UOB has launched a new bonus miles offer for overseas spending on all three versions of the UOB PRVI Miles Card, which runs from now till 31 December 2022. Registered cardholders will earn up to 5 mpd on all in-person overseas spend on dining and shopping.
A minimum spend of S$1,000 and an overall cap of S$4,000 applies for the entire promotion period, which means you can earn up to 10,400 additional bonus miles.
This is more generous than the previous overseas spending offer we saw on the UOB PRVI Miles Mastercard (4.4 mpd), although it should be noted that was applicable to all overseas spend and not just selected categories.
| 💳 tl;dr: Offer Details |
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Earn up to 5 mpd on selected overseas spend
From 1 November to 31 December 2022, UOB PRVI Miles Cardholders can register for this promotion by sending the following SMS to 77862:
| 📱 SMS to 77862 |
| PMX<space>Last 4 alphanumeric digits of NRIC/Passport e.g. PMX 567A |
There is no cap on the number of cardholders who can register.
Once registered, cardholders who spend at least S$1,000 on eligible transactions (defined below) will earn bonus miles as follows:
| Base | Bonus | Total | |
| Overseas Shopping | UNI$6 per S$5 (2.4 mpd) | UNI$6.5 per S$5 (2.6 mpd) | UNI$12.5 per S$5 (5 mpd) |
| Overseas Dining | UNI$6 per S$5 (2.4 mpd) | UNI$6.5 per S$5 (2.6 mpd) | UNI$12.5 per S$5 (5 mpd) |
The maximum bonus is capped at 10,400 miles, or S$4,000 of eligible spending during the entire promotion period. Supplementary cardholders are eligible to participate in this promotion, but their spending will count towards the cap of the principal cardholder.
You will only be able to enjoy this promotion once across all card accounts, regardless of how many UOB PRVI Miles Cards you hold. For example, if you hold both the UOB PRVI Miles AMEX and UOB PRVI Miles Visa, you will only be able to enjoy the offer on one card (presumably the first one you meet the qualifying criteria on; the T&Cs don’t specify).
What counts as eligible transactions?
A minimum of S$1,000 must be spent on eligible overseas transactions during the promotion period.
Eligible overseas transactions are defined as:
Overseas dining
Overseas dining refers to in-store transactions made at merchants with the following MCCs.
| Category | MCC |
| 5411 | Grocery Stores and Supermarkets |
| 5441 | Candy, Nut and Confectionary Stores |
| 5451 | Diary Product Stores |
| 5462 | Bakeries |
| 5499 | Misc. Food Stores (Convenience Stores & Specialty Markets) |
| 5812 | Eating Places & Restaurants |
| 5813 | Drinking Places (Bars, Taverns, Nightclubs, Cocktail Lounges, Discotheques) |
| 5814 | Fast Food Restaurants |
| 5912 | Drug Stores and Pharmacies |
| 5921 | Package Stores- Beer, Wine and Liquor |
It’s a fairly generous definition of dining, even including places you might not have thought of like supermarkets, pharmacies and wine stores. If you’re planning on loading up on booze while overseas, this might be an excellent opportunity to make some hay.
Remember, if you want to verify the MCC before spending, there’s an easy way of doing so.
Overseas shopping
Overseas shopping refers to in-store transactions made at merchants with the following MCCs.
