EDIT: The Cardup member get member promotion has been extended indefinitely
I’ve written previously about the startup Cardup, which charges a 2.6% fee in exchange for letting you use your credit card to make payments that normally couldn’t be made using a credit card. This means you can earn rewards points and miles on payments like rental, school fees, condo fees, insurance etc. Think of it conceptually as an opportunity to buy miles at a discounted rate.

Cardup has launched a member get member promotion that lasts from now till 31 May 2017.
Under this promotion, any member that signs up via your referral code gets $20 off the Cardup fee for their first payment. You get $20 off your next payment for each successful referral. The maximum amount of free credit you can earn is $200 per account, or 10 referrals. Given the 2.6% fee, a $20 Cardup credit will cover the fees incurred on a ~$770 maximum value transaction.
My promo code is AARONW54, but feel free to post your own referral codes in the comments section below.
I realise the last time I wrote about this there was some confusion as to which cards earn 10X rewards points through Cardup. I have previously confirmed receiving 10X rewards points on Cardup using my DBS Woman’s World card for a transaction made in November 2016. I have not personally tested any of the following cards which offer 10X for online spending
- HSBC Advance
- UOB Pref Platinum Visa
- Citibank Rewards
- OCBC Titanium Rewards
The long and short of the matter is that there isn’t a whole lot of transparency on the back end of the banks as to how they classify transactions. There’s always a risk that you’ll not get what you were expecting. However- this member gets member promotion presents an opportunity for us to test different cards. Whether or not your 10X successfully posts, you don’t end up out of pocket, so that should lower the barrier to trying.
As a reminder, if you use a card like the UOB PRVI, you’ll get 1.4 mpd, or 1.86 cpm. You could potentially get 0.65 cpm with a 10X card, but that depends on whether you’re willing to gamble with either getting 10X or 1X (0.4 mpd).
Sharing is caring- please post the results of your field testing below. There might not be a point testing the HSBC Advance (assuming they don’t renew the 10X promotion), but I’d be interested to see what happens for other cards. Will give my Citibank Rewards card a test, if someone sends some free credit my way!






I have tested Stan chart singpost, HSBC advance and dbs woman’s in the past 3 months and NONE of them qualified as online transactions
Fyi for everyone
dbs woman’s worked in november. maybe it’s since been removed.
I looked back, my attempt was in Feb. Got the 10x on everything I was expecting except cardup this week.
A general comment for the CardUp team:
Charging 2.6% is quite a lot for the privilege to put rent on a credit card unless there are some serious points on offer. Since the banks have clued onto this, you stand to lose a lot of points-hungry clients unless you change the way the payments are being processed so they are earning top earn rates.
And another thing from the previous CardUp post by Aaron where you guys mentioned that you had tried to verify the earn rates with the banks themselves – can you not do something so naive and silly next time? The ability to earn points partly relies on the banks not figuring out you are not spending as intended.
but to be fair tim, if i were a customer i’d like to have the certainty of 10x before i’d be willing to take the plunge. in my opinion it’s up to cardup and the banks to work it out among themselves and come to an agreement that works for both parties. now, it could be that the commercial agreement between cardup and the banks leads to the banks taking a smaller cut of the transaction compared to, say, when you use your credit card to get 10x on an air ticket booking. i don’t know. but it seems to me that it’s in the interest of all parties that some certainty is established, the banks get their cut, cardup gets their cut, the consumers get their rewards. that’ll only come through dialogue, not keeping quiet and hoping each month that it doesn’t go away. ultimately it is in cardup’s interest to get the 10x secured.
I get your point, but I doubt this is how the banks intend for their award programs to be used (a lot of T&Cs exclude payment service providers, some like UOB PPV were meant to be only for online shopping), so to me it was largely a loophole that was being exploited. Querying the banks just puts it front and centre with them, and we now see banks blacklisting the service from the 10x programs which validated my previous feelings that this was a loophole. The fact it is a loophole means that there is no certainty to agree on in this matter.
I would much prefer for the company to be constantly checking discreetly – e.g. through actively seeking feedback from customers, or trialling with their own personal cards. That would add a tremendous amount of value to me.
I done a 1000+ insurance payment and paid a 12months premium directly. What i understood after more than 20 emails and telephone conversation with cardup and UOB is that….
UOB frontline/CS team has no awareness of what cardup is.. they will just say this is not eligible. In the end my insurance payment of $1000 only got 1xUNI$ and cardup team refunded me the cardup transaction fees.
Cardup seems to be communicating with the UOB marketing team and have successfully convinced them to accept cardup as a online payment. I did a huge payment recently and got the UNI$ (for my UOB PP – HOORAY!)
but that being said, this is still up to UOB and how they work together with cardup. Just hope that cardup continues to keep the good working relationship with UOB.
Hi Aaron,
Now that CardUp transaction no longer qualify for 4mpd for DBS Woman and PPV, do you think it is worth paying 1.9% transaction fee (I got the promo for 3 months) using Citi Premier Miles for just 1.2mpd?
well, that’s 1.58 cpm, a decent price (refer to my article on the cost of buying miles) in anyone’s book. question is- do you have a use for those miles in mind? are you trying to hit some spending bonus target for the premiermiles?
Thanks for replying! I have study how to calculate the cpm again, terrible at maths concept :-p
I am merely “collecting” miles now, dont have enough to redeem on my Citi Premiers now. And no spending bonus target is running now. I am using DBS Woman to collect miles for the online transactions currently, and CitiPremiermiles for other retail.
Question is, I am not sure if it is still worthy to pay for CardUp transaction fee to collect miles using either Citi PremilerMiles, or any other CC for that matter.
