The UOB Lady's Cards offer great versatility for miles chasers — with bonus miles and interest via the UOB One and Lady's Savings Account — though the Solitaire requires a fair bit of micromanagement.
With no welcome offer in more than a year, and annual fee waivers no longer possible, getting (or renewing) a DBS Vantage Card feels like a marginal proposition.
The UOB Visa Signature offers excellent versatility, with 4 mpd on almost all local or overseas spending — though the mechanics take some getting used to.
If you're an OCBC Premier customer, there's no harm in getting this free card for its lounge visits and Visa Infinite perks — unless you want to reset your NTB status.
A generous welcome bonus, 4x unlimited lounge passes and an annual fee waiver make the HSBC Premier Mastercard an excellent deal — provided you know how to put the $200K deposit to work.