AMEX Solitaire PPS and PPS Credit Cards enhance KrisFlyer redemption discount

AMEX Solitaire PPS and PPS Credit Card members now enjoy a flat 50,000 miles discount on awards or upgrades — but with a minimum spend of S$75,000, the opportunity cost far outweighs the benefit.

The American Express Singapore Airlines Solitaire PPS and PPS Credit Cards offer a KrisFlyer award redemption discount, which until recently offered 50% off any Singapore Airlines award flight, capped at 50,000 miles.

However, this benefit was revised on 1 November 2025 — the same day as the 2025 KrisFlyer devaluation — and now offers a flat 50,000 miles discount instead. Several usage restrictions have also been relaxed, including allowing discounts on upgrades, and the removal of the requirement for journeys to begin or end in Singapore.

While this is a positive change, in and of itself, I’m still lukewarm about the benefit because of the continued requirement to spend at least S$75,000 per year on either card. Given their mediocre earn rates, that represents a significant opportunity cost, and all you’re really doing is clawing back some of the miles that you lost from not spending on a higher-earning card!

In any case, let’s take a closer look at how the revised benefit works.

KrisFlyer redemption discount for AMEX Solitaire and PPS Credit Cards

Previously: 50% KrisFlyer Miles Redemption Voucher

AMEX Solitaire PPS and PPS Credit Card members who charge at least S$75,000 to their card between 1 July 2025 and 30 June 2026 were previously entitled to a 50% KrisFlyer Miles Redemption Voucher.

This offered 50% off any Singapore Airlines award flight, capped at 50,000 miles, for the cardmember or any of their redemption nominees, travelling on flights departing or arriving in Singapore. 

Now: 50,000 KrisFlyer Miles Redemption Voucher

With effect from 1 November 2025, AMEX Solitaire PPS and PPS Credit Card members who charge at least S$75,000 to their card between 1 July 2025 and 30 June 2026 will receive a 50,000 KrisFlyer Miles Redemption Discount Voucher.

❓Is this benefit ending already?
Don’t get hung up on the 30 June 2026 end date. This is simply the 12-month period that American Express uses to track spending for this benefit. When 1 July 2026 rolls around, the benefit will be renewed for a further spending period, this time from 1 July 2026 to 30 June 2027.

This offers 50,000 miles off any Singapore Airlines award flight or upgrade, for the cardmember or any of their redemption nominees.

To use the voucher, your KrisFlyer account must satisfy both conditions at the time of redemption:

  • Have at least 50% of the miles required to cover the full cost of the redemption booking/upgrade before applying the voucher, and
  • Have sufficient miles to cover the full cost of the redemption booking/upgrade after applying the voucher

The following illustrations have been provided (though I don’t really understand how the last scenario makes sense!)

Cost of redemption booking or upgrade Miles required before voucher Miles required after voucher
50,000 miles 25,000 miles 0 miles
80,000 miles 40,000 miles 30,000 miles
100,000 miles 50,000 miles 50,000 miles
140,000 miles 70,000 miles 90,000 miles

How do the old and new benefit compare?

  Old Benefit New Benefit
Validity 12 months 12 months
Redemption Types Awards only Awards or upgrades 
Discount 50% off or 50,000 miles, whichever is lower 50,000 miles
Changes Not allowed Allowed
Origin / Destination Restrictions Must start or end in Singapore None
Mixed Cabin Bookings? No Yes

The new 50,000 KrisFlyer Miles Redemption Discount benefit is clearly superior to the old 50% KrisFlyer Miles Redemption benefit, both quantitatively and qualitatively.

With the old benefit, the discount was 50% or 50,000 miles, whichever was lower. Now, the discount is a flat 50,000 miles, resulting in bigger savings.

Example Old Benefit New Benefit
56,500 miles
SIN-NRT Premium Economy Access
28,250 miles 6,500 miles
72,000 miles
SIN-MEL Business Saver
36,000 miles 22,000 miles
259,500 miles
SIN-AMS First Advantage
209,500 miles 209,500 miles

Moreover, the new benefit is valid for both awards and upgrades, and no longer requires the itinerary to start or end in Singapore (so you could book a Bali-Singapore-Melbourne flight, for instance). Mixed cabin bookings are also permitted.

