OCBC Titanium Rewards offering 12,800 miles sign up bonus with just $300 spend

While browsing Facebook (yes that’s what millennials do), I came across a rather interesting advertisement from OCBC about the OCBC Titanium Rewards card.

Get 8,600 miles upon card approval, spend S$300 to get additional 4,200 miles

New-to-bank OCBC customers who apply through this link will receive

• a welcome bonus of 8,600 miles (21,500 OCBC$) upon card approval, and
• an additional 4,200 miles (10,500 OCBC$) by spending S$300 within one month of card approval.

You’re considered new-to-bank if you’ve not held any OCBC credit card within the past 6 months. If you are holding on to any other OCBC credit cards (Frank, VOVAGE, 365 etc.), you are not eligible to participate in this promotion. The full T&Cs can be found here.

To participate in this promotion, you must apply for either the OCBC Titanium Rewards Pink or Titanium Rewards Blue credit card between now and 21 March 2019 and be approved for the card by 30 April 2019. 

For the welcome 8,600 miles, if your card was approved by OCBC in the month of March 2019, the bonus 8,600 miles will be deposited into your account by end April. If it was approved in April 2019, then the 8,600 miles will be credited to you by end May 2019.

For the spending bonus of 4,200 miles, if your card was approved in March 2019 you will have until end April 2019 to spend S$300 on the card. If it was approved in April 2019, you will have until end May 2019 to complete the spending. The additional miles will be deposited into your account by the end of the next month from the month you were supposed to clock the spend in.

The OCBC Titanium Rewards credit card comes with a 2-year annual fee waiver and OCBC$ have a 2-year validity window from the date of which the OCBC$ was earned.

Why I like the OCBC Titanium Rewards credit card

Even though OCBC killed off the 4 mpd for mobile payments in August 2018, it’s still a great card to hold as it offers 4 mpd (10x OCBC$) for spending on bags, shoes, clothes, at departmental stores and purchase of electronics (capped at S$12,000 per card per membership year)

This includes the following merchants:

You might think that the OCBC Titanium Rewards credit card has a great overlap with the Citibank Rewards card, and I agree with you. However, what gives it the added advantage at this point is that the cap on earning 4 mpd is a yearly cap instead of a monthly cap which is what Citibank has done to its Rewards card.

This means you can easily purchase a S$5,000 TV at Courts and still be able to earn the full 4 mpd when you charge the purchase to your OCBC Titanium Rewards credit card.

OCBC only partners with Singapore Airlines KrisFlyer and points can be transferred to miles at a transfer ratio of 25,000 OCBC$ to 10,000 KrisFlyer miles and an administrative cost of S$25 per transfer applies.

Concluding Thoughts

This is an excellent promotion that OCBC is currently having and if you do not currently hold onto any OCBC credit cards, I would strongly suggest applying for the OCBC Titanium Rewards credit card right now to take advantage of this excellent deal.

Remember that you need to apply through this link to take advantage of the bonus.