DBS Extra Bonus Day: 8% cashback on travel and shopping, 60% off on COVID-19 travel insurance and more

The latest set of DBS Extra Bonus Day deals are coming on 11 November, and there's plenty in store for those with VTL travel planned.

The following is a sponsored post by DBS Bank. The opinions and analysis remain that of The Milelion.

DBS’ latest Extra Bonus Day promotion takes place on 11 November, and this month’s deals are perfectly-timed for those with year-end VTL travel planned. 

DBS Extra Bonus Day

DBS/POSB customers can look forward to 8% cashback on travel and offline shopping, S$12 cashback for travel bookings on the DBS Travel & Leisure Marketplace (plus up to 4,000 bonus miles), 60% off TravellerShield Plus insurance (now with COVID-19 coverage) and double value when using DBS Points to offset expenses. 

Earn 8% cashback on travel and offline shopping

On 11 November 2021, DBS/POSB Credit and Debit Cardmembers will enjoy an extra 8% cashback on all travel spend and offline shopping spend. 

A list of (non-exhaustive) examples has been provided below:

(Online & Offline)
AirlinesAir New Zealand, British Airways, Cathay Pacific, Emirates, Jetstar, Qatar Airways,  Scoot, Singapore Airlines
HotelsFour Seasons Hotel, Grand Hyatt, Hilton Hotels, Holiday Inn, Inter Continental Hotel, Mandarin Oriental, Marriott, Royal Caribbean, Shangri-la Hotel, The Ritz Carlton
Tour AgenciesAgoda, Expedia, Klook, Traveloka, Trip.com
(Offline only)
ApparelAdidas, Bata, Charles & Keith, Cotton On, G2000, H&M, Mango, Mothercare, Nike, Uniqlo, Zara
Department StoresBHG, Isetan, Marks & Spencer, OG, Takashimaya, Tangs, Tokyu Hands
Electronic and ComputerApple, Best Denki, Challenger, Dyson, Gadget Mix, Gain City, Harvey Norman, OSIM, Sony
Home/Office Furnishing & AppliancesBed Bath N’ Table, Castlery, Courts, Crate & Barrel, IKEA, King Living, Sia Huat, Star Furniture
Speciality RetailBath & Body Works, Coach, Furla, Louis  Vuitton, Michael Kors, Rolex, Swarovski
Personal ServicesEstee Lauder Cosmetic, Jean Yip,  ’Occitane, Sephora, The Body Shop, Venus Beauty
Watches & JewelleryCartier, Cortina Watch, Goldheart, Patek Philippe, Poh Heng Jewellery, SK Jewellery, Taka Jewellery, The Hour Glass, Tiffany & Co

No minimum spend is required, and the maximum cashback is capped at S$8 per Cardmember (regardless of how many DBS/POSB Credit or Debit Cards he/she has). In other words, you’ll max out this promotion with S$100 of spending. There is no cap on the maximum number of eligible cardmembers. 

This 8% cashback is awarded on top of whatever miles you’d normally earn with your DBS/POSB Credit or Debit Cards, as illustrated below.

Offline Shopping
DBS Woman’s World Card
4 mpd*0.4 mpd0.4 mpd
DBS Woman’s Card
2 mpd^0.4 mpd0.4 mpd
DBS Altitude Visa
3 mpd#1.2 mpd1.2 mpd
DBS Altitude AMEX
3 mpd#1.2 mpd1.2 mpd
*Capped at S$2,000 spend per calendar month
^Capped at S$1,000 spend per calendar month
#Capped at S$5,000 spend per calendar month

Do note the transaction date must be on 11 November 2021, but the posting date can be up to 20 November 2021. Most transactions should post within 1-2 working days, in any case. 

The 8% cashback will be posted to your card account by 26 November 2021. No registration is required, and the T&Cs for this offer can be found here.

For the avoidance of doubt, the Extra Bonus Day cashback promotion runs alongside DBS’ existing Power Up Your Savings campaign, which offers registered cardholders the opportunity to earn an extra 8% cashback upon meeting their personalised monthly spending goal from now till January 2022.  

S$12 cashback for DBS Marketplace transactions

On 11 November 2021, registered DBS/POSB Credit or Debit Cardmembers will receive a flat S$12 cashback when they make a qualifying transaction of any amount at the following participating partners. 

