OCBC limited time 6mpd on Titanium Rewards Card for CNY (targeted)

Limited time promotion.

EDIT: This appears to be a targeted promotion

OCBC recently relaunched its Titanium Rewards card, which awards 10X points (4mpd) on online and offline spend on clothes, shoes, bags, department stores, electronics, personal care and baby/children’s wear.

Although OCBC lacks a good general spending card, it may still be worthwhile getting the Titanium Rewards card assuming you intend to spend a good deal of money on the aforementioned categories (and can’t get a HSBC Advance for your online spending). One big advantage the Titanium Rewards card has over similar positioned cards like the DBS Woman’s World Card is that DBS points expire after 1 year whereas OCBC$ are valid for 2 years.

For the CNY period, OCBC is running a 15X point promotion on the Titanium Rewards card. 

This earns you the equivalent of 6mpd on

  • MCC 5311: Department Stores
  • MCC 5611: Men’s and Boys’ Clothing and Accessories Stores
  • MCC 5621: Women’s Ready to Wear Stores
  • MCC 5631: Women’s Accessory and Speciality Stores
  • MCC 5641: Children’s and Infants’ Wear Stores
  • MCC 5651: Family Clothing Stores
  • MCC 5661: Shoe Stores
  • MCC 5691: Men’s and Women’s Clothing Stores
  • MCC 5045: Computers, Peripherals, and Software
  • MCC 5732: Electronics Stores
  • MCC 5699: Miscellaneous Apparel and Accessory Shops

The promotion is valid on spend from Jan 24 to Feb 15 2017. You can read the T&C here.  There is a cap on the bonus earned, however- you will earn the additional 5X up to 10,000 OCBC$, which means you max out this bonus with $2,000 of spending (spending from the $2,001 dollar onwards gets 10X points, or 4mpd, up to a maximum of $12,000 per cardmember year)

Remember that your mobile payments with Samsung Pay, Apple Pay and Android Pay qualify for the 15X (and 10X regularly) bonus with OCBC.

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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Does anyone know if Apple Online qualify as Computers or Electronics?


I use UOB PPV to buy Iphone 7 and it got 4x under electronic MCC


thanks aaron! i literally just signed up after reading your post and got my confirmation in 5 minutes cause i have an existing OCBC 360 account. i’m planning to build my own desktop so i figured this card will come in handy. just a quick question: do you think the Sim Lim Square PC retailers code as “Electronics stores”? as far as i know they have a surcharge if you make payments via credit card so i need to think if the surcharge is worth it (it probably is if it gives me 6mpd) otherwise i will just pay by… Read more »



I also have OCBC360 but OCBC said will let know the result after 2-3 working days, you only 5 minutes. Do you have other OCBC Credit Card(s) with them ?


nope, just the 360 account + card. hehe


SLS is tricky, a lot of grey area stuff there. A safer option would to be buying through Qoo from SLS shops. (Gamepro/Videopro/+++)


They did 15X for the Xmas and New Years long weekends in Dec/Jan as well. Hopefully they will repeat it every long weekend. At the moment it has displaced by Citi Rewards until I spend the $500 per month to qualify for extra interest on the 360 account. Citi is still preferred after that since I already have a stack of points with them, their points are valid 5 years, and at the moment their 10x mobile payments has a separate threshold from their normal threshold. Pendantic, I know, but meh haha. On the issue of point expiry – DBS… Read more »

Siang fei

I hope ocbc titanium take fevo card top up 10x the point


Just received my card today, any idea if this applies to each card (blue/pink) or both combined?


Promo is auto or must sign up for it?

ken k

it’s a targetted campaign -_-

ken k

i tried to activate via the link you shared and then i emailed the bank to verify if i’d been registered. this is the reply i got from OCBC 🙁 ____________________________________________________ Dear Sir/ Madam There is an ongoing Titanium CNY Spend Campaign for a targeted group of customers. This group of customers will receive notifications from the bank via SMS and email. According to our records, you were not included in the latest Titanium CNY Spend Campaign. If you have received such a notification, please let us know how the notification was sent to you (SMS/ Email/ Letter), and the… Read more »


This is poor. Very very poor. I spent based on the T&Cs provided, so I will argue this very very hard. Very disappointed, their marketing team quickly becoming as sneaky as UOB’s, and that’s not a good thing.


oh dear. me too. but still can get 4mpd right at least?



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