The UOB Preferred Platinum Visa remains an essential card thanks to 4 mpd on all mobile contactless spend, but its new sub-caps mean it's not quite the no-brainer it was before.
The StanChart Journey Card offers excellent first-year value with its stackable welcome offers. However, like its X Card predecessor, renewals aren't strictly essential.
With 4 mpd on all FCY spend and a wide range of bonus categories, the Maybank XL Rewards Card is an easy card to recommend— provided you're not a day over 40.