The SC Journey Card offers excellent first-year value with its stackable welcome offers. However, like its X Card predecessor, renewals aren't strictly essential.
The StanChart Visa Infinite now offers a 20,000 miles renewal bonus, but with six lounge visits the only notable benefit, it's still not worth the S$599.50 annual fee.
From 4 July 2026, Standard Chartered 360° Rewards Points can no longer be shared with friends or family (or Carousell buyers), as the bank ends this little-known but useful feature.