DBS MarketplacePartnersPayment Mode
  • Flying Cape
  • 88 Tuition
DBS/ POSB card
Travel & Leisure
  • Agoda
  • Dream Cruises
  • Expedia
  • Klook
  • GlobalTix
  • NoName Booking
  • Price Breaker
  • Singapore Airlines
  • Travel Trade Marketplace
  • The Capitol Kempinski Hotel Singapore (booking made on 11.11 with specific promo code)
DBS/ POSB card
Home & Living
  • Vivifi
  • MyRepublic
DBS/ POSB card

Registration is required, and is already open via this link. A maximum of 10,000 registrations can be made, so be sure to register ASAP.

Customers with qualifying transactions will receive S$12 cashback credited to their PayNow-linked DBS/POSB deposit account (or failing which, DBS/POSB SGD-denominated savings/current account) by 31 December 2021. 

The T&Cs can be found here. 

For avoidance of doubt, this S$12 cashback will stack with the 8% cashback above, where transactions are made at eligible travel and shopping merchants. 

Up to 4,000 bonus miles for booking flights/ hotels

S$12 cashback is nice in itself, but there’s some further opportunities for stacking. 

From now till 21 November 2021, DBS Credit Cardmembers who book flights or hotels (outside of Singapore) via the DBS Travel & Leisure Marketplace will receive:

  • 1,000 DBS points (worth 2,000 miles) if they spend at least S$600
  • 2,000 DBS points (worth 4,000 miles) if they spend at least S$1,500
✔️ Participating Partners
Flights: Singapore Airlines, Travel Trade Marketplace, Price Breaker
Hotels (stays outside of Singapore): Agoda, Expedia

Hotel stays must be completed by 31 December 2021, while flights must depart Singapore by 31 December 2021 and return by 28 February 2022. 

To illustrate a sweet stacking opportunity, suppose you spend S$1,500 on Singapore Airlines tickets on 11.11. You’d be looking at: 

  • S$12 cashback (from DBS Marketplace offer)
  • S$8 cashback (from 8% cashback offer)
  • 6,000 miles (if paid with DBS Woman’s World Card)
  • 4,000 miles (from DBS Travel & Leisure Marketplace offer)

That’s a very tidy return indeed- basically 6.6 mpd on air tickets, plus S$20 off your fare. What’s more, Singapore Airlines tickets booked on the DBS Travel & Leisure portal price exactly the same as the official website, and you’ll still earn KrisFlyer miles, Elite miles and PPS Value as per your fare class.

The T&CS of this offer can be found here. 

Up to 2,000 bonus miles for booking staycations

If you’re planning a staycation, making a local hotel booking on Agoda and Expedia via the DBS Travel & Leisure Marketplace will earn you:

  • 300 DBS points (worth 600 miles) with a min. spend of S$200
  • 600 DBS points (worth 1,200 miles) with a min. spend of S$400
  • 1,000 DBS points (worth 2,000 miles) with a min. spend of S$600

Once again, this stackable with the 11.11 offers, namely 8% cashback (from Cards), S$12 cashback (from Marketplace). 

The T&Cs of this offer can be found here.

Up to 60% off TravellerShield Plus Plans (with COVID-19 coverage)

If you’re planning a VTL trip, you’ll definitely want to purchase travel insurance that covers COVID-19 related medical expenses, quarantine allowance, trip cancellation and so forth (it may even be a mandatory requirement to enter some countries such as South Korea).

TravellerShield Plus recently added COVID-19 coverage, and single-trip plans are being discounted by 60% on 11 November 2021 only. Here’s a summary of the COVID-19 specific coverage:

COVID-19 Coverage
Overseas Medical Expenses*S$50KS$100KS$200K
Overseas Hospital Confinement Benefit
Per Day (Cap)
S$100 (S$700)S$100 (S$1,400)S$100 (S$1,400)
Overseas Quarantine Benefit
Per Day (Cap)
S$100 (S$700)S$100 (S$1,400)S$100 (S$1,400)
Emergency Medical Evac.S$50KS$100KS$200K
Repat. of Mortal RemainsS$50KS$100KS$200K
Journey Cancel.S$2.5KS$5KS$7.5K
Journey Curtail.S$2.5KS$5KS$7.5K
*Lower limits apply to those aged 70 years and above

With medical coverage starting from S$50,000 per person (for those aged 69 and below), it more than meets the Korean VTL’s requirement of at least 30 million KRW (~S$35,000). 

And in case you were thinking of staying closer to home, TravellerShield Plus provides coverage for cruises to nowhere too- just select “Cruise to Nowhere” in the destination field of your application to receive coverage. 

Here’s some sample prices, after the 60% premium discount:

  • 4 day cruise to nowhere: from S$21.20
  • 7-day trip to Korea: from S$60
  • 14-day trip to UK: from S$117.20

Double value for cash rebates

From 8-14 November 2021, DBS is offering double the usual rate for using DBS Points to offset credit card expenses via the DBS PayLah! app. 