Do you still use Cardup? If yes, mind to share what CC do you think still justify for paying the 2.6% fee?
Thanks in advance for sharing!
occasionally use it to pay my NUSS bill. i have a lot of referral codes in my account so haven’t paid the 2.6% lately. using my prvi miles.
i mean, i’m all for collecting miles, but you know that you shouldn’t hold them too long. also depends how many you currently have on hand- if you’re like a 10k balance then yes, sure, build up more. but if you’re already at 500k? maybe not…
Many thanks YIBin Tan for using my promo code. Here is my CardUp promo code for $20 off the cardup fee:
YAAKHIMC69
Thanks 🙂
Hi Aaron,
Thanks for sharing your thoughts, appreciate it! I dont have 500k (I wish), so will be building it 🙂
My promo code is still valid if anyone needs it!
ETHANT41
Yup it’s not online. Tested too
what would be a good type of payment to test on in cardup? could it pay credit cards?
Hi Peter,
How about paying for your insurance premiums? Paying credit card bills isn’t a payment type we offer, but feel free to drop us a note at hello@cardup.co if you have other payment types you’re thinking of paying and we can look into it.
Cheers,
Diana | The CardUp Team
Aaron I tried using your code and it prompts a “Sorry, you are not eligible to redeem this offer”
Hopefully its because you are already fully redeemed.
Would anyone else like me to use their code?
Weird- don’t see any successful referrals on my side. But feel free to post your code as well! If you get free credit pls report back on 10x opportunities. Thanks to those who have reported so far
I just did used your referral code, win-win situation as well as appreciation for highlighting this promo! I tried on a cashback card, see if it qualifies.
You can try mine JAMESL80
I used UOB PPV in Feb 17, and got the 10x. But hearsay UOB has since revised this CardUp eligibility for online transaction.
Hi Alvin,
The invite promo code can only be used by new users on their first payment. Based on the message you’re seeing, it means you have made previous payment(s) on CardUp – let me know if this is the case? Or you can also email us at hello@cardup.co if you’re facing any issues.
Cheers,
Diana | The CardUp Team
women mastercard dosent work for me as we
Wondering if it can be used to pay telco bills to earn the 10x points w DBS WW?
Is CardUp able to confirm this?
Hi Ben,
CardUp operates in payment sectors where cards are not accepted. As telcos already accept cards today, it’s not a payment type we offer. Hope this clarifies.
Cheers,
Diana | The CardUp Team
mine is AARONC44 🙂
Uob PPV can earn 10x
UOB PPV is not getting 10x points.
sorry, should be 4miles/$
HI Card up can confirm if using the UOB PPV is 4miles/$?
Hi there,
We are aware of an issue that occurred on transactions in the month of February. But are pleased to confirm that moving forward, CardUp transactions using the UOB Preferred Platinum Visa Card will continue to earn the x10 bonus UNI$ (although any future changes to card terms can be made at the card issuers discretion).
Do drop us a note at hello@cardup.co if you have any questions.
Cheers,
Diana | The CardUp Team
hi Diana, thanks for confirming for the UOB PP VISA. are u able to confirm for DBS WWMC too? thanks!
I also didn’t get the DBS WWMC points for last month’s transaction… Can you confirm whether it’s over or not?
I did cardup transactions in Feb using both UOB PPV and DBS WWMC and I can confirm that I did not get 10X bonus points for both cards. UOB called and confirmed with me that cardup transactions is excluded from getting 10X UNI.
Where do you place the referral code?
Hi CPNN,
When scheduling your payment, you will see an option to enter a promo code after you have added/selected your credit card. The discount off the CardUp fee will be reflected before you confirm your payment.
Cheers,
Diana | The CardUp Team
Looks like CardUp is not being honest with points/mileage earned based on many individuals’ comments/experiences. I have to admit that I was very tempted to use CardUp, as my rent is more than $20k a month. Since it is no small amount, I tried to locate a phone number to call, but there is none. So I drove down to their registered office and found out that the address is located in a virtual office. CardUp has no staff there, no contact number and even owed the virtual office for their virtual address service. Tread with caution.
I am curious as to:
a) how well protected you are if you launch a chargeback if you find out your rent has not been paid
b) how long it takes some landlords to realise they have not received the rent
Interesting point on the virtual office being owed money. Not a good omen.
I have taken to using one of their competitors as personally I have pushed through about 2-3 months of rent through CardUp and received only the base amount of points across a range of cards. Pretty damn poor return on the 2.6% fee. Tried the competitor this month (split across 2 cards), already got the online rewards on one and waiting to see on the other.
Are you referring to iPayMy?
Hi there,
We’re sorry to hear this. Our intention is always to be 100% transparent and have our customers best interests top of mind.
We’re aware of a temporary issue in February for the UOB PPV card, which has now been resolved. We’ve also been in touch with our affected users through the process. Unfortunately, awarding of points is ultimately at the card issuers discretion, so whilst we do our best to inform users based on the information we have, we’re never able to give guarantees as changes to card t&c’s can be implemented at any time.
With regards to our office and team, rest assured we have a full team here in Singapore, our office location is simply different to our registered company address. We’d love to grab a coffee and meet you anytime!
We are backed by local investors including The FinLab (UOB bank) and were a finalist in the Monetary Authority of Singapore’s FinTech programme in 2016, so are working closely with the local financial ecosystem to deliver a secure and trustworthy service for users.
Cheers,
Diana | The CardUp Team
Hi all,
Previously x10 DBS points were being credited on CardUp transactions but we’re in discussion with DBS as understand there may have been a temporary issue in February. We will come back to you again as soon as we have clarity.