There is additional flexibility too, as changes can now be made to bookings (though you will not be given a refund if the revised booking requires fewer miles).

What hasn’t changed between the old and new benefit are the following ground rules:

  • The voucher is valid for a 12-month period, during which the flight must be booked and flown
  • For bookings or upgrades with more than one passenger, the voucher will only be applied to the first eligible passenger and the balance forfeited
  • Voucher cannot be used in conjunction with purchasing of additional KrisFlyer miles to complete a redemption booking or upgrade
  • Voucher cannot be applied retroactively to existing bookings
  • Voucher is not valid with any other promotions or offers, such as KrisFlyer Spontaneous Escapes
❓What if I’ve already qualified for the old benefit?

If you’ve already met the S$75,000 spend prior to 1 November 2025 and received the old 50% KrisFlyer Miles Redemption Voucher, you will not be eligible to receive the 50,000 KrisFlyer Miles Redemption Discount Voucher as well.

You will only be able to earn the new benefit in the period stretching 1 July 2026 to 30 June 2027.

Is it worth it?

While the new KrisFlyer discount is certainly better than the old, my opinion is that it still doesn’t make the AMEX Solitaire PPS and PPS Cards worth using.

Why? Because both these cards have such terrible earn rates that the opportunity cost of spending S$75,000 on either is far too high.

To recap, both cards earn 1.3 mpd on the first S$3,800 of spending per calendar month, whether locally or in foreign currency.

💳 Spending up to S$3,800 per month
 
  AMEX Solitaire PPS Card AMEX PPS Card
Local 1.3 mpd 1.3 mpd
Foreign 1.3 mpd 1.3 mpd

For spending above S$3,800, the local/foreign currency earn rate increases to 1.5/2.4 mpd and 1.4/2.0 mpd for the AMEX Solitaire PPS Card/AMEX PPS Card respectively. 

💳 Spending beyond S$3,800 per month
 
  AMEX Solitaire PPS Card AMEX PPS Card
Local 1.5 mpd 1.4 mpd
Foreign 2.4 mpd 2.0 mpd

On the surface, these sound like very competitive rates compared to other general spending cards — but they’re not. 

First, the higher earn rates only apply to every S$1 spent above S$3,800. In other words, if you spend S$4,000 on the PPS Credit Card, you’ll earn S$3,800 x 1.3 miles + S$200 x 1.4 miles. This means that your blended earn rate will always be lower, because of the “drag” imposed by the first S$3,800.

💳 Example: Weighted Average Earn Rates
 
  AMEX Solitaire PPS Card AMEX PPS Card
S$3,000 FCY spend 1.3 mpd 1.3 mpd
S$5,000 FCY spend 1.56 mpd 1.47 mpd
S$10,000 FCY spend 1.98 mpd 1.73 mpd

Second, local and foreign currency spending are not cumulative for the purposes of determining whether the S$3,800 minimum spend has been hit. In other words, you’ll need to spend more than S$3,800 in local currency aloneor S$3,800 in foreign currency alone, to unlock the higher earn rates. It cannot be a mix of the two — how silly!

Third, Singapore Airlines, Scoot, KrisShop and Pelago purchases do not count towards the S$3,800 minimum spend. Again: why?

Therefore, it’s a bad idea to spend on either of these cards, as a 50,000 miles discount based on S$75,000 of spending is an incremental 0.66 mpd at best. You could earn far more miles by spending on other cards in the first place.

Conclusion

The American Express Singapore Airlines Solitaire PPS and PPS Credit Cards now boast an enhanced KrisFlyer redemption discount, which offers a flat 50,000 miles off awards or upgrades. 

While the discount itself may be better and easier to use, what hasn’t changed is the hefty S$75,000 spending requirement to unlock it. I just don’t think it makes sense, given the terrible earn rates offered by these two cards.

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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