For example, I can use 2,818 DBS Points to offset a S$28.18 expense on my DBS Woman’s World Card. This works out to 1 cent per DBS point (or 0.5 cents per mile, if you want to think about it in terms of miles).

During the 8-14 November 2021 period, I’ll also receive 100% cashback on the amount offset. All in all, I’ve received S$56.36 in value (because the S$28.18 debit became a S$28.18 credit) for spending 2,818 of DBS Points, which gives a value of 2 cents per DBS point (1 cent per mile). From 15 November 2021, the cashback rate drops to 50%, or 1.5 cents per DBS point (0.75 cents per mile). 

Cardmembers are entitled to up to S$250 cashback for redemptions of DBS Points from 5-30 November 2021. The T&C of this offer can be found here.

Personally, I wouldn’t spend DBS Points this way- they’re much more valuable when redeemed for miles. That said, if you happen to have a small amount of expiring points, this is a way to get additional value out of them. 

DBS Traveller Kit

DBS Traveller Kit

To mark the expansion of the Vaccinated Traveller Lane (VTL) scheme and the return of leisure travel, DBS has launched the DBS Traveller Kit, a curated set of deals and promotions on flights, accommodation, COVID-19 travel insurance, and more. 

DBS/POSB customers will enjoy:

  • S$20 off a S$200 Klook e-gift card
  • S$50 off VTL flights with Trip.com
  • Members’ rate of S$128 nett for pre-departure COVID-19 test
  • Double value when paying with DBS Points on Travel & Leisure marketplace

58% cashback on hawker meals with DBS PayLah!

Visit your selected hawker stalls and earn 58% cashback with PayLah! | Photo: DBS

Even if you’re not planning to head overseas, you can still enjoy 58% cashback on your first payment with DBS PayLah! on 11 November 2021 at participating hawker stalls, capped at S$3 for the first 100,000 customers- no minimum spend required.

If you don’t fancy queueing, you can skip the queue by ordering hawker meals through WhyQ, enjoying the same 58% cashback offer on your first transaction on 11 November 2021 (also capped at S$3 for the first 100,000 customers). Stack this with the following promo codes to save even more:

  • New users: WHYQNEW (up to S$6 off)
  • All users: PLWHYQ (S$2 off)

The T&Cs of this offer can be found here.


DBS Extra Bonus Day

If you’re in the midst of making plans for a year-end VTL getaway, be sure to check out the full range of deals available to DBS/POSB customers. 

My pick would be 60% off TravellerShield Plus (since it now includes COVID-19 coverage), and stacking up to S$20 cashback with 4,000 bonus miles when buying Singapore Airlines air tickets through the DBS Travel & Leisure Marketplace. 

Aaron Wong
Aaron Wong
Aaron founded The Milelion to help people travel better for less and impress chiobu. He was 50% successful.

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I searched for hotels on DBS marketplace for Frankfurt city 2n in Dec and was returned a grand total of 5 properties. Munich gave me 473 properties though.


I selected the other option for Frankfurt (multi-city) for hotels and saw 475 properties in Frankfurt.


According to the policy wording of the DBS Traveller Plus Travel Insurance, the daily payout for quarantine only applies “If, during the Period of insurance, You are necessarily placed under Compulsory Quarantine at Temporary Medical & Quarantine Facility as a result of COVID-19 and confirmed by a Doctor …”

Would a hotel be considered a temporary quarantine facility since it’s mandatory?


I think it is no. It you look for the definition of “Temporary Medical & Quarantine Facility”, it does not cover hotels.


So in this case, the entire policy is a no-go given that this will probably be the part where most people are concerned about for international travel.


Keen to get an answer on this too before buying this travel insurance policy as my main concern is testing positive for Covid during the PDT in Germany.

How would you say this DBS/Chubb policy compares with the others you covered a few weeks back in your Germany trip report, Aaron?



Aaron, could you write an article or update your old article with more information on which travel insurance actually covers hotel isolation cost because of catching covid overseas? I can do my own research, but I think an article can benefit a lot of your readers. Thank you!


Could the extra expenses incurred from an extended hotel stay and change of flight be covered under Section 23 (travel disruption) instead?


Any news so far? looking forward to get it today if possible


For the Travel & Leisure deals, do I need to only buy anything on Klook or must be a specific activity that is listed on the DBS market place. Just wondering if F&B on klook is counted towards this…does Klook tag their products by different MCC code?


This is referring to the $12 cash back aspect. Hoping to understand the mechanism.



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