Cheers,
Diana | The CardUp Team
hey diana, cardup, so are you able to confirm if DBS n UOB are going to award bonus points for cardup txns again? tks!!
anybody has promo code?
mine’s not working anymore? AARONW54
not anymore. It says that promo code has already been used.
Feel free to use mine! 🙂
ISAACW68
Hi Angel,
We’ve checked our logs and do not see any error message. You will need to confirm your payment and the promo code will be applied. Can you please try again and if you still face issues, email a screenshot of the error message to hello@cardup.co so we can look into it?
Thanks!
Diana | The CardUp Team
Thanks Isaac. Getting the same error message.
Hi Diana,
I will send u the screenshot thru email.
Now it’s ok. Thanks Isaac.
Hi All, please feel free to use my promo code. ANGELINEM65
Thanks for the promo code! Please use mine KRYSTALL24 haha
Hello! Does anyone know if I’ll get miles for paying for university school fees using Prvimiles? If I can’t.. I’ll definitely be looking to sign up on CardUp.
Thanks!
Feel free to use SHIMINT63
Thanks 🙂
You can use JACQUELINES37
🙂
Dear All,
Please feel free to use my promo code.
SEANA98
Thanks in advance
Promo to reduce card fee to 1.9%, seems like it includes existing users.
Code: FLASH19
Expires 31 Mar
You can use my code: CHUNYIPC76
Thanks!
anybody try UOB PPV with cardup and receive 10x UNI$ since last month there is no 10x UNI$ with UOB PPV for cardup
Oh, that’s bad! Am going to pay my insurance using cardup with PPV, now have to re-consider. Any other cards I can use with Cardup that get 4mpd?
Hi Rio, RichardYeo, or anyone out there,
are you both still not receiving your bonus points for UOB Preferred Platinum Visa? anyone able to confirm if UOB has reinstated bonus points for CardUp?
Last month i dont receive missing bonus point from UOB, cardup give some compensation of release processing fee They assure that UOB will still give 4 miles/$ for cardup, maybe you can try and report it here ?
hi guys I just signed up to pay my rent. seems pretty easy. My referral code is ETHANL39. Please feel free to refer! Thank you.
hello! putting up my code here as well – JONATHANL82
$20 off for first payment, as described above. cheers!
Hi CardUp support,
I really feel disappointed about your custom service. My rental payment was due on April 1st and you already charged from my credit card on March 24, however, the payment status is still “sending” now?! Because you don’t provide any phone contact (as bad experience to get on time customer support), I can only write email to you. After 3 days, no any response!? I guess you never check email during weekend although my payment is due last weekend. Where is my payment going now???
Just got email of confirmed payment. Thanks for notice. However, I do hope you would provide phone contact for your customers.
Cardup
Can u confirm if hsbcadv and dbswmc can get 10x?
Hi guys, this online platform is pretty good. Just paid some rental payment and condo fees ! My referral code is
EDGARA97 – Get $20 off for first payment up to $769 🙂
DBSWMC worked for Mar’17 payment.
thanks for the update
Thanks all for the updates, I just tried DBS WWMC and will update next month for the bonus points.
My referral code: LAPTAKL53 – $20 off first payment.
confirm 10X points in Apr.
My referral code:
MARTING78
Referral Code WEETECKN90
Thx!
Just confirmed UOB PP Platinum still earning 10x bonus points from CardUp. Tried on 19th April.
HSBC Advance card, however, does NOT earn 10x bonus on CardUp(only 1 x bonus points). Painful lesson for me here, – paid the 2.6% for a terrible return rate on the bonus points. Heart pain.
And by the way, since iPayMy used to give me 10x HSBC bonus points in 2016, I wrote iPayMy to ask if this card still gets 10x bonus points in 2017, given that there have been mixed reports here on Milelion’s comments section. They responded with, “Unfortunately, we are unable to provide much guidance regarding the specific point bonuses associated with any credit card. iPaymy is not affiliated with any of the card issuers and holds no influence over how point bonuses are awarded. If you have questions regarding the points you may earn from your credit card, we recommend you contact the card issuer directly.”
iPayMay, your response is “so very helpful”.
Let’s be honest here – your platform’s main value proposition is to create an opportunity for miles junkies like ourselves to acquire miles at a cheaper rate – this level of uncertainty on which card earns points is not at all helping the business proposition. Both iPayMy and CardUp need to step up on their game here in working with the banks.
On a related note, anybody tried using Citi Rewards yet on iPayMy or CardUp recently? 10x points rewarded?
thanks for updating us on this! sorry about the hsbc thing, that must really have been painful. that’s why i don’t like saying XYZ card definitely gives 10x on this, at best i’ll say “when i tried xyz card on (DATE) i got 10x” because these things can always be changed without notice. agree with you that the platform’s usp is to create more opportunities for 10x so it behooves them to work things out with the banks.
I also got the same response from ipaymy which cause me to rethink should i use ipaymy or just goto try cardup instead.
Well, my experience with CardUp was a bumpy one as well. Given that HSBC Advance used to award 10x points to CardUp (and iPayMy) in 2016, but suddenly stopped doing so since Jan 2017 for CardUp (apparently some folks still managed to get for iPayMy if you do it with a OTP what not), I was particularly upset that CardUp didn’t make it more explicit on their website or somehow notify their customers who have been using HSBC advance that this big change has taken place. It then becomes a painful (and scary) process for all customers month after month. I welcome these platforms but in order for these two companies to be viable in the long run, they need to much more proactive than they are now to make this a less stressful process for their customers.
Someone in hwz mentioned that ipaymy changed its payment gateway since Mar, now no longer get 4mpd.
Do use my promo code KRYSTALL24 thank you!
My promo code PETERL35 for sharing. Thanks.
