OCBC has launched a giveaway for top spenders on its OCBC 90ยฐN Card, with 100 prizes to be won including Barracks Hotel Sentosa staycations, Nespresso machines, Takashimaya shopping vouchers and more.
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| OCBC 90ยฐN Top Spender Campaign |
This campaign runs from 9 July to 31 August 2021 (both dates inclusive). Registration is required and only takes a minute.
OCBC 90ยฐN Top Spender Campaign
The top 100 registered OCBC 90ยฐN cardmembers with the highest amount of qualifying spending from 9 July to 31 August 2021 will win the following prizes:
| Rank | Prize |
| 1-4 | 1N staycation at The Barracks Hotel Sentosa (worth S$885) |
| 5-10 | Nespresso Lattissima One Coffee Machine (Silky White) (worth S$448) |
| 11-20 | JBL Cinema SB130 Soundbar (worth S$399) |
| 21-50 | S$100 Takashimaya Shopping Centre Voucher |
| 51-100 | S$50 Takashimaya Shopping Centre Voucher |
I’ve confirmed with OCBC that spending counts from 9 July 2021 onwards, regardless of when you actually registered. For example, if I spent S$1,000 on 9 July but registered on 10 July, the S$1,000 will count towards my total.
Supplementary cardholder spending will be aggregated with principal cardholder spending, and each eligible cardmember is entitled to a maximum of one gift. All winners will be notified by 31 October 2021.
The full T&C of this promotion can be found here.
What counts as qualifying spending?
Qualifying spending refers to any retail transaction (in person or online) as defined in clause 1 of the OCBC 90ยฐN Card’s T&Cs.
The exclusions are listed below:
| MCC | Description |
| 4784 | Tolls and Bridge Fees |
| 4829 | Wire Transfer Money Orders (WTMOs) |
| 4900 | UtilitiesโElectric, Gas, Heating Oil, Sanitary, Water |
| 5047 | Medical, Dental, Ophthalmic and Hospital Equipment and Supplies |
| 5199 | Nondurable Goods (Not Elsewhere Classified) |
| 5960 | Direct Marketing Insurance Services |
| 5993 | Cigars, Stores and Stands |
| 6010 | Member Financial InstitutionโManual Cash Disbursements |
| 6012 | Member Financial InstitutionโMerchandise and Services |
| 6051 | Quasi CashโMerchant |
| 6211 | SecuritiesโBrokers and Dealers |
| 6300 | Insurance Sales, Underwriting and Premiums |
| 6513 | Real Estate Agents and ManagersโRentals |
| 6540 | Non-Financial Institutions โ Stored Value Card Purchase/Load |
| 7349 | Cleaning, Maintenance and Janitorial Services |
| 7523 | Automobile Parking Lots and Garages |
| 7995 | Gambling |
| 8062 | Hospitals |
| 8211 | Schools, Elementary and Secondary |
| 8220 | Colleges, Universities, Professional Schools and Junior Colleges |
| 8241 | Schools, Correspondence |
| 8244 | Schools, Business and Secretarial |
| 8249 | Schools, Trade and Vocational |
| 8299 | Schools and Educational ServicesโNot Elsewhere Classified |
| 8398 | Organizations, Charitable and Social Service |
| 8651 | Organizations, Political |
| 8661 | Organizations, Religious |
| 8675 | Automobile Associations |
| 8699 | Organizations, MembershipโNot Elsewhere Classified (Labor Union) |
| 9211 | Court Costs Including Alimony and Child Support |
| 9222 | Fines |
| 9223 | Bail and Bond Payments |
| 9311 | Tax Payments |
| 9399 | Government ServicesโNot Elsewhere Classified |
| 9402 | Postal ServicesโGovernment Only |
| 9405 | Intra-Government PurchasesโGovernment Only |
Qualifying spend also excludes transactions under Transportation and Tolls MCC 4111/4121/4131 except for transactions with Grab Transport, Gojek and licensed taxi operators (including, without limitation, Comfort/Citycab/ Transcab/ SMRT Taxi/ Premier Taxi/ Prime Taxi/ HDT Taxi).
Spending on CardUp will count towards the minimum spend requirement, and OCBC is currently offering a 1.7% fee for up to S$10,000 worth of payments, so long as they’re set up by 24 August 2021.
Qualifying spending will be based on transaction date (Singapore time) as opposed to the posting date, so there should be no issues with last minute spending.
Conclusion
While there’s no knowing for sure how much spend will be required to get into the top 100, there’s no harm registering your card just in case. What you will need to consider is the opportunity cost involved in diverting spend to the OCBC 90ยฐN Card as opposed to 4 mpd cards.
In any case, just register and there may be a surprise awaiting you down the road.
Soon the award inclusion list will be shorter than the award exclusion list!