The BOC Elite Miles Card's improved earn rates make it a competitive general spending option — provided you're willing to stomach BOC's many annoyances.
Competitive earn rates, periodic overseas spending promos and lounge access make the UOB PRVI Miles Card a great general spending card— assuming you're aware of UOB's quirks.
With 4 mpd on all FCY spend and a wide range of bonus categories, the Maybank XL Rewards Card is an easy card to recommend— provided you're not a day over 40.
The UOB Reserve Card feels somewhat underpowered for the elite segment it occupies, though it's likely that the average cardholder won't even notice it.
With cuts to lounge access and other benefits, the UOB Visa Infinite Metal Card feels far less compelling these days — unless perhaps you need to pay school fees.