Hi all,
New here and on the fence whether to use CardUp. Can anyone pls kindly share which CC can earn 4 mp$ as at May 2017?
Do DBS WWC and UOB PP still work?
Thanks!
Do use my promo code SHUANTZEL29! Thanks 🙂
Sharing my promocode 🙂
JOSHUAS67
Thanks!
Sharing my promo code
CHUNKIATL59
Sharing my promo code: CHERRIET49
My referral code is YONGSENGT93
thanks my referral code is ANNETTES86
LEONARDT75
Used your code! =)
Mine is ZHIMINL30
Please help as well.
Thanks.
If there are any more laggards out there my referral code is:
PHILIPH98
5 days left! I am going to try IRAS
thanks my referral code is ANKITA12
mine is TZEHOCKC48
Where do I key in the referral code? I have signed up but I can’t find the field to key in. Thanks
This stumped me too but the referral code is part of the payment flow, not registration. Make a payment and its on the same page as where you input your credit card (from memory).
Thank u so much. It helped ! I have used your referral code too 🙂
Thank you! 🙂
YEEVONK78
Used your code!
Mine is JINWEIS12 for the next one.
thanks.
Hey Jei
I got the referral credit liao thanks a lot…
Hi Jei.
Used your code
My code is WENRUIK49
Thanks!
YONGSENGT67
Hi
i got the referral credit, thanks…
My Code: QINH55
UOB PPV has new T&Cs listed effective 1 July 2017, and maybe this means that cardup no longer works with UOB PPV?
Just made one payment using cardup via PPV, shall see if there is 10x.
Hey Jei
Whats the new T&C?
Link is located at their PPV website in PDF.
http://www.uob.com.sg/assets/pdfs/terms-and-conditions-for-preferred-plat-visa.pdf
Good spot. Now it is less likely that Cardup will be accepted. Oh well…
On another point, why can’t UOB ever do a helpful set of T&Cs? I count over 50 MCCs listed, but only told the rather vague department stores, retail stores, supermarkets, dining, food delivery, entertainment and ticketing.
Can CardUp give more clarity as to what MCC it falls under?
Got my 4x points from cardup, with posting date 3 June 17
I meant 4mpd (10x points)
BTW My ref code is JINWEIS12 =)
New T&C starts 1 July. So will be interested in tests after that date
They are using 4816, which appears on the list. So no issues. 🙂
Oh really? Interesting
Can I ask how you know?
If you had used CU previously, just call your credit card CSO to ask about the MCC for that transaction. It’s 4816. Their competitor uses 7372 which is not on the list.
Thanks for confirming the competitor’s MCC.
4816 seems so out of place in its category lol.
Yes many thanks for sharing, particularly helpful haha
Is it seems not possible to ask MCC before transaction. Ask OCBC before what is MCC for Mustafa store and they play safe by saying cant say until transaction is posted
I called UOB and they told me the mcc for my last cardup transaction was 7372……
I don’t know what to believe now.
cardup not mentioned specifically in the new TNC, how do you assume that cardup will be no longer works ?
It’s not an assumption it’s a suspicion with the use of a “maybe”? Will be good if we get testers post July.
Previously, the terms and conditions were vague (i.e. the online spending clause was not spelt out with MCC), but with this new revision where they explicitly have inclusions, that makes you wonder.
That said I’m making my 2nd and 3rd payment via cardup.
My Code:
SHUANTZEL29
Has anyone tested if the new sign up promotion is still valid? I don’t see an end date on the T&Cs, though aaron mentioned that it ends 31 May.
Ok, just tested it. It still works. I used sen’s code.
My code is LIONELO86
My referral code is KOKFOONGT35
DBS Women’s Card new TnC…
5. DBS Points shall not be awarded for the following:
j) Payments made via CardUp and iPaymy
My referral code is KEJINGELEANORC39
I’ve been using cardup since I discovered it in March this year. So far no problems and payments are all on time plus I do get the necessary points on my UOB card. Those who have yet to try, go for it if you really need to clock some miles with big items. Can also use my referal code for your first payment. ETHANL39
My referral code CHEEKYONGO88
My referral code:
HUIHUIT22
I’ve just made a payment for my insurance premium using CardUp two days ago using my UOB PPV, and got my 10x UNI$ or 4mpd today.
Referral code: CHUNKIATL59
Hi CK,
Tried using your code as an existing user. This is my 2nd payment, regretted didn’t see this site to get referral code when I made my first payment.
At the Dashboard, it shows the $20 off CardUp fees. Hopefully, when they eventually charged to my card, it will also be $20 off CardUp fees. *Fingers-crossed.
Do let me know if you have $20 CardUp credit in your account.
Kind souls (existing/new) may use my referral code: XIANHONGK79.
I hope this works for existing users too. CardUp needs to reward existing users.
Hi XH,
Yes I do see your name popping up as one of my referrals. However, there is no credit yet.
The good thing is – there is someone who used my referral code and he signed up for CardUp nearly four months earlier than you and I just got my $20 credit from him.
Did you get the $20 discount off the processing fee?
Hi XH,
Yes, I’ve just gotten the $20 credit today from your usage of my referral code.
Thank you.
Referral code: CHOKWAIL64
YEEVONK78
gotten 10X rewards using UOB PPV
Just for sharing about the referral. You will only get the $20 referral credit when the referred makes his/her first payment and completes the transaction. So it could be quite a while before you see the credit in your account. My code for sharing PETERL35.
Can anyone comment on the mcc of card up? The last time I asked them the cso said my card up transaction’s mcc code was 7372…
Altho I still get the 4x. Asking cos the new terms come into effect July.
Hi all, new here. Please support me, my code is JASLYNL11. This is quite a good platform with the welcome promotion.