| MCC | Description |
| 5309 | Duty Free Stores |
| 5310 | Discount Store |
| 5311 | Department Stores |
| 5331 | Variety Stores |
| 5399 | Miscellaneous General Merchandise |
| 5611 | Men’s & Boys’ Clothing and Accessory Stores |
| 5621 | Women’s Ready-to-Wear Stores |
| 5631 | Women’s Accessory and Specialty Stores |
| 5641 | Children’s and Infants’ Wear Stores |
| 5651 | Family Clothing Stores |
| 5655 | Sports and Riding Apparel Stores |
| 5661 | Shoe Stores |
| 5681 | Furriers & Fur Shops |
| 5691 | Men’s and Women’s Clothing Stores |
| 5697 | Tailors, Seamstresses, Mending, Alterations |
| 5698 | Wig & Toupee Shops |
| 5699 | Miscellaneous Apparel and Accessory Stores |
| 5732 | Electronics Stores |
| 5733 | Music Stores — Musical Instruments, Pianos, and Sheet Music |
| 5735 | Record Stores |
| 5941 | Sporting Goods Stores |
| 5942 | Book Stores |
| 5943 | Stationery, Office and School Supply Stores |
| 5944 | Jewelry, Watch, Clock, and Silverware Stores |
| 5945 | Hobby, Toy and Game Stores |
| 5946 | Camera and Photographic Supply Stores |
| 5947 | Gift, Card, Novelty, and Souvenir Stores |
| 5948 | Luggage and Leather Goods Stores |
| 5949 | Sewing, Needlework, Fabric, and Piece Good Stores |
| 5950 | Glassware and Crystal Stores |
| 5970 | Artist Supply and Craft Stores |
| 5971 | Art Dealers and Galleries |
| 5977 | Cosmetic Stores |
| 5993 | Cigar Stores & Stands |
| 5994 | News Dealers & Newsstands |
| 5999 | Miscellaneous & Specialty Retail Stores |
Again, UOB is casting a very wide net, so whether it’s duty free, clothes, shoes or electronics, you’ll be able to enjoy the bonus.
When will I receive my miles?
Base UNI$ (equivalent to 2.4 mpd) will be posted along with the transaction as per normal.
Bonus UNI$ (equivalent to 2.6 mpd) will be credited to your account by 28 February 2023
Terms & Conditions
The full T&Cs for the UOB PRVI Miles Card promotion can be found here.
Conclusion
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| Card Review |
A 5 mpd rate for overseas transactions would make the UOB PRVI Miles Card the highest-earning option in this category. However, there’s a 3.25% FCY fee with all transactions, so some might still prefer to pair the Amaze with the Citi Rewards Card.
A S$1,000 minimum spend applies, but you have two months to hit it. Don’t forget the cap of S$4,000 as well, which applies to the entire promotional period, and the fact that you can only enjoy this bonus on one UOB PRVI Miles Card, no matter how many you hold.
Registration only takes a couple of seconds, so better to get it done sooner rather than later.
“ A 5 mpd rate for overseas transactions would make the UOB PRVI Miles Card the highest-earning option in this category. However, there’s a 3.25% FCY fee with all transactions, so some might still prefer to pair the Amaze with the Citi Rewards Card.”
Why not pair the Amaze with the PRVI Mastercard though?
because it won’t be in FCY.
*slaps forehead* of course. That’s what I get for commenting before morning coffee.
Cause Amaze converts overseas spending to local. Ans therein lies the problem
if you pair amaze with PRVI then you won’t get the 5 mpd since pairing it makes it a local online charge not FCY charge
Since the Amaze FX rate is now consistently around 2% from mid, compared to ~1/10th that for other cards (+ the FCY fee of 3.25% in case of PRVI), it now may make sense to use PRVI instead, if you value miles at 1.5c or above, right?
you need to be careful about your comparisons. amaze FX rates are 2% above SPOT, but if you look at MC/Visa rates they’re about 1% higher (iirc). this means the correct figure should be to compare 3.25% to 1%, since UOB PRVI Miles will use MC/Visa rates and not spot.
Thanks a lot Aaron! I thought MC rates had gone down considerably (less so for Visa), to be more like 25bps. At 1% (ie 4.25% all in over mid), it’d need 1.5 more miles per dollar.
So still amaze/Citirewards the better option
What number to sms to if I’m overseas
Nevermind. It works now. Was attempting to text 77826
Im also overseas
how did it work?
tks!
I would like to know as well, which number did you text?
I texted to 77862 from overseas and it worked fine.
how about dining in hotels overseas, does it qualify?