New-to-bank customers: Get S$100 cash upon approval for OCBC credit cards

Apply for an OCBC Titanium Rewards or OCBC 365 card by 31 March 2020 and get S$100 cash upon approval.

For the month of March, SingSaver is running a promotion on selected OCBC credit cards, where new-to-bank customers can get S$100 cash upon approval.

New-to-bank customers are defined as those who do not currently hold an OCBC principal credit card, and have not done so in the past 12 months prior to application

This offer applies to both the OCBC 365 and OCBC Titanium Rewards:

  Annual Fee Earn Rate
OCBC 365 S$192.60 (first 2 years free) 6% cashback on dining & food delivery, 3% cashback on groceries, transport, utilities and online travel
OCBC Titanium Rewards S$192.60 (first 2 years free) 10X points (4 mpd) on online and offline shopping

Note that unlike the usual SingSaver promotions, there’s no need to enter your email address on a separate rewards form before applying- and any of the links in this article will send you to the dedicated SingSaver landing page. 

Your application must be approved by 1 May 2020, and your card must be activated within 30 days of approval to be eligible. OCBC will send eligible customers an SMS for award collection within 3 months of approval. The full T&C can be found here

Apply for the OCBC 365 Card here

Apply for the OCBC Titanium Rewards Card here

Get 10X points on online and offline shopping with the OCBC Titanium Rewards

The OCBC Titanium Rewards is an extremely useful card for miles chasers, thanks to its bonuses on online and offline shopping. 

More specifically, you’ll earn 10X points (or 4 mpd) on the following purchases, both locally and overseas: 

  • MCC 5611: Men’s and Boys’ Clothing and Accessories Stores
  • MCC 5621: Women’s Ready to Wear Stores
  • MCC 5631: Women’s Accessory and Specialty Stores
  • MCC 5641: Children’s and Infants’ Wear Stores
  • MCC 5651: Family Clothing Stores
  • MCC 5661: Shoe Stores
  • MCC 5691: Men’s and Women’s Clothing Stores
  • MCC 5045: Computers, Peripherals, and Software
  • MCC 5732: Electronics Stores
  • MCC 5699: Miscellaneous Apparel and Accessory Shops
  • MCC 5311: Department Stores

In addition to this, you will also earn 10X points at the following e-commerce merchants:

  • Alibaba
  • AliExpress
  • Amazon
  • Courts
  • Daigou
  • Ezbuy
  • IKEA
  • Lazada
  • Qoo10
  • Shopee
  • Taobao

OCBC maintains an active presence on the HWZ forums, answering questions about MCCs and eligibility for 10X. If you have any specific questions about merchants, do drop them a note over there. 

10X points are capped at S$12,000 of spending per membership year. However, you can double your cap by getting both the Blue and Pink versions of the card. 


OCBC hasn’t run any new customer acquisition promotions since last year, so this is a good chance to pick up some free cash while getting one of the better points cards on the market. 

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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Aaron, if we apply through the links given above, does it count as applying through Singsaver? I want to support you but not sure, since the links redirect to OCBC website directly.


Have applied for the card and it was approved and activated. Called OCBC but they claim that they do not have any of such promotions on their end and were told to contact singsaver about it. Is there a way to check to verify if i am on the list?