Use of the Invite Promo Code is limited to the first 10 Referees per Referrer who successfully apply the promo code. Once this number of redemptions is exceeded, any new Referees who try to use the promo code will be informed it is no longer valid.
My referrer code: ENGHUAT18
My referral code: YAAKHIMC69
Hi thanks for using my code, got the referral credit, thanks.
No problem bro! This is paying forward and now I’ve got referral credit too. Thanks to those who used my code. I like this scheme since everyone is entitled to a max of 10 referrals 🙂
My referral code: YIWENN45
My referral code: VERONICAN75
Use my promo code for $$20 off! LESLIEO39
LINUSK79 – Still works!
CRYSTALL17
Still works!
JIANWENT63
Still works!
just received mail from cardup notifying that the ppv will not earn 10x wef 3 july
Like I said above.. MCC 7372, and the new T&Cs don’t list 7372..
Oh well one door closes another will open.
Any idea when my UOB Preferred Visa will be charged if I schedule an income tax payment via cardup today? Trying to squeeze in one last 4miles/$ transaction…
Cardup will tell you when it is charged, usually 5 working days later? Too late to squeeze in Liao…
Normally Cardup will charge you 5 days before you payment date, so it will charge your cc today or tomorrow for payment that need to be paid in 5 days time, though i am not sure is it the same way for weekend, if yes, then you can still make payment within today or tomorrow.
Just check, it seems too late, seem like the earliest cardup will charge the cc is 3 Jul.
i think it might be too late. I paid my latest NUSS bill on 27th june, on 30th june got a note saying it had been charged.
My referral code
CHEEKIANT70
Cheers
Use my promo code for $$20 off! WEISIONGL25
Most referral codes are fully redeemed.
You can try mine for $20 off!!
Referral Code: ANDYY26
Ciao!
Hi there, remember that until end of the month (31st July), you get double miles on your Altitude as from 2,500 SGD…. time to pay IRAS 😉
Here’s my promo code: THIENDUCP28
Is that a new promo?
Cardup promo code for $$20 off!
Here’s my promo code: WEISIONGL25
and with the UOB closing door on PPV, it might be going down the mysterious application path of PPA as it seems demarketed at branches
thankfully made my last PPV payment with cardup, before T&C kicked in and points safely awarded alr.
Enjoy $20 off your first payment with my referral code, I benefited from other’s referral code and so can you (:
CardUp Referral Promo Code: SMITHC23
thanks for sharing your promo codes.
my code is : SIMONT46
thanks for sharing your promo codes.
My code is : VIJAYARAVINDS93
Thanks for sharing your promo codes.
My code is : MENGC64
YINGYUF46
Dear all, above is my reference code! Thank you!
Can also use my code
RIO182
Just signed up and used a referral code. Seamless and easy
My referral code
DIANAT76
Just signed up with cardup and looks easy to use.
my promo code is : MALCOLMS49
My promo code is: DANIELO83
Just registered, very easy to use and support is top notch.
My promo code is: YONGC52
thanks Aaron!
my promo code is: chinbengk85
Sharing my promo code : LUKASCHEAHP18
Sharing my code: WEIHUIL56
HAROLDL73
Thanks in advance for using my promo code CHOOE76
Aaron’s promo code is exhausted. Here’s a new one you can use for S$20 off : DANIELB20
Hi thanks for using my code
If anyone else needs a referral code:
YANHUIC98
Just used it today
Thanks, just used.
Referral code if anyone needs it: JANICEL62
Can confirm that it works as of July 17th!
Please feel free to use my promo code: JERRYT20
Thanks.
Jerry, what works as of July 17?
With the demise of UOB PPV and DBS cards (all cards), I’m planning to go with Bank of China Family for a nett return of 3% cashback, max of $2,000 per month payment. Planning to pay $1,500 per month for BOC SmartSaver card spend until the promo ends in Oct 2017.
I would prefer a miles alternative so if anyone has an idea, do let me know!
My promo code is PETERL40 if anyone needs a code to use!
Pls use! *new*
Michelleg10
BOC is running a promo and it recognize as an online for 5% cashback (opps)
Please use WEIBENGW40
Thanks!
New code SOONCHEONGL55
Thanks, used your code!
My code is: CHUNYIPC76
thanks for the code, I had to try a few before it worked, strange.
I just paid my IRAS bill so its helpful!
Sharing my CardUp Promo / voucher code: AURELIENH24
20$ off fee for you first payment.
A.
Please use my promo code (LATEST in this thread… hee):
EUNICEQ64
Thank you!
Thanks guys, tried to use Aaron’s code but obviously he has hit the 10 referral limit long ago!
My code if anyone needs it:
CHURNPANGL74
Cheers!
My referral code if anyone needs it:
LIYANGANDREWT57
Thanks Aaron for the great sharing!
To others out ther, I’ve just created mine recently, feel free to use my referral code:
CHRISTINAT39
Cheers! 🙂
Thanks Aaron for the great sharing!
To others out there, I’ve just created mine recently, feel free to use my referral code:
CHRISTINAT39
Cheers! 🙂
Feel free to use my referral code
JOHNPAULC61
JONL69
thanks
Hi all,
Cardup promo code for $20 off!
Here’s my promo code: PEICHUENG96
my Promo code for $20 off is ANKITA12
Hi, All
Just sharing my promo code.
SEANA98
Cheers
here’s mine!
KATEWEILINGT35
RIOI82 still works!
paying it forward for those who have shared.
WINGYINL52
Just sharing my promo code CHEOWKHOONP30. Thanks for using it!
It doesn’t look like we’ll run out of promo codes anytime soon but, hey, here’s another one to throw into the mix 😉
HUGHO55
For those who are sending their toddlers to childcare centres, particularly those which are privately run, CardUp is the ideal platform to pay the school fees and at the same time earn miles on their CC!
