr Jeff 5%
  • Lot One
  • IMM
  • Kallang MRT
  • Tampines Mall
  • 78B Telow Blangah St
  • 19 Eng Kong Terrace
New Era 6%  
Nitori 3%  
Optique Paris Miki 2%  
OZARA 3%
  • Bugis Street
Picota Nail Spa 3%  
Pixie Nail Spa 3%  
Qoosh Nail Spa 3%  
Replay 5%
  • Wisma Atria
Salivan Beauty Clinic 5%
  • Far East Plaza
Sports Fashion 6%
  • Queensway Shopping Centre
Surfer’s Paradise 3%
  • Bedok Mall
  • Compass one
  • Eastpoint Mall
  • JCube
  • KINEX
  • Tiong Bahru Plaza
  • Thomson Plaza
  • White Sands
The Stretch Clinic 5%
  • Oxley Tower
Under Armour 6%
  •  Queensway Shopping Centre
Weston Corp 6%  
Winter Time 2%  

Travel and Entertainment

Travel and Entertainment
Merchant Rebate Remarks
Cathay Cineplexes 2%  
City Tours 10%
  • Marina Square 

Conclusion

UOB cardholders can now earn both UOB$ cashback and UNI$ points at UOB$ merchants, which means no more fretting over missing points. In fact, this gives you extra incentive to use a UOB card, since the extra cashback is just the icing on the cake.

Unfortunately, January 2025 sees an end to “double UOB$ Fridays”, with the 31 merchants now earning the same flat rate every day of the week.

On the plus side, those shopping at luxury retailers like DKNY and Paul Smith will now earn a higher rebate of 10%, although the minimum spend has also increased to S$1,500.

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

Similar Articles

Comments

Subscribe
Notify of
guest


0 Comments
Oldest
Newest
Inline Feedbacks
View all comments

CREDIT CARD SIGN UP BONUSES

Advertisment

Featured Deals

Advertisment

Follow us

7,110FansLike
13,266FollowersFollow

TAGS