Referral code: CHUNKIATL59
ANNETTES86
Hi all,
Cardup promo code for $20 off!
Here’s my promo code: YANGJIED72
Thanks YiBin Tan for using my promo code.
Here is my promo code for $20 off the cardup fee:
YAAKHIMC69
Thanks!
GORDONC93
Here is my code for $20 off for first CardUp payment: MAIL69
Used Cardup to pay for insurance and income tax, earning some miles along the way 😉
Use my promo code DESMONDZHENYUK96 for $20 off first payment! (I get $20 off too, thanks!)
Sharing new promo code here:
EILEENT22
Sharing new promo code SAJITHK27
Promo Code for first payment: SMITHC23
for those that are new to cardup!
RIOI82 still can be used for cardup new user
For those who still need it
WINGYINL52
Sharing promo code for new cardup user!
CHIASHEENC81
Hi all,
Use my Cardup promo code for $20 off!
Here’s my promo code: CALVINLEONARDF90
MARTING78
Here’s mine for what it’s worth – KANISHKK27
Enjoy $20 off!
JIANWENT63 – Sharing promo code to enjoy $20 off.
Please do not Spam referral codes. Posting here is fine, but cross posting to other articles is not. Have removed the other links but will keep this one
Thanks Ee Hong Ho for using my promo code.
Here is my promo code for $20 off for new CardUp user:
YAAKHIMC69
Valid until 8 December 2017.
SOONCHEONGL55 – Sharing my promo code
Sharing my promo code: KARTHIKEYANK82
My code. Please use! Thanks!
CELESTEW79
Hey Aaron,
Huge promo from Citibank…. if you hold a Premier Miles card: transfer up to 5K sgd with no fee !!!!!
It needs to be anew account but that litterally 6,000 miles with no efforts ???
Limited to the 1st 400 redemptions.
Enjoy
Gab
Sauce pls
Received a promotional email from Citibank
Wanted to attach a printscreen but I cannot….
Sharing my promo code: CHUNYIPC76 thanks!
Sharing mine
WINGYINL52
Here is my promo code for $20 off for new CardUp user:
YAAKHIMC69
Valid until Christmas of 2017! 🙂
To new Cardup users, do use my referral code below, appreciate it!
CHUNYIPC76
Sharing my referral code:
SIMONL32
Do use my promo code for $20 off!
KRYSTALL24
Sharing my referral code for new users to get $20 off for their 1st payment
Referral code KAIYINNS98
Sharing my promo code: MARKF29
adding my promo code as well!
JONATHANL82
To new Cardup users, do use my referral code below, appreciate it!
CHUNYIPC76
Just created my account, please feel free to use my promo code,
CHRISTOPHERG88
Hi all, feel free to use my promo code: KOHL52 for $20 off
Thanks for sharing your codes, was able to pay my income tax using my SingPost Standard Chartered card, though this month is its swan song due to the nerfed cashback rate.
My referral code is: SOONBINGG81
Hi all,
Cardup promo code for $20 off!
Use promo code: DEVENS80
To new Cardup users, do use my referral code below, appreciate it!
CHUNYIPC76
Do use my promo code PETERL40 for $20 off!
Thanks Peter for yr code! Feel free to use mine:
CARRIEL45
Hi all, feel free to use my promo code: KOHL52 for $20 off
ERNESTL70
Newly joined cardup so my promo code will work!
promo code KAHTATS98 for $20 off still works!
Mine is EUGENET92
thanks
For those who still need it
WINGYINL52
Appreciate if you would try mine 🙂
CHUNYIPC76
TRY THANKYOU
Please use referral
CELESTEW79
Here is 1 more lucky referral 🙂 RAJIVR91
need one referral TZEHOCKC48
AKASHM98 is mine. Pls use it.
Mine’s DANIELT58 if anyone still needs
Sharing my referral code as well. Thanks in advance to those who use it. MARKF29
Mine LOUISH46
BANHUAC29
For those who require the code, mine is JUNJIEO99. Thanks.
mine is SEANL27 thanks!
My referral code is VINCENTM88
I just signed up at cardup. My referral code is still fresh! It is CINDYS75.
Mine is IRENEL82. Thanks 🙂
FRANCESCOM62
Sharing my referral code as well. JOHNPAULC61
for the lucky user : ANNETTES86
To add to the confusion of others which to code choose!
=> BARNABAST35
My referral code: DIANAJ27
Just complete my payment and it works well.
Any bits count:)
MICHELLEC69
CHRISTOPHERT10
KAILITT64 Thanks much!
CHINLUIF12
GEORGEC47
PETERL40
Feel free to use!
ANDYL85
SUANHUIL64
RAYMONDT29
Please use referral: PHILIPPZ32
I also used one from here.
Thank you!
use WIRAWANK77
Great promotion by uob priv miles till end Dec 2017! 2.6x miles with cardup
Use my referral code: CRYSTALL17
surely you mean 2.4
Yup you are right. Should be 2.4
HANNIW37 🙂
My referral code: VICTORC36
Thank you!
Get $20 off at the setup by providing the following promo code: ZSOMBORD52
Promo code – ZONGLONGG65
Use this promo code: ZHONGSHENGK63
Hi, would appreciate if you could use my referral code 🙂
CHUNYIPC76
My referral code
CRYSTALL17
Thank you.
Thanks everyone for sharing your codes here; I benefited from one shared here as well.
If you need a referral code, try mine: AIYINGP49
Just in case anyone is looking for a code: KAIYIC73
KOOTD33
thank you 🙂
My promo/referral code
YIYANGL78
Great service! Just tried it:) Appreciate it if someone could use my promo code: ROYSTONT12
Mine is SOONCHEONGL55
KAILITT64 THANKS!
Promo code – ZONGLONGG65
CHRISTINEF43
KENGLOONW61
For first time Cardup users, can try using promo code: VICTORT80
WILLIAMY70 – Thanks!!
For those who still need it
ANTHONYP34
For those who need the promo code: ZK95
Here’s mine 🙂
WEIJIANL81
Thanks for the code (:
Use this promo code for $20 off your first transaction on Cardup: AQILE51
here mine’s 🙂
NICHOLASC77
Here’s mine ?
HERMANT13
thanks for using mine ANNETTES86
Here’s mine ☺
ALYWINC38
Has a $2ok rental to pay soon. Any card up promo I can take up?
*will be new to card up. Will do the referral code for the advice I took! Thanks! ^^
UOB PRVI, but only until 31st December!
https://milelion.com/2017/11/02/cardup-offering-amazing-opportunity-buy-miles-1-06-cents/
PHILIPH98
It’s too late to partake in the UOB PRVI promo. Your payment due date has to by 31 Dec 2017 and CardUp needs 5 business day to process the transaction.
Nonetheless, the UOB PRVI is one of the best cards to use for Cardup.
CHUNKIATL59
CHRISTINAT39
WEIYINGP16
here’s mine, feel free to use:
RAHULK38
can use mine
WINGYINL52
BILLYS61
Heres my code JIANWENT63
Heres mine, HERBERTT11
SIMONC65 is the Best Code to use for the Discount
Will be using one of the codes here. More importantly, what cards are good to use now?
Use “DIANAJ27” to get $20 off. Tks
Pls do not cross post your referral codes. Have removed the one you posted in the other thread.
VERAN68
YINCHUW75
Here’s mine!
ANDREWL70
Thanks for using mine~ CHINGYEEL80
thank you for using mine ANNETTES86
still can use mine RIOI82
Get $20 off your cardup fee.
USe my code WIRAWANK77
Pls use my code WILLIET89
Appreciate if you would use my code, thanks! CHUNYIPC76
Here’s my code
CHORNGMENGC11
Thanks 🙂
Hi,
Currently, i am paying my insurance through monthly GIRO deduction. If i want to use Cardup to pay for the insurance, i need to setup a Cardup payment and cancel the GIRO payment right? Has anyone done that?
pls use mine: WINGYINL52
SIMONC65 is the best code to use Cheers for using me
Here’s mine! GUOHAOBENJAMINW23
Appreciate it if you would use my code, CHUNYIPC76
Thanks!
CHERNHWEEL77
Appreciate it if you can use my code, SHIMINO48. Thanks in advance! 🙂
My code is MARVINJOHNS23 – still fresh!
FANY72
Thanks for using mine, still fresh 🙂
Hi do give Cardup a test drive with my code:
CHUNYIPC76
Thanks!
Fresh code : STEVENN47
Just joined Cardup.
Here’s my referral code if you need (:
HERBERTG37
Hi do try out my code, thanks! CHUNYIPC76
Feel free to use KRYSTALL24 for $20 off! Thanks!
Latest Referral Code GOHK65 available for $20 off.
Pls use JULIANNET87
CHRISTOPHERG55
KASEYO73
MINGXIANZ44
For $20 OFF
Use my promo code AICHENGL99
Thank you >_<
You may get $20 off 1st Cardup payment by using my referral code: SMITHC23
Cheers!
BINGY43. for $20 off. Cheers!
WAYNEL38 for $20 off:), Fresh code
Been a year since this post was written. Is the DBS WWC still getting 4 mpd for Cardup transactions?
nope
Thanks for the reply. Which other cards do give 4 mpd for cardup?
nothing at the moment.
Here’s mine ?
SUMMERW13
Use this code to get $20 off your first transaction on Cardup!?
Here’s my code if u need 🙂
XIAOWEIC82
Thanks for using my code SUMMERW13. Just did a return credit to yours via Suki. 🙂
Used yours! my code is BERVINM43
Used yours!
Feel free to use mine WEIJIANJAMESK46
used your code. please go ahead and use mine SAMUELL91 thanks!
Thanks for the code – used yours! Mine is BRINAT27 🙂
Hi all, use “DIANAJ27” to get $20 off.Tks
Here’s my code if needed!
DEREKL76
Here’s my code as well, thanks everyone!
KANGYUC34
Here’s a code that works for $20 off your transaction.
RAHULK38
Thank you for using!
Here’s my Cardup Promocode.
SHIHUIL97
Here’s my code if you need.
WEIMINC88
Have used the latest PROMOCODE from the community and got $20 off. Here’s mine to keep the fire going: KUMHONGH44
Glad to report that CR is still getting 10x
SIMONC65 is by far the best code to use FACT
Hi appreciate if you would try my code, thanks!
CHUNYIPC76
Use my code for $20 off first payment! – ALISONO34
SUQ20 for $20 off 🙂
KAILITT64 Very much appreciated!
My code:
KEATGEEC75
Thanks!
paying it forward with ANNETTES86 , may all good things go around and come around
here’s my code, thanks
CHUICHINGL91
Promo code, if needed:
YEEFAIANTOINEW67
Here is the latest referral code:
YONGHUTL92
sharing the love and paying it forward for getting $20 off cardup fees….. LORRAINEL41
happy monday, everyone!
Latest referal Code is —-> CHENH11
Glad to report that Cardup now accept AMEX cards – those that sign up with the miles Masterclass Gobear promo – time to get the spending running!
My promo code: KUMHONGH44
Sharing my code:
MELISSAL64
Here is my code for reference pls.
HUD26
Hi feel free to try using my code: CHUNYIPC76
Thanks!
My code if needed:
JIACHINT11
My code: JOSEPHH10
Feel free to use if you need =)
This is the promocode for $20 off. JUNKAIO20
Thank you!
Sharing my referral code here to benefit other.
ALVINH63
JONATHANO17
Thanks in advance!
DINGJIEA32
Thanks in Advance!
p.s: According to HWZ Excel, Citi Rewards no longer offer 10x
My code is WEIQIANGP11 if needed, thank you 🙂
Please use the promo code KRYSTALL24 for $20 off your first payment!
Use this to get $20 off for your first CardUp transaction. Good luck and happy “Mile-ing” 🙂
Here is my CardUp promo code:
YAAKHIMC69
Feel free to use my code CYNTHIAL77 for $20 off your first transaction
if u need promo code for $20 off your first transaction, please use mine 🙂 –> HONGW57
Referral Code: JONATHONN71
Thx!
Please use refer code for $20 – WEIBENGW40
PONYN57
Enjoy!
BARNABAST35
Please use refer code for $20
Here’s a great code to use
SIMONC65
EUGENET92
Rmb to have at least $1000 payment to get $20 off transaction.
Promo code: JOSEPHH10
Here’s a code that still works for $20 off your transaction as of July 2018.
RAHULK38
Thank you for using!
CHONGKIATK27
pls use my code to get $20 off for your first payment. ”ZHONGSHENGK63”
Just used yours, and mine “NANZ25”.
Use this to get $20 off for your first CardUp transaction. Good luck and happy “Mile-ing” ?
Here is my CardUp promo code:
YAAKHIMC69
Hi, this is my code ZHIWEIK30. Thank you for this platform where I benefit from the promo code too. Enjoy!!!
Please use the referral for $20 discount! Thanks
ACEW66
Just used 1 of the above referral code.
Please use mine too!
Thank you
DYANZ69
GLADY USE MY CODE IF NEEDED
MARKC60
MarivicS90 🙂
Please use my referral code CYNTHIAL77 for $20 off your first transaction
Pls use my code ‘zhongshengk63’
Please use my referral code CYNTHIAL77 for $20 off your first transaction of $1,000 or more
Do use my code YONGHUIG21 for $20 off on your first payment
JEFFY54
new referral code ZODC38
My cardup referral is HONGW15
My referral code is : EVELYNH44
Rmb to charge at least $1000 to get $20 off!
My referral code EUGENIAT57
BOONHOCKL17
Pl use my code ARUNS13
Please use my code MARKC60
Hello, feel free to use my code:
JUNEC55
Please use my referral code YINANG35 for $20 off.
Please use my referral code RUIC11 for $20 off
Hi All: please use my referral code RICHARDB47 for $20 off your first transaction of $1,000 or more, THANKS!
sharing mine:
WINGYINL52
TZESIONGP79
CHONGKIATK27
Please use my referral code, BENJAMINH54
Hi! Please feel free to use my promo code: YIXIANGY98
Thanks! 😀
Sharing is caring. Didn’t realise there’s a limit to a promo code, but here’s mine – KRISL34. Thanks! 🙂
hi there. use my awesome code WIRAWANK77 to get $20 off your cardup fees !
Please use my referral code KARENC48 for $20 off your first transaction of $1,000 or more. Thanks! 🙂
Hi, my referral code : JOSEPHH10
Use it for $20 off your first transaction of $1,000 and above!
HANSENK83
Please use my referral code shown above
Min Spend for First Transaction $1000
I have done my part by using someone’s code on this list, pass it on 🙂
Hi,
Please use my referral code, “ZHONGSHENGK63”
new referral code THERESAK21
Can use mine too JOSHUAZ15
Hi there,
please use my code KINEEA60
Thanks! 🙂
Pls use my code BANHUAC29. Thanks!
New code THERESAK21
Hi new code WAIYIPT76. Feel free to use!
new referral code “THERESAK21”
Please use my code for $20 off your first transaction!
Code: SENGR23
Please use my code VEGAH53
Please use my promo code : CHUNKITDARRENL65 for $20 off your first transaction of minimum $1000
Please use my code ELAINAL52
Hello, please use my promo code : EDWING99 for $20 off your first transaction of minimum $1000. Thank you in advance yeah.
Please use my referral code MARISAC33 for $20 off your first transaction of $1,000 or more
RANIERD69
^ referral code
Referral Code:
DANIELT86
Please use my referral code CYNTHIAL77 for $20 off your first transaction of $1,000 or more
Get $20 off with code: BANHUAC29
Pls use code SHANHEIVANC81 🙂
Pls use my code ‘zhongshengk63’ for $20 off your first transaction of $1,000 or more
Please use my code “WEIHONGK26”
Please use my promo code when making your first payment.
Get S$20 off the CardUp fee on your first payment, with a minimum payment amount of S$1,000.
✳️✳️✳️ CALVINO38 ✳️✳️✳️
Sign up here: https://cardup.co
Thank you.
Referral code!
RANIERD69
Feel free to use this referral code:
MEILINGY15
Thanks!
Please use my referral code “ZHONGSHENGK63” for $20 off your first transaction of $1,000 or more
Here’s my referral code. Please feel free to use it. Thanks.
HANXIANGMELVYNT95
Pls use my code “THERESAK21”
My code is EVELYNH44
Feel free to use my code “JUNEC55”
Referral code: JOSEPHH10
For your first payment
Feel free to use my code “THERESAK21” to get a $20 discount for your first payment of min $1000
Feel free to use my code “ZHONGSHENGK63” to get a $20 discount for your first payment of min $1000
My code is